Lisbet Kulmhallik

- On-boarding corporations, investigating ownership structures, managing industry risks, performing screening, and making risk based decision on on-boarding.

- Investigating complex corporation structures to determine UBOs and making sure we have appropriate level of KYC and KYB information on file.

- Managing updates on screening for existing companies and their UBOs.

- Leading partnership project from compliance perspective, where we would collaborate with different companies, providing API model to offer our service to their clients.

- Collaborated cross-departmentally for the creation of company-wide compliance standards.

- Identified potential risks through meticulous evaluation of company policies.

- Ensured effective risk management by executing routine audits and assessments.

• Wide experience conducting: KYC, PEP screening, sanctions, terrorist financing investigations, transaction monitoring and providing relevant information for government agencies (submitting SARs).
• Reviewed client's transaction usage to detect any elements of financial crime.
• Established source of funds using internal tools as well as corresponding with clients and collecting relevant documents.
• Applied strong understanding of FCA UK regulations and JMSLG directives.
• Completed quality checking monthly for all investigators and submitting memos for management regarding progress and challenges.
• Assisted over 50 new investigators by offering one to one training sessions.
• Completed accreditations for new starters in line with Monese training and accreditation programme.
• Know thoroughly how to:
  - write SARs for individuals and bigger crime rings.
  - submit findings as per NCA requirements.
• Organised monthly meetings with the team to review progress and clarified any misunderstandings to make sure all team is aligned.
• Arranged data to be sent to leadership for overview of AML department and progress.

• Logged audit work, noted findings and compiled evidence of misdeeds.
• Revised information in accordance with law and PwC standards.
• Corporate background check (AML).
• Compiled and organised tenders for (state) procurement, contracts, opinions for review and analysis.
• Handled diverse client portfolio work, establishing goals and supporting achievement to deadline.
• Helped teams strengthen internal controls and departmental processes to bring errors to near-zero.