Josh Howe

• Built productive working relationships with underwriters for effective negotiations.
• Enhanced client relationships by providing timely and accurate responses to inquiries.
• Managed my own book of SME-Mid Market Clients, which included Commercial Property, Commercial Combined, Motor Trade, Fleet, Management Liability, Professional Indemnity and Combined Liability policies.
• Maintained and grew my book, which at the beginning of the year sat at over £550,000 in premium and near £170,000 in commission.
• Ensured compliance with industry regulations through meticulous record-keeping.
• Maintained detailed knowledge of market trends for informed decision making.

As an account handler at Bridges I am responsible for looking after clients in the property sector, where I look after different types of landlords policies. I have previously worked in the commercial department, where I looked after the following types of risks:

• Commercial Combined
• Professional Indemnity
• Liability Policies
• Commercial Property

My day to day responsibilities at Bridges include the following:

• Answering client queries
• Invite / retain renewals
• New business quotes
• Looking after clients during the claim process.

During my time at Bridges I have obtained the Cert CII qualification and currently have underwriting authority on a binder with a reputable insurer.

During my stint working at my local Texaco Garage I was responsible for the following:

• Manning the cash register to serve customers
• Authorising petrol usage
• Keeping stock tidy
• Cashing up the tills and lottery at the end of the day