HABEEB EJALONIBU
Manchester,United Kingdom
Summary
Driven compliance professional with over 6 years’ experience in KYC/AML across banking, fintech and law. Skilled in onboarding, periodic & trigger reviews, sanctions/PEP screening, and high-risk CDD for complex entities. Proven track record of streamlining processes, ensuring audit-ready compliance, and mitigating financial crime risks. I have achieved CAMS certification, combining legal knowledge with practical regulatory expertise to deliver audit-ready compliance and robust risk management.
Overview
8
8
years of professional experience
6056
6056
years of post-secondary education
1
1
Certification
Work history
KYC/AML Analyst
Handelsbanken
04.2023 - 09.2025
- Completed 300+ high-risk periodic and trigger event reviews across complex structures, including Trusts, Private Equity Funds, LLPs, and cross-border corporates, maintaining a 98% compliance QA score.
- Identified and remediated gaps in SoW/SoF documentation for high-value clients, reducing regulatory breach risk by 25%.
- Performed in-depth sanctions, PEP, and adverse media screening, escalating 100+ material cases to the MLRO/Financial Crime Committee with actionable recommendations.
- Enhanced review turnaround times by 20% by implementing a prioritisation framework for event-driven reviews, ensuring SLA adherence even under high case load.
- Collaborated with front-office and compliance stakeholders to resolve complex escalations, ensuring 95% of reviews were completed without client exit.
- Delivered detailed audit-ready documentation for all reviews, supporting zero findings in two internal compliance audits.
- Partnered with QA teams to share review insights, helping refine CDD policies and contributing to a 15% improvement in team-wide accuracy.
Compliance Analyst
Cornerstone FS
09.2022 - 03.2023
- Processed and approved 500+ client onboarding requests within SLA, enabling faster access to payment and FX services and contributing to a 15% growth in active client base.
- Conducted CDD/EDD reviews on high-risk entities, reducing onboarding-related compliance breaches by 30% through early detection of red flags.
- Streamlined onboarding workflows by introducing digital KYC verification tools, cutting processing time by 25% and improving client satisfaction scores.
- Collaborated with sales and product teams to implement risk-based onboarding tiers, accelerating approval timelines for low-risk clients and generating an additional £2.5M in processed transactions within the first 6 months.
- Performed sanctions, PEP, and adverse media screening on new clients, preventing potential financial crime exposure and maintaining a 100% regulatory audit pass rate.
- Created and maintained onboarding SOPs, ensuring team-wide adherence to compliance standards and improving review consistency by 40%.
- Partnered with compliance to resolve escalations, successfully clearing 95% of flagged cases within 48 hours, minimising disruption to payment processing operations.
Compliance/Legal Associate
Ayoola Babalola & Co.
12.2017 - 12.2020
- Performed 200+ KYC/AML reviews annually on corporate and individual clients, ensuring compliance with regulatory standards and internal policies.
- Conducted enhanced due diligence (EDD) on high-risk clients, reducing onboarding risk by 35% through stronger verification and escalation protocols.
- Improved client onboarding turnaround time by 20% by streamlining data collection and documentation review.
- Identified and resolved 50+ sanctions/PEP/adverse media alerts per quarter, ensuring timely escalation to MLRO and preventing potential compliance breaches.
- Supported regulatory audits and internal QA reviews, achieving a 98% compliance rate on KYC file assessments.
- Collaborated with legal teams to align compliance procedures with evolving AML directives and Law Society regulations, strengthening governance and risk control.
- Delivered quarterly training sessions to junior analysts and paralegals on AML/KYC processes, improving team accuracy by 25% and reducing escalations by senior management.
- Partnered with risk and compliance teams to automate screening workflows, reducing manual errors by 30% and cutting review times by an average of 15 minutes per case.
Education
Master of Laws -
University of Hertfordshire
BL - Law
Nigerian Law School
LL.B, Bachelor of Laws -
Osun State University
Skills
- Anti-Money Laundering (AML)
- Know Your Customer (KYC)
- Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
- Transaction Monitoring (TM)
- Sanctions & Screening
- Politically Exposed Person (PEP)
- Suspicious Activity Reporting (SAR)
- Risk Assessment & Management
- Conflict of Interest Management
- Audit & Quality Control
- Regulatory Compliance and Data Protection
- Research & Review
- Stakeholder Engagement
- Case Management
- Process Improvement
- Fraud Detection & Prevention
Certification
- CAMS – Certified Anti-money Laundering Specialist
- CKYCA – Certified Know Your Customer Associate
KEY SOFTWARE TOOLS
- Creditsafe
- Worldcheck
- Comply Advantage
- MS Office Suite
- Equifax
- LexisNexis
Timeline
KYC/AML Analyst
Handelsbanken
04.2023 - 09.2025
Compliance Analyst
Cornerstone FS
09.2022 - 03.2023
Compliance/Legal Associate
Ayoola Babalola & Co.
12.2017 - 12.2020
Master of Laws -
University of Hertfordshire
BL - Law
Nigerian Law School
LL.B, Bachelor of Laws -
Osun State University
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