Summary
Overview
Work History
Education
Skills
Interests
Timeline
Generic
Angie Osborne

Angie Osborne

Colchester,Essex

Summary

Experienced Credit Control and Accounts Receivable professional with over 20 years’ experience managing customer accounts, aged debt, cash collection, credit risk and finance administration within commercial and professional service environments.

Proven ability to manage high-value customer portfolios, improve payment performance, reduce aged debt, resolve complex account queries and produce accurate financial reporting. Experienced in credit assessments, account reconciliations, invoicing, statement runs, customer relationship management and working closely with Finance Directors, senior stakeholders and customers.

Previous experience includes supervising credit control teams, training staff, improving processes and supporting effective debt recovery strategies. Highly organised, reliable and adaptable, with excellent communication skills and the ability to handle sensitive conversations professionally.

Following a period of family caring responsibilities, continued professional development through CPCAB counselling qualifications and self-employed counselling work has further strengthened skills in communication, confidentiality, negotiation and managing challenging situations.

Now seeking to return to a finance-focused role where extensive credit control expertise, commercial awareness and customer relationship skills can add value.

Overview

33
33
years of professional experience

Work History

Self-Employed Integrative Counsellor (Sessional))

Inspire Suffolk
Ipswich
07.2025 - Current
  • Delivered professional counselling support within agency setting, overseeing self-employed administration and client care.
  • Established trust with clients through active listening and clear communication.
  • Managed sensitive conversations with clients in a professional manner.
  • Handled confidential client information and maintained accurate records to ensure compliance with professional standards.
  • Coordinated appointments, administration, and professional documentation to streamline client management processes.
  • Executed tasks independently while adhering to organisational procedures.
  • Managing competing priorities with strong organisation and attention to detail.
  • Key transferable skills developed include:

Unpaid Full Time Carer

08.2020 - 07.2026
  • Full time carer for my son and grandmother.
  • Concurrently pursued counselling studies, culminating in August 2025 qualification.

Credit Controller (Part-Time)

LB Group
05.2015 - 08.2020
  • Managed portfolio of customer debtor accounts, ensuring timely collections and minimising overdue payments.
  • Reduced aged debt through proactive telephone, email and written collections.
  • Completed regular statement runs and account reviews.
  • Reconciled customer accounts and investigated payment discrepancies.
  • Resolved billing queries while fostering strong client relationships to enhance customer satisfaction.
  • Produced credit control reports for Directors, providing insights to support strategic decision-making.
  • Attended debtor review meetings and supported improved cash collection performance.
  • Managed credit control activities within an accountancy practice supporting private and corporate clients.
  • Responsibilities and achievements:
  • Accountancy Firm

Credit Controller (Part-Time)

Jardine Motors Group
Witham
01.2007 - 01.2015
  • Managed allocated customer ledgers, ensuring accuracy and integrity of account records.
  • Conducted credit checks and customer reviews.
  • Managed debt recovery through telephone, email and written correspondence.
  • Investigated and resolved account queries and payment discrepancies, enhancing customer satisfaction and trust.
  • Produced monthly customer statements.
  • Worked with internal departments to improve account resolution and payment performance.
  • Managed private and corporate customer accounts, ensuring seamless transition to part-time employment.
  • Outlined key responsibilities in role

Credit Control Supervisor

Jardine Motors
Witham
01.2005 - 01.2007
  • Supervised a team of four Credit Controllers and managed customer accounts across Parts and Service divisions.
  • Supervised credit control team, supporting and training members to enhance team effectiveness.
  • Managed aged debt recovery processes, increasing collection rates through targeted strategies.
  • Led debtor review meetings with dealership Directors and Managers.
  • Oversaw management of private and corporate customer accounts, facilitating smooth transactions and account maintenance.
  • Resolved complex customer account issues, ensuring customer satisfaction and maintaining account integrity.
  • Conducted credit assessments using Experian and company procedures.
  • Produced monthly reports for the Finance Director.
  • Completed management development training covering leadership, communication and supervision.
  • Key achievements and responsibilities:

Customer Accounts Supervisor

Xpedite Systems Ltd
York
01.2003 - 05.2005
  • Supervised the Customer Accounts team.
  • Managed 200 customer accounts, focusing on major corporate clients to ensure satisfaction and retention.
  • Enhanced debtor performance by implementing effective credit control procedures, resulting in timely collections.
  • Managed monthly invoicing processes.
  • Compiled management reports and KPI information for Finance Director, facilitating informed decision-making.
  • Investigated complex billing and account issues.
  • Assisted with legal documentation and credit assessments.
  • Managed daily banking procedures.
  • Recruited, trained and supported new team members.
  • Summarised significant responsibilities and accomplishments in role.

Senior Credit Controller

Xpedite Systems
York
05.2000 - 01.2003
  • Managed diverse customer ledger, ensuring timely payments and minimising overdue accounts.
  • Conducted customer credit checks and monitored account performance to assess risk and inform credit decisions.
  • Compiled aged debt reports to identify overdue accounts and facilitate collections.
  • Supported Credit Control Manager by supervising team, maintaining workflow and addressing issues during absence.
  • Assisted with monthly invoicing and banking procedures.
  • Produced credit notes and manual invoices.
  • Kept detailed and accurate customer account records to support financial audits and reviews.

Credit Controller

Xpedite Systems
York
10.1999 - 05.2000
  • Managed customer accounts and coordinated debt collection activities to ensure timely payments.
  • Issued statements and reminders for overdue payments to maintain cash flow.
  • Performed detailed assessments of creditworthiness for customers.
  • Processed payments and credit notes, ensuring accurate record-keeping and reconciliation.
  • Supported invoicing and banking administration.

Sales Ledger Administrator

Xpedite Systems
York
02.1999 - 10.1999
  • Processed invoices, credit notes, and payments to ensure financial accuracy.
  • Maintained accurate customer billing records to support timely payments.
  • Assisted in managing sales ledger processes to ensure accuracy.
  • Applied customer pricing structures to uphold compliance and customer satisfaction.

Customer Services Assistant

Woolwich Plc
Clacton
01.1997 - 01.1999
  • Provided friendly, attentive service by promptly responding to customer enquiries and processing order requests.
  • Delivered banking customer service, processed transactions accurately, and resolved customer enquiries to enhance satisfaction.
  • Delivered banking customer service, processed transactions accurately, and resolved customer enquiries to enhance satisfaction.

Secretary / Administrative Assistant

S & H Catering Equipment & Engineering
Colchester
01.1995 - 01.1997
  • Supported office administration through invoicing, sales ledger maintenance, record management, and effective customer communication.

Secretary / Administrative Assistant

Advantage Tennis
Wivenhoe
01.1994 - 01.1995
  • Coordinated correspondence, payroll assistance, invoicing, and documentation management to ensure smooth administrative operations.

Education

Training Course - FIRST LINE MANAGEMENT COURSE

Rock Steady Training
01-2005

A-Levels - English Literature

Colne College
Brightlingsea
01-1993

A-Levels - General Studies

Colne College
Brightlingsea
01-1993

GCSEs - 10 Passes A-D

Colne School
Brightlingsea
01-1991

Introduction to Counselling Skills -

CPCAB
09-2020

CPCAB Level 4 Diploma - Therapeutic Counselling

CPCAB
08-2025

CPCAB Level 3 Certificate - Counselling Studies

CPCAB
08-2023

CPCAB Level 2 Certificate - Counselling Skills

CPCAB
08-2021

RSA LEVEL 4 HIGHER DIPLOMA - Administrative Procedures

Colchester Institute
Colchester

Skills

  • Credit Control & Debt Recovery
  • Accounts Receivable
  • Aged Debt Management
  • Cash Collection
  • Credit Risk Assessment
  • Credit checks
  • Account Reconciliation
  • Invoicing
  • Sales Ledger Management
  • Statement Runs
  • Query Resolution
  • Banking Procedures
  • Customer Account Management
  • Customer Relationship Management
  • KPI reporting
  • Team Supervision
  • Staff Training & Mentoring
  • Process Improvement
  • Microsoft Word & Excel

Interests

  • Crafting
  • Art
  • Comedy Clubs
  • Theatre
  • Reading

Timeline

Self-Employed Integrative Counsellor (Sessional))

Inspire Suffolk
07.2025 - Current

Unpaid Full Time Carer

08.2020 - 07.2026

Credit Controller (Part-Time)

LB Group
05.2015 - 08.2020

Credit Controller (Part-Time)

Jardine Motors Group
01.2007 - 01.2015

Credit Control Supervisor

Jardine Motors
01.2005 - 01.2007

Customer Accounts Supervisor

Xpedite Systems Ltd
01.2003 - 05.2005

Senior Credit Controller

Xpedite Systems
05.2000 - 01.2003

Credit Controller

Xpedite Systems
10.1999 - 05.2000

Sales Ledger Administrator

Xpedite Systems
02.1999 - 10.1999

Customer Services Assistant

Woolwich Plc
01.1997 - 01.1999

Secretary / Administrative Assistant

S & H Catering Equipment & Engineering
01.1995 - 01.1997

Secretary / Administrative Assistant

Advantage Tennis
01.1994 - 01.1995

Training Course - FIRST LINE MANAGEMENT COURSE

Rock Steady Training

A-Levels - English Literature

Colne College

A-Levels - General Studies

Colne College

GCSEs - 10 Passes A-D

Colne School

Introduction to Counselling Skills -

CPCAB

CPCAB Level 4 Diploma - Therapeutic Counselling

CPCAB

CPCAB Level 3 Certificate - Counselling Studies

CPCAB

CPCAB Level 2 Certificate - Counselling Skills

CPCAB

RSA LEVEL 4 HIGHER DIPLOMA - Administrative Procedures

Colchester Institute
Angie Osborne