Steve McKernan
Kenilworth,Warwickshire
Summary
"Dedicated and results-driven Mortgage Adviser with 20 plus years of experience in the financial services industry. Proficient in conducting thorough financial analyses, assessing client needs, and recommending tailored mortgage solutions. Possessing strong communication and negotiation skills, adept at navigating complex transactions and providing exceptional service to diverse clientele. An adviser who always stays abreast of market trends and regulatory changes to enable him to offer informed guidance and ensure his adhere to compliance. Committed to upholding ethical standards whilst achieving client satisfaction and fostering long-term relationships."
Overview
6
6
years of professional experience
6
6
years of post-secondary education
Work history
Mortgage Adviser
Just Mortgages
Kenilworth, Warwickshire
2018.02 - 2020.08
- Adhered to all compliance guidelines for retail mortgage lending.
- Provided exceptional level of customer service at all stages of mortgage loan process.
- Assessed financial strength and credit-worthiness of clients, evaluating individual criteria to determine most appropriate product.
- Drove a culture of high productivity and continuous improvement by establishing KPI metrics across all sales operations.
Mortgage adviser
Linear
Kenilworth, Warwickshire
2020.08 - 2022.02
- Forged exceptional relationships with lenders and estate agents, aiding smooth-running property purchase proceedings.
- Processed and underwrote loans, verifying consistent regulatory compliance with financial laws in all documentation to maximise chance of approval.
- Consistently exceeded monthly sales targets using exceptional negotiation skills.
- Maintained up-to-date knowledge on mortgage market trends to develop robust business development strategies and accurate revenue forecasting.
Mortgage Adviser
Primis
Kenilworth, Warwickshire
2022.02 - Current
- Generated leads through sales presentations and cold calling to build new business, increasing sales revenue.
- Promoted, grew and preserved network and referral systems, boosting client retention rate from [Number]% to [Number]%.
- Completed assigned caseload of loan applications, managing average of £[Number] in annual closings.
- Evaluated bespoke client needs to source products best suited to current financial circumstances.
Education
GCSEs - Mathematics
Cardinal Wiseman Boys School
Coventry 1978.09 - 1984.09
GCSEs - Religious Education
Cardinal Wiseman Boys School
CoventryGCSEs - Physics
Cardinal Wiseman Catholic School
CoventrySkills
- Mortgage lead generation
- UK mortgage regulation
- Wealth management
- Government loan programmes
- Market expertise
- CeMAP qualified
Timeline
Mortgage Adviser
Primis
2022.02 - Current
Mortgage adviser
Linear
2020.08 - 2022.02
Mortgage Adviser
Just Mortgages
2018.02 - 2020.08
GCSEs - Mathematics
Cardinal Wiseman Boys School
1978.09 - 1984.09
GCSEs - Religious Education
Cardinal Wiseman Boys School
GCSEs - Physics
Cardinal Wiseman Catholic School