
Caring professional with strong background in providing emotional and practical support to individuals with diverse needs.
Compassionate Health Care Assistant with strong skills in patient care and support. Skilled in administering medication, assisting with daily living activities, and providing emotional support to patients. Demonstrated ability to work collaboratively with healthcare teams to ensure high-quality care and improve patient outcomes. Committed to maintaining safe and clean environment for patients.
• Timely and effective collection of all debts and customers' payments
• Monitoring debtor balances to ensure a reduction in debtors
• Maintaining contact with clients to ensure invoices are clear for
payment
• Resolving queries both internally and externally around outstanding
invoices
• Reconciling complex accounts that have been escalated
Created and distributed invoices promptly to facilitate timely payments
Created and distributed invoices promptly to facilitate timely payments.
Developed procedures and policies to ensure timely payments and enhance customer retention
Liaising with customers, as well as internal personnel including the
sales team
Researched and identified new business opportunities, including markets, growth areas, trends, and potential partnerships
Identified key markets, growth areas, and trends to support business development.
Defined and outlined service offerings to enhance customer understanding.
Processed salary payments and statutory contributions through Remita to ensure compliance.
Analyze the creditworthiness of the clients by applying sound
lending practices and procedures as outlined in the Loan Policy
Manual and Loan Underwriting Guidelines
• Approve, deny, and counteroffer loan applications based on the
policies and guidelines, and document decisions in judgmental
reviews
• Engages in conversations and demonstrates advanced consultative
sales skills to understand customer needs and financial goals, offers
solutions as appropriate in accordance with Bank strategy
• Respond to telephone inquiries and written correspondence
regarding consumer loan decisions in a timely manner.
• Assist branch personnel and customers with questions and issues
regarding Personal Online banking, Bill Payment, and mobile deposits,
ATM/Debit Cards.
• Responsible for the overall management of the Credit and
Collections department, which includes developing and improving the
operational goals of the department
• Customer service regarding collection issues, process customer
refunds, process and review account adjustments, resolve client
discrepancies and short payments and customer reconciliations
• Communicate & follow up effectively with sales department
regarding customer accounts on a timely basis
• Compiles customer payment histories by creating historical financial
spreadsheets on customers and analyzing trends from those
spreadsheets
• Has the responsibility for managing all delinquent accounts for the
purpose of collecting past-due balances
• Identify customer needs and proactively seek to provide
Achieved targets for customer acquisition, expansion, cost management, and retention
• Identify cross-selling and migration opportunities and sell
products/services respectively
• Develop and review sales plans to achieve sales budget/targets for
personal banking team.• Ensure funds in closed accounts are disposed of or overdraft
recovered
Managed existing loan portfolio to establish appropriate account plans
customer retention targets
• Lead and manage Guided customer consultants by providing guidance and
coaching where required
• Monitor and manage the performance and development of the
customer consultants
Supervised immediate subordinates
• Manage the existing loan portfolio to ensure establishment of
appropriate account plans,
• Order debit and credit cards for customers
• Initiate and carry out recovery action on non-performing credit
facilities on assigned accounts
appropriate account plans,
Strong attention to detail
Time Management
Ability to work with minimum supervision
Good Team Player
Good Interpersonal Skill
Ability to work with minimum
supervision
Problem solving
Multitasking
Relationship building
Analytics Skills
Analytical thinking
Data interpretation
Risk analysis
Credit risk analysis
Business acumen
Search engine optimisation
Credit risk analysis