Odunayo IGE
London
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic. Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
6
6
years of professional experience
Work History
Care Assistant
St Albans, Fieldbay Group
01.2023 - Current
- Supervise service users within the Home, ensuring that they are fully involved and participate in the Homes' activities, undertaking a ‘person centred’ approach
- Record and observe the progress or decline of individuals within the Home and notify senior staff of their progress
- Record and observe the progress or decline of individuals within the Home and notify senior staff of their progress
- Play an active part in promoting good public relations within the locality, so as to increase public awareness of, and support for, the aims and objectives of the Home as a whole
- Participate in the development and implementation of opportunities for recreation, socialisation, holidays, in line with the concept of normalization
- Care for service users’ property, undertaking any aspect of Home management within the Home as required, e.g
- Light domestic work, participating in meal preparation, laundry if required
Care Assistant
Careline Limited, City & County Healthcare Group
06.2022 - 01.2023
- Assist service users with personal care tasks, such as washing, dressing, eating and toileting
- Perform light housekeeping tasks, such as dusting, vacuuming and changing bed clothes
- Assist in the safe lifting, transferring, repositioning and movement of clients
- Observe, monitor and record clients’ physical and emotional well-being, and promptly report any changes to senior staff
- Encourage clients to participate in social and recreational activities
- Accompany clients to medical appointments
- To escalate any redness or deterioration in health for immediate attention
- Maintained confidentiality of all patient information
- Maintained confidentiality of all patient information.
Underwriter
Linkage Assurance
11.2019 - 02.2022
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
- Supported review and acceptance or denial of new or renewal business.
- Calculated group and individual renewal rates based on customers' background, industry and demographic information.
- Monitored market conditions and economic trends to identify and limit potential risks.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
- Collaborated with other professionals to develop innovative underwriting solutions.
- Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
- Analyzed data to identify trends and predict future insurance needs.
- Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
- Scrutinized underwriting performance to identify weaknesses and provide recommendations for improvement.
Insurance Underwriter
Lektol Insurance
06.2017 - 10.2019
- Manage retention on existing policies
- Evaluate risk, loss history, financial standing on insured business
- Determine appropriate premiums and amounts of coverage
- Study insurance proposals
- Assist in the calculation of risk
- Liaise with professionals and specialists to help judge risk assessment
- Applying reinsurance knowledge in order to assess potential risk exposure of the company
- Targeting new customers and developing strong relationships with client
- Underwriting renewal of existing business
- Writing and preparing Policy documents
- Collaborated with other professionals to develop innovative underwriting solutions.
- Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
Education
Master of Science - International Business Management
Cardiff Metropolitan University
Cardiff, Wales08.2023
Master of Science - Risk Management And Insurance
University of Lagos
Lagos, Nigeria06.2020
Certificate in Insurance (Aug, 2017) Insurance Legal and Regulatory General Insurance Business Insurance Underw - Associate of Chartered Insurance Institute of Nig
CHARTERED INSURANCE INSTITUTE OF NIGEIRA(CIIN)
Lagos, Nigeria08.2017
Bachelor of Science - Insurance
University of Lagos
Lagos, Nigeria10.2016
Skills
- Quality Control
- Property Appraisals
- Time Management
- Data Analysis
- Quality Assurance
- Policy Development
- Risk Management
- Policy Quoting and Pricing
- Risk Assessment
- Application Reviews
- Environmental Underwriting
- Client Relationship-Building
Timeline
Care Assistant
St Albans, Fieldbay Group
01.2023 - Current
Care Assistant
Careline Limited, City & County Healthcare Group
06.2022 - 01.2023
Underwriter
Linkage Assurance
11.2019 - 02.2022
Insurance Underwriter
Lektol Insurance
06.2017 - 10.2019
Master of Science - International Business Management
Cardiff Metropolitan University
Master of Science - Risk Management And Insurance
University of Lagos
Certificate in Insurance (Aug, 2017) Insurance Legal and Regulatory General Insurance Business Insurance Underw - Associate of Chartered Insurance Institute of Nig
CHARTERED INSURANCE INSTITUTE OF NIGEIRA(CIIN)
Bachelor of Science - Insurance
University of Lagos
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