Nicholas Pearce

• A empowered senior role responsible for the development and underwriting of profitable International Healthcare portfolios for SME risks across global territories, utilising specialty binders, lineslips, and master policy placements.
• Designed bespoke insurance solutions aligned with underwriting parameters and policy, supporting product innovation across Medical Malpractice (including Property, Liabilities and other package covers) and Virtual Care.
• Delivered expert counsel on underwriting strategy and market dynamics, enhancing Beazley’s reputation as a trusted healthcare insurer.
• Monitored account-level performance, including premiums, claims ratios, and costs, implementing corrective actions to ensure long-term profitability.
• Assessed risk premiums using rating models, factoring in reinsurance, capital exposure, and operational costs to maintain sustainable margins.
• Cultivated strong relationships with clients, brokers, and coverholders through strategic engagement and international travel, driving retention and cross-selling opportunities.
• Product line business planning, marketing initiatives, and internal knowledge sharing to support continuous improvement and best practice adoption.
• Maintained close interaction with internal legal, conduct risk, regulatory and compliance teams.

H.S Weavers (Underwriting) Ltd; St Paul; Ecclesiastical Insurance; Meghraj Private Bank