Mitchell Hudson
Leeds
Summary
A Property Underwriter currently within the Equity Release sector with over 6 years of experience combined in Financial services in case handling and Property Underwriting. A proven track record of underwriting applications within agreed service lender agreements to a high standard, with a methodical and analytical approach, showing excellent attention to details with proven ability to work using my own initiative. A team player with excellent communication skills, high quality of work, driven and highly self-motivated. Strong negotiating skills and business acumen with focus on building and maintaining key relationships with clients and advisors. I offer a strong foundation in risk assessment and customer service with keen eye for market trends. Knowledgeable about financial analysis and capable of building strong client relationships. I am ready to use and develop analytical, communication, and negotiation skills in a Property or Trading Underwriting or Assistant Underwriting role within Property and Liability.
Overview
6
6
years of professional experience
Work history
Lead Property Underwriter
Pure Retirement Ltd
05.2023 - 12.2025
- Deliver training sessions on underwriting principles and procedures; enhanced team competency levels.
- Streamlined operations, resulting in efficiency processes with a customer focus approach.
- Adjusting underwriting standards to reflect changing market conditions.
- Assessing and evaluating potential property risks for underwriting decisions in line with lending criteria.
- Enhancing customer satisfaction by providing professional underwriting services swiftly and accurately.
- Assessing and evaluating potential property risks for underwriting decisions.
- Conducting thorough research on each client's financial stability to manage risk appropriately.
- Analysing applicant information, resulting in accurate assessment of insurable risk.
- Consulting with legal teams to clarify policy provisions or exclusions when needed.
Full Property Underwriter
Pure Retirement Ltd
12.2021 - 05.2023
Junior Property Underwriter
Pure Retirement Ltd
05.2021 - 12.2021
Case Assistant (Remortgage)
Optima Legal Services Limited
Leeds, West Yorkshire
11.2019 - 05.2021
- Deliver an exceptional level of service to each customer by listening to concerns and answering questions.
- Working closely with Case Executives to establish the Remortgage application requirements and what legal documentation we need to obtain.
- Reviewing documentation provided by the applicants.
- Providing a great level understanding and demonstrating empathy with the customer when needed, then providing solutions and advise.
- Contacting lenders to request Redemption Statements .
- Liaising with third parties including lenders, applicants solicitors and Mortgage advisers on a daily basis providing them with updates on applications.
Education
Bachelor of Arts - Music
Academy of Contemporary Music
Guildford 09/2012 - 07/2015
A-Levels - Business Studies, Media Studies and Music
Garforth Academy
09/2010 - 07/2012
Skills
- Risk assessment
- Underwriting standards
- Analytical and methodical thinking
- Team orientated
- Excellent written and verbal communication skills
- Client relationship management
- Organisational efficiency
REFERENCES
Available upon request
REWARDS
I have received several awards of recognition and contribution to the company, including Underwriter of the year and nominations for employer of the year. Developing from a Junior Underwriter to Lead Underwriter within 2 years.
Timeline
Lead Property Underwriter
Pure Retirement Ltd
05.2023 - 12.2025
Full Property Underwriter
Pure Retirement Ltd
12.2021 - 05.2023
Junior Property Underwriter
Pure Retirement Ltd
05.2021 - 12.2021
Case Assistant (Remortgage)
Optima Legal Services Limited
11.2019 - 05.2021
Bachelor of Arts - Music
Academy of Contemporary Music
09/2012 - 07/2015
A-Levels - Business Studies, Media Studies and Music
Garforth Academy
09/2010 - 07/2012