Summary
Overview
Work history
Skills
Timeline
Generic

Toni Amy McFadden

South London

Summary

Experienced insurance professional with 8+ years in the industry, specialising in residential and commercial real estate insurance. Skilled in risk assessment, underwriting, and policy management, with a proven ability to provide effective insurance solutions and exceptional customer service.

Overview

9
9
years of professional experience

Work history

Property Underwriter

Clear Insurance Management Ltd (Acquisition)
07.2021 - Current
  • Assess and underwrite property insurance applications, managing risks up to £15M. With referral capability up to £50M.
  • Maintain strong relationships with insurers and brokers.
  • Contributed to the setup of our in house MGA, including detailed analysis of policy wording, and negotiation of delegated authority parameters.
  • New business & retention based. Responsible for the progression of five different binders: AXA, NIG (RSA), Aviva, Covea, and Allianz. Premiums ranging from £1,500 to £100,000.


Account Executive In Property Broking Division (Centor Insurance Risk Management Ltd)


  • Managed a diverse portfolio of clients, ensuring satisfaction and retention.
  • Analysed risks and processed quotes for renewals and new business.
  • Maintain strong relationships with property managing agents and insurers.
  • Authorised delegated authority limits of up to £10,000,000 for four binders.
  • Processing documents and obtaining quotations using the following systems: Cenit, Acturis, Excel Binders, insurer portals, claims systems (Sedgwicks and McClaren's), and Outlook.
  • Managed large insurance portfolios and led negotiations on rating structures with underwriters, ensuring alignment with risk appetite, and profitability targets.


Account Handler

St Giles Insurance & Finanace Services Ltd
07.2019 - 07.2021
  • Managed a book of premiums exceeding £2M, focusing on renewals and new business.
  • Fostered relationships with clients, insurers, and other stakeholders to enhance customer satisfaction.
  • Acquire and maintain knowledge of insurance products, including Property Owners, Various Liabilities, Loss of Rent, Engineering, Contract All Risks, Tradesman, Terrorism, Household, Offices, and Shop Packages.

Insurance Consultant

Towergate Insurance Broker
06.2016 - 09.2018
  • Provided exceptional customer service while specialising in various insurance policies, including tradesmen, contract works, SME & property.
  • Consistently exceeded sales targets through effective communication, and rapport-building.
  • Working on property portfolios using the following systems: Excel, Open GI, Powerplace, and Acturis.

Skills

  • Risk assessment
  • Insurance underwriting
  • Building client and Insurer relationships
  • Sales & Retention
  • Risk analysis
  • Portfolio management
  • Customer service
  • Problem solving
  • Negotiation skills
  • Positive attitude

  • ACADEMIC ACHIEVEMENTS


  • NVQ Level 3 in Business
  • A Levels - Business (Distinction *) Media (B) Sociology (B)
  • 11 GCSE's Grade C & above in English, Maths & Science
  • Cert CII Pursuit

Timeline

Property Underwriter

Clear Insurance Management Ltd (Acquisition)
07.2021 - Current

Account Handler

St Giles Insurance & Finanace Services Ltd
07.2019 - 07.2021

Insurance Consultant

Towergate Insurance Broker
06.2016 - 09.2018
Toni Amy McFadden