Mekala Sekar
Edinburgh,Scotland
Summary
Postgraduate student in International Banking and Finance at Heriot-Watt University, with strong analytical, communication, and organizational skills. Known for being reliable, adaptable, and detail-oriented, with experience in managing budgets, navigating complex systems, and delivering high-quality service in fast-paced environments. Eager to contribute to dynamic teams while gaining practical experience alongside academic pursuits.
Overview
8
8
years of professional experience
Work history
Team Leader
Standard Chartered Global Business Services
12.2024 - 05.2025
- Performed thorough document checks for Import & Export Letters of Credit across Gulf countries, ensuring full compliance with banking requirements and regulatory standards.
- Managed high-risk transactions, including Commodity LCs, Confirmed LCs, and sensitive client portfolios, mitigating financial exposure.
- Ensured trade documents aligned with UCP600, ISBP821, ICC opinions, and internal compliance guidelines, conducting Anti-Money Laundering (AML) and Compliance checks to identify risks and red flags.
- Addressed client inquiries, processed refusal messages (MT734), and verified revised documents to facilitate seamless transaction execution.
- Conducted Import Group LC checks in accordance with internal policies and regulatory mandates.
- Monitored deal queues to ensure timely transaction processing and adherence to regulatory compliance standards.
Senior Trade Finance Specialist
IBM India Private Limited
08.2020 - 12.2024
- Managed end-to-end processing of Export/Import Collections and Letters of Credit, from issuance to final settlement.
- Interpreted and clarified terms and conditions in accordance with ICC Guidelines, client specifications, and SOPs.
- Authorized and conducted compliance checks for key trade finance products, including opening, amendments, acceptance, and settlements.
- Cross-trained in Documentary Credit (DC) products to facilitate bill creation for utilization.
- Conducted Compliance, Vessel checks, AML assessments, Pricing & Tariff reviews, and processed SWIFT transactions (MT202, MT103), ensuring adherence to regulatory standards.
- Possess strong knowledge of UCP600, ISBP, URR, and URC, ensuring accuracy in trade finance operations.
- Assisted Team Lead with inventory management and actively mentored new team members, providing domain-specific guidance.
- Collaborated on the implementation of new trade finance applications (WINAUTOMATION, TRADE AI, CONSERTO) to streamline operational efficiency.
Junior Student Administrator- [Internship]
International Programme Centre For Education
05.2017 - 06.2017
- Conducted cold calls to engage prospective students, fostering interest in pursuing higher education abroad.
- Enhanced communication skills through consistent and meaningful interactions with diverse individuals.
Education
Master of Science - International Banking and Finance
Heriot-Watt University
Edinburgh 09.2025 -
Bachelor of Commerce - General
G.S.S. Jain College For Women
TamilNadu,India 06.2016 - 04.2019
Skills
- Collaborative mindset in fast-paced environments
- Clear verbal and written communication
- Ability to follow instructions and company policies
- Punctuality and dependability
- Ability to adapt and multitask as per requirement
- Quick learner with a proactive attitude
Languages
English
Fluent
Tamil
Native
Hindi
Upper intermediate
Timeline
Master of Science - International Banking and Finance
Heriot-Watt University
09.2025 -
Team Leader
Standard Chartered Global Business Services
12.2024 - 05.2025
Senior Trade Finance Specialist
IBM India Private Limited
08.2020 - 12.2024
Junior Student Administrator- [Internship]
International Programme Centre For Education
05.2017 - 06.2017
Bachelor of Commerce - General
G.S.S. Jain College For Women
06.2016 - 04.2019
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