Mark Smith
Leighton Buzzard,Beds
Summary
Skilled Mortgage Adviser with attention to detail and problem-solving skills to approach different applications and conflicts. Understands importance of balancing risk against financial returns to optimise profits. Quick to learn new procedures and careful to follow protocols. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 40 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
23
23
years of professional experience
Work History
Mortgage and Protection Adviser
Springboard Financial Services
Wing, Beds LU7 0TF (Work from Home)
08.2016 - Current
- Evaluated client credit check outcomes to provide complete financial advice.
- Prepared documentation on loan repayment feasibility.
- Updated client records with successful credit and loan applications.
- Reviewed and submitted applications to management with recommendations.
- Devised credit and repayment plans for secure finance management.
- Built positive relationships with lenders to achieve optimal client deals.
- Conducted research into references for reliable approval outcomes.
- Informed customers of potential legal action and required remediation to avoid escalation.
- Monitored financial markets to recommend suitable client products.
- Issued official approval and rejection notices within allowable limits and in line with institutional risk profiles.
- Met with applicants to collect information about personal histories, current loans and income.
- Interviewed customers to assess current and projected financial positions.
- Wrote professional correspondence outlining ageing account information.
- Completed documentation for lines of credit and loans on behalf of customers.
Mortgage and Protection Adviser
Self Employed
05.2000 - 08.2016
Education
Financial Planning Certificate + Mortgage Advice Q - Financial Services
Chartered Insurance Institute
LondonSkills
- Financial Conduct Authority (FCA) regulatory requirements
- Financial planning
- Planning and Coordination
- Financial viability assessment
Retiring as this is now a young persons job, but looking to take on a new and different challenge
Retiring as this is now a young persons job, with all the paper work & exams as I run my business by myself.
Timeline
Mortgage and Protection Adviser
Springboard Financial Services
08.2016 - Current
Mortgage and Protection Adviser
Self Employed
05.2000 - 08.2016
Financial Planning Certificate + Mortgage Advice Q - Financial Services
Chartered Insurance Institute
Similar Profiles
Sharon ClementsSharon Clements
Youth Resource Center Program Manager at Springboard Community ServicesYouth Resource Center Program Manager at Springboard Community Services
Virginia VernetVirginia Vernet
Youth Justice Worker at Springboard ServicesYouth Justice Worker at Springboard Services
JESUS GALICIA NAVARRETEJESUS GALICIA NAVARRETE
Material Handler at Springboard / Otto Environment SystemMaterial Handler at Springboard / Otto Environment System