Inyene Edet
Coventry,United Kingdom
Summary
Safety-focused professional with expertise in operational safety, risk management, and performance optimisation in logistics and finance. Certified Counterbalance Operator and Low-Level Order Picker (LLOP) Operator with a zero-accident record. Demonstrates precision in machinery operation and safety inspections while achieving productivity targets. Strong analytical and problem-solving skills enhance operational performance.
Overview
1
1
Certification
17
17
years of professional experience
Work history
Stock Support Assistant
The Co-operative Group Limited (Co-op)
2025.03 - Current
- Operate Low-Level Order Picker (LLOP), and Counterbalance safely and efficiently, in full compliance with Health & Safety regulations and company operating procedures.
- Use voice-activated pick systems to ensure high levels of accuracy, precision, and adherence to safety standards.
- Conducted daily pre-operational safety checks on equipment, ensuring prompt reporting and escalation of defects or hazards to maintain operational safety.
- Practised safe working methods to prevent accidents and injuries at all times, including proper manual handling, consistent use of PPE, and awareness of pedestrian and vehicle zones.
- Ensure work areas remain clean, well-organised, and hazard-free, supporting a safe and efficient working environment.
- Achieved 82% of performance and productivity targets, contributing to a strong safety record with zero accidents.
- Actively participate in safety briefings, toolbox talks, and risk assessments to reinforce a strong safety culture.
- Collaborated with colleagues and supervisors to ensure safe, efficient operations and support seamless workflow within the team.
- Maintained composure during high-pressure situations to ensure operational efficiency, focused, and attentive under pressure in time-sensitive operations.
Credit Risk Analyst
Farm Monitor
2023.10 - 2025.03
- Conducted credit assessments for farm monitor agricultural ventures, enabling informed decision-making on funding allocation and effective risk management.
- Provided credit solutions for agribusinesses, resulting in a 15% increase in funding approvals.
- Advised farm monitor farmers, agribusinesses, and stakeholders on financing options and credit solutions, facilitating agricultural project support and business growth.
- Supported project teams in evaluating funding needs and managing credit risks, contributing to financial viability of agricultural initiatives.
- Helped monitor and manage credit portfolios using Farm Monitor's technology platform, identifying risks and ensuring alignment with organizational goals.
- Provided financial advice to improve resource allocation, budgeting, and long-term planning for agricultural businesses.
- Improved KYC review turnaround times by 25% through automation tools, enhancing operational efficiency.
Credit Risk Analyst
Vedra Trade Services Ltd
2019.06 - 2023.10
- Monitored and assessed credit portfolios to identify high-risk accounts, implementing strategies that reduced potential credit losses.
- Conducted financial analyses that reduced credit losses by 15%, improving loan approval rates.
- Delivered comprehensive risk assessments and recommendations to senior management, facilitating informed and profitable lending decisions.
- Provided strategic risk assessments for trade finance products, ensuring compliance and risk mitigation.
- Facilitated and closed credit-related transactions, including Trade Finance instruments, ensuring compliance with regulatory requirements and organizational policies.
- Prepared detailed credit reports and financial models to support underwriting decisions and risk evaluations.
- Streamlined credit approval processes, cutting turnaround times by 10% and boosting credit efficiency.
- Collaborated with cross-functional teams, including sales and compliance, to enhance turnaround times for loan disbursements.
Banking Officer / Credit Risk Analyst
Ecobank Nigeria
Eket, Nigeria
2010.01 - 2019.05
- Conducted detailed creditworthiness assessments and portfolio analyses using Moody's Analytics, improving lending decisions and reducing non-performing loans by 20%.
- Developed and enhanced credit risk models using Advances Plus Credit Modelling, increasing default prediction accuracy by 25% and reducing loan approval turnaround time by 20%.
- Managed and optimised credit and deposit portfolios exceeding $14 million, maintaining a loan-to-deposit ratio below 2% through disciplined credit risk management.
- Utilized Kastle software for consumer loan modeling, resulting in a 10% decrease in consumer loan defaults.
- Generated detailed financial and performance reports using SAP BI, enhancing risk assessment and supporting data-driven decision-making.
- Collaborated with risk management, legal, and compliance teams to ensure adherence to Ecobank policies and Central Bank of Nigeria regulations.
- Led KYC remediation initiatives for retail and commercial customers, ensuring full compliance with AML and regulatory standards.
- Oversaw high-net-worth and SME portfolios valued at over $7.8 million, aligning credit products with client needs and organizational risk appetite.
- Managed trade finance operations including Letters of Credit and foreign exchange transactions, improving operational efficiency and elevating customer satisfaction.
- Prepared and presented weekly and monthly loan portfolio reports to senior management, supporting strategic credit decisions.
- Executed strategic business growth plans, identifying new market opportunities and implementing cost-control measures that contributed to increased profitability.
- Supervised procurement oversight for ExxonMobil contractors via Oracle FLEXCUBE, ensuring timely delivery and process efficiency.
Education
Bachelor of Science - Economics
Madonna University
Okija, Anambra State, NigeriaMaster's Degree - Economics
University of Uyo
Uyo, Akwa Ibom State, NigeriaWest African Senior School Certificate -
Uyo High School
Uyo, Akwa Ibom State, NigeriaMaster's Degree - Business Administration
University of Calabar
Calabar, Cross River State, Nigeria 2001.04 -
Skills
- Stock Management
- Inventory Management
- Data-Driven Decision-Making
- Process management
- Stock ManagementData-Driven Decision-Making
- SAP Business Intelligence (SAP BI)
- Oracle FLEXCUBE
- Kastle Loan software
- Data analysis
- Credit Risk Analysis & Assessment
- AML/KYC compliance
- AML/KYC Software
- Credit modelling
- Hazard reporting
- Attention to Details
- Team work and Communication
Certification
- Investment Foundations Certificate – CFA Institute
- Financial Modeling & Valuation Analyst (FMVA) – Corporate Finance Institute (CFI)
- Google Data Analytics Certificate – Coursera
- Advanced SME Credit Analysis Certificate – International Finance Corporation
- Customer Service & Selling Skills Programme – Ecobank Transnational Inc
Awards
Top Performer in Financial Risk Management, Vedra Trade Services Ltd, 2021, Long Service Award, Ecobank Nigeria, 2016, Charity Award, Nigeria Lions Charity Foundation, 2018
Affiliations
- Candidate Member, Chartered Financial Analyst (CFA) Institute
- Fellow, Corporate Finance Institute (CFI)
- Member, Chartered Institute of Bankers of Nigeria (CIBN)
- Fellow, Nigerian Economic Society (NES)
- Member, Nigerian Association of Chambers of Commerce, Industry, Mines & Agriculture
Timeline
Stock Support Assistant
The Co-operative Group Limited (Co-op)
2025.03 - Current
Credit Risk Analyst
Farm Monitor
2023.10 - 2025.03
Credit Risk Analyst
Vedra Trade Services Ltd
2019.06 - 2023.10
Banking Officer / Credit Risk Analyst
Ecobank Nigeria
2010.01 - 2019.05
Master's Degree - Business Administration
University of Calabar
2001.04 -
Bachelor of Science - Economics
Madonna University
West African Senior School Certificate -
Uyo High School
Master's Degree - Economics
University of Uyo