Dushyantha Uduwawala
Cardiff
Summary
"Dedicated and results-driven banker with over 14 years of experience in retail and commercial banking. Proven track record in client relationship management, portfolio growth, and risk assessment. Expertise in financial analysis, credit evaluation, and regulatory compliance. Strong interpersonal skills coupled with a deep understanding of market trends and financial products. Committed to delivering exceptional service and driving profitability for clients and the institution."
Overview
14
14
years of professional experience
13
13
years of post-secondary education
Work history
Junior Executive II - Credit Officer
Centralized Credit Documentation Unit
Sampath Bank - Colombo
2022.07 - 2024.01
- Completed documentation for lines of credit and loans on behalf of customers.
- Built positive relationships with lenders to achieve optimal client deals.
- Highlighted problematic accounts to management via regular updating.
- Educated clients on loan products available to facilitate decision-making, describing complex terms in easy-to-understand language.
- Evaluated client credit check outcomes to provide complete financial advice.
- Documented client applications for personal, business and mortgage loans.
- Interviewed customers to assess current and projected financial positions.
- Recommended credit rating procedures resulting in increased risk analysis accuracy.
Junior Executive I - Credit Officer
Sampath Bank – Kiribathgoda Branch
Colombo
2019.11 - 2022.06
- Successfully delivered on tasks within tight deadlines.
- Used Microsoft Word and other software tools to create documents and clear communications.
- Completed opening and closing procedures, from product replenishment to budget control.
- Analysed data and information to identify issues and create tailored solutions.
- Wrote reports outlining project progress and results.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Interviewed customers to assess current and projected financial positions.
Junior Executive I - Credit Officer
Samapath Bank – Katugastota Branch
Kandy
2015.12 - 2019.11
- Educated clients on loan products available to facilitate decision-making, describing complex terms in easy-to-understand language.
- Completed documentation for lines of credit and loans on behalf of customers.
- Analysed financial statements to identify client viability and risk.
- Maintained electronic log of communications with customers in respect to outstanding payments.
- Controlled credit risk by analysing portfolio and identifying potential issues impacting client security.
Bank Assistant
Samapath Bank – Gampola & Matale Branch
Kandy
2010.05 - 2015.11
- Processed cash deposits and withdrawals for customers.
- Suggested additional products and services matching customer needs.
- Conducted post-office-related business to sell stamps, accept payments, and prepare money transfers.
- Assisted customers with questions about products, services and terms.
- Directed customers to necessary personnel for specific questions or advanced service requests.
- Inspected cheques and money orders to identify fraud markers.
- Completed currency exchanges following current, accurate rates.
- Generated Key Performance Indicator reporting to drive better performance.
Education
Diploma of Higher Education - Business Management and Marketing
Oxford University
United Kingdom 2022.01 - 2023.11
Diploma in Applied Banking & Finance -
Institute of Bankers of Sri Lanka (IBSL)
Colombo 2018.01 - 2022.10
Certificate in Banking & Finance -
Institute of Bankers of Sri Lanka (IBSL)
Colombo 2011.03 - 2015.03
G.C.E. Advanced Level Examination - Biological Stream
High School Examination in Sri Lanka
Colombo 2005.01 - 2007.09
Skills
- Financial viability assessment
- Personal loans expertise
- Financial statement analysis
- Creditworthiness assessments
- Loan documentation
- Credit analysis
- Accounting software
- Knowledge of [Software]
- Time management
- Communication skills
- Public relations
- Drinks upselling
- Marketing
- Leadership
References
References available upon request.
Timeline
Junior Executive II - Credit Officer
Centralized Credit Documentation Unit
2022.07 - 2024.01
Diploma of Higher Education - Business Management and Marketing
Oxford University
2022.01 - 2023.11
Junior Executive I - Credit Officer
Sampath Bank – Kiribathgoda Branch
2019.11 - 2022.06
Diploma in Applied Banking & Finance -
Institute of Bankers of Sri Lanka (IBSL)
2018.01 - 2022.10
Junior Executive I - Credit Officer
Samapath Bank – Katugastota Branch
2015.12 - 2019.11
Certificate in Banking & Finance -
Institute of Bankers of Sri Lanka (IBSL)
2011.03 - 2015.03
Bank Assistant
Samapath Bank – Gampola & Matale Branch
2010.05 - 2015.11
G.C.E. Advanced Level Examination - Biological Stream
High School Examination in Sri Lanka
2005.01 - 2007.09