Zamson Anton Xavier
Croydon,Surrey
Summary
As a detail-oriented and results-driven banker with seven years of experience, I bring a proven track record of managing financial processes, analysing data, and ensuring regulatory compliance. Proficient in utilizing advanced accounting software and possessing a strong understanding of industry standards, am adept at preparing financial statements, conducting audits, and providing strategic financial insights. My commitment to accuracy, efficiency, and continuous improvement aligns with the high standards of Taxaccolega Chartered Accountants. I am eager to contribute my skills and expertise to support the firm's financial objectives and uphold its reputation for excellence.
Overview
7
7
years of professional experience
Work History
Executive assistant
Commercial Bank of Ceylon PLC
Jaffna , Sri Lanka
2016.04 - 2023.02
- Customer Consultation: Conduct consultations with customers to understand their credit needs and financial goals. Assess creditworthiness of customers by reviewing their financial information and credit history.
- Credit Application Processing: Assist customers in completing credit applications and provide guidance on required documentation. Verify and analyse financial documents, such as income statements, tax returns, and credit reports.
- Credit Risk Assessment: Evaluate credit risk associated with loan applications and determine appropriate credit limits. Collaborate with underwriting teams to assess and mitigate risks effectively.
- Loan Structuring: Structure loan packages based on customer needs, regulatory requirements, and bank's lending policies. Recommend appropriate loan terms, interest rates, and repayment schedules.
- Regulatory Compliance: Ensure compliance with local, state, and federal regulations in all credit operations. Stay informed about changes in lending laws and regulations.
- Collateral Management: Evaluate and manage collateral associated with secured loans. Ensure proper documentation and recording of collateral details.
- Credit Portfolio Management: Monitor and manage credit portfolio to identify and address potential issues. Implement strategies for portfolio growth and risk mitigation.
- Cross-Selling and Relationship Building: Identify opportunities for cross-selling additional banking products and services. Build strong relationships with customers to enhance their overall banking experience.
- Documentation and Record Keeping: Ensure accurate and complete documentation of credit files. Maintain organized records and adhere to document retention policies.
- Collaboration with Other Departments: Work closely with other departments, such as underwriting, legal, and compliance, to facilitate smooth credit operations.
Education
Bachelor of Arts - International Business Management
IPAC School of Management
Annecy, France 2023.06 -
Diploma - App. Banking & Finance
Institute of Bankers of Sri Lanka
Sri Lanka2017
GCE Advanced Level - Commerce
Manipay Hindu College
Jaffna, Sri Lanka2014
GCE Ordinary Level - General
St Patricks College
Jaffna, Sri Lanka2011
Skills
- Financial Analysis
- Numerical Proficiency
- Attention to Detail
- Communication Skills
- Analytical Thinking
- Regulatory Compliance
- Ethical Judgment
- Customer Service
- Problem-Solving
- Time Management
- Technology Proficiency
- Team Collaboration
Languages
Tamil
First Language
English
Advanced
C1
Sinhala
Intermediate
B1
Timeline
Bachelor of Arts - International Business Management
IPAC School of Management
2023.06 -
Executive assistant
Commercial Bank of Ceylon PLC
2016.04 - 2023.02
Diploma - App. Banking & Finance
Institute of Bankers of Sri Lanka
GCE Advanced Level - Commerce
Manipay Hindu College
GCE Ordinary Level - General
St Patricks College
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