Waleed Malik
Ilford,Essex
Summary
Business Information Systems graduate with a proven track record of problem solving and client relationship building within the banking, trading, healthcare, sales and fitness industries.
Overview
7
7
years of professional experience
3
3
years of post-secondary education
Work History
Senior KYC analyst
Delta Capita - Sumitomo Mitsui Banking Corp (SMBC)
03.2025 - Current
- Conducting KYC reviews dependant on product usage by client
- Implementing a robust risk management framework to minimize operational risks.
- Escalating high-risk cases and addressing adverse media as necessary.
- Completing KYC and due diligence checks for clients, obtaining AMLRO approval where required.
- Assessing high-risk accounts during the onboarding process and ensuring compliance with updated policies.
Senior Consultant
Delta Capita - Allied Irish Bank (AIB)
12.2024 - 02.2025
- Verifying AML documentation whilst adhering to banks requirements and procedures
- Evaluating the Teams work internally and providing feedback to ensure Quality Assurance
- Communicating directly with client with regards to procedure changes and new processes
KYC Analyst
Delta Capita - Bloomberg
11.2022 - 12.2024
- Review new client accounts, verifying identities and documentation whilst adhering to Monetary of Singapore (MAS) regulations and Bloomberg procedure for Bloomberg Tradebook Singapore
- Screening entities and senior individuals using Lexis Nexis screening
- Escalating high-risk cases and adverse media accordingly
- Presenting abnormal cases to compliance panel on daily calls/meetings
- Establishing healthy working relationships between sales and compliance teams to improve current business processes
- QA teams cases to ensure high Quality Assurance
- Built and maintained strong client relationships directly whilst managing accounts and ensuring client satisfaction
- Calling international clients to assist with AML form completions and advance project reviews
- Supervised and mentored new joiners to help them understand how to conduct end to end KYC onboarding.
AI Integration Consultant
Delta Capita - AXA Insurance
10.2022 - 11.2022
- Analysed current business function to improve workflows and efficiency using AI software
- Evaluated insurance data within specific lines of business
- Annotate essential data points to allow for accurate machine learning and development
- Develop strong working relationships with business and underwriting teams
- Verified correct data and outlined improvements to my peers
- Improved the experience of clients, brokers and colleagues.
Credit Derivative Trading and Sales Services
Delta Capita - Goldman Sachs
09.2021 - 10.2022
- Supported credit desks and prioritised multiple queries alongside BAU accordingly (Middle Office Trade Support)
- Analysed trades with high priority clients to increase STP flows, reduce manual workload and email communication between firms
- Liased with global strategic teams to roll out operational efficiencies across regions
- Improved the broker reconciliation process which increased efficiency and reduced risk
- Managed trader alert system and investigated and resolved PnL discrepancies with the desk
- Generated daily reports highlighting key risks and current trade status
- Mitigated risk on all high-risk trades by following correct escalation procedures
- Communicated and coordinated regularly with multiple tech teams to identify flaws in the system and provide a solution
- Established strong working relationships with the business while acting as an intermediary liaising with teams from New York, Tokyo and Bangalore regarding trade-related queries, and discrepancies
- Migrated the trading support function to a hub location
Central Team Associate
AT Medics NHS
10.2021 - 07.2021
- Managed Dr IQ application
- Data Analysis and migration
- Analysed current patient registration process and suggesting improvements
- Registered patients via Dr IQ application and online dashboards
- Created process maps and carrying out SWOT analysis
- Emis System proficiency
- Transferred patient data and assigning correct clinicians/GPs
- Directed medical reports and distributing to appropriate doctors/pharmacists
- Supported COVID19 vaccination hubs.
Analyst
UBL - United Bank Limited
01.2018 - 01.2019
- Analysed business processing methods and implemented improvements
- Acted as an intermediary between a lender and borrower seeking a mortgage loan
- Submitted mortgage cases including all KYC/security/credit checks and presented cases to a senior committee
- Completed KYC and due diligence checks for clients while seeking approval from MLRO
- Managed property channel dealing with underwriter queries directly and establishing relationships with Brokers, surveyors and clients.
Education
Bachelor of Science - Business Information Systems
Westminster University
London 09.2014 - 06.2017
Skills
- Bloomberg; BB Terminal, CRA, Lexis Nexis, Orbis
- Goldman Sachs; Tap, Trader Alert Tool, Trade Sheet, ICE, Symphony, Skype, Jira
- AT Medics: Emis Healthcare System, DR IQ, Slack
- UBL; Equation Banking System, Acuity, ID3 Global, Experian Credit Check
- Visual Paradigm
- Visio
- Wordpress
- UML
- Open Project
- Smart sheet
- Microsoft Office; Outlook, Teams, Excel, Word, PowerPoint
References
Available upon request
Affiliations
- Boxing and Coaching
- Football - Liverpool FC
Timeline
Senior KYC analyst
Delta Capita - Sumitomo Mitsui Banking Corp (SMBC)
03.2025 - Current
Senior Consultant
Delta Capita - Allied Irish Bank (AIB)
12.2024 - 02.2025
KYC Analyst
Delta Capita - Bloomberg
11.2022 - 12.2024
AI Integration Consultant
Delta Capita - AXA Insurance
10.2022 - 11.2022
Central Team Associate
AT Medics NHS
10.2021 - 07.2021
Credit Derivative Trading and Sales Services
Delta Capita - Goldman Sachs
09.2021 - 10.2022
Analyst
UBL - United Bank Limited
01.2018 - 01.2019
Bachelor of Science - Business Information Systems
Westminster University
09.2014 - 06.2017
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