Vipul Thakkar
Corby,Northamptonshire
Summary
CeMAP-qualified professional with extensive expertise in mortgage products and financial regulations. Demonstrates strong skills in credit assessment, relationship management, and client retention, driving business growth through effective cross-selling and client needs identification. Proven track record in improving conversion rates and profitability while ensuring regulatory compliance and adherence to audit standards. Adept at financial analysis, data interpretation, and budget management to enhance performance. Committed to service excellence through leadership, team building, coaching, and mentoring.
Overview
28
28
years of professional experience
Work history
Store Manager
Tesco Plc
London, Northamptonshire
01.2005 - 08.2025
- Successfully managed six high-profile stores, consistently chosen to lead underperforming branches and deliver significant turnaround success.
- Drove strong financial performance by controlling multi-million-pound budgets, analyzing data, and implementing cost-saving measures.
- Built and coached high-performing teams of over 100 employees, embedding a customer-first culture that led to top customer service scores.
- Ensured full adherence to company policies and regulatory standards, achieving excellent audit results.
Relationship & Sales Manager
Standard Chartered Bank
India
01.2000 - 01.2005
- Provided expert advice on a range of financial products, including loans, credit, and banking services, to retail and corporate clients.
- Cultivated strong, long-term client relationships through personalized advice and trust-building, achieving consistent sales targets.
- Managed the credit application process, including preparing submissions, reviewing legal documentation, and liaising with senior management on credit risk.
- Implemented customer satisfaction reviews and retention solutions, leading to increased client loyalty and repeat business.
Accounts Assistant / Bookkeeper
Universal Financial Services
India
01.1998 - 01.2000
- Prepared financial statements, managed payroll, and reconciled accounts using financial software (Sage) and spreadsheets.
- Handled all financial reporting, ensuring accuracy and compliance with financial standards.
- Liaised with auditors and Inland Revenue to ensure all documentation and filings were completed correctly.
Education
CeMAP - Mortgage Advice & Practice
London Institute of Banking & Finance (LIBF)
London 01.2024 - 07.2024
Master of Commerce -
Gujarat University
Bachelor of Commerce -
Gujarat University
Skills
Mortgage & Protection Advice (CeMAP qualified – LIBF, 2024)
- Financial data analysis & credit assessment
- Regulatory compliance & audit standards
- Relationship management & client retention
- Sales, cross-selling & business development
- Budgeting, payroll & financial reporting
- Stakeholder engagement & communication
- Leadership, coaching & mentoring
- Multilingual: English, Gujarati, Hindi
Custom
Independent Forex Trader: Continuously developing skills in market analysis, risk management, and strategic decision-making.
Timeline
CeMAP - Mortgage Advice & Practice
London Institute of Banking & Finance (LIBF)
01.2024 - 07.2024
Store Manager
Tesco Plc
01.2005 - 08.2025
Relationship & Sales Manager
Standard Chartered Bank
01.2000 - 01.2005
Accounts Assistant / Bookkeeper
Universal Financial Services
01.1998 - 01.2000
Master of Commerce -
Gujarat University
Bachelor of Commerce -
Gujarat University
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