VIJAY JHURANI
Preston,Lancashire
Summary
Results-driven Credit Specialist at NCO Europe with expertise in financial analysis and customer relationship management. Achieved a 30% increase in collections through strategic recovery initiatives. Self-motivated professional skilled in budgeting and forecasting, consistently exceeding targets while managing over 150 accounts effectively. Aspiring Investment Banking Analyst who comes with robust skills in financial modelling, data analysis, and market research. Capable of providing insightful investment recommendations, conducting thorough risk assessments, and supporting portfolio management.
Overview
6
6
years of professional experience
1
1
Certification
Work history
Credit Specialist
NCO Europe
Preston, Lancs
08.2024 - Current
- Company Overview: Financial Firm
- Evaluated over 500 customer accounts monthly, leading to 20% reduction in bad debt
- Successfully implemented recovery strategies that increased collections by 30% month-over-month
- Negotiated payment plans that resulted in 40% increase in recovery from delinquent accounts
- Resolved over 200 customer disputes quarterly, resulting in 15% decrease in escalated complaints
- Managed an average of 150 accounts simultaneously while consistently meeting quarterly targets
- Conducted in-depth analyses of payment data within CFM and Oracle to identify trends and recommend process improvements, contributing to 15% increase in operational efficiency
- Leveraged CFM (SAP) and Oracle to manage live payment tracking and resolve customer issues, improving response times by 20%
- Financial Firm
Retail Sales Assistant
RK Dining
Preston, Lancs
07.2023 - 12.2023
- Company Overview: Restaurant
- Served customers and managed any returns and refunds on unpack deliveries, stock shelves and arranged displays including rotate and replace stock
- Managed over 50 customer calls per day
- Improved product visibility through strategic shelf placement.
Assistant Manager
Saladishy Ltd.
Preston, Lancs
07.2022 - 01.2023
- Company Overview: Restaurant
- Responsible for ensuring the stock is sufficient at all times as well as maintaining discipline and decorum in the restaurant
- Restaurant
Supervisor
Haute Dolci
Preston, Lancs
01.2022 - 06.2022
- Company Overview: Restaurant
- Responsible for accommodating all the customers without keeping them waiting as well as ensuring smooth functioning of day-to-day affairs of the restaurant
- Effectively established delegation duties of the staff thus increasing sales
Credit Specialist
Krishna Fingrowth Pvt. Ltd.
Jaipur, India
05.2020 - 12.2021
- Company Overview: Financial firm
- Collected and reviewed client's financial history to determine whether customer qualifies for line of credit
- Collected client information, scanned through their portfolios and background to see if they qualify for line of credit
- Financial firm
Finance Intern
Bhojraj Industries
Lagos, Nigeria
06.2019 - 08.2019
- Provided support to credit analysts with analysis of financial information and credit reports
Education
Certificate of Higher Education - Post Graduate Financial Analyst Program
Immarticus Learning
Jaipur, India 02.2025 -
MBA - Finance
The University of Central Lancashire
Preston 01.2022 - 01.2024
Bachelor of Business Administration - Business Aministration
Manipal University
Jaipur, India 08.2018 - 08.2021
XII - Accounts+ Entrepreneurship
Emerald Heights International School
Indore, India 07.2016 - 05.2018
X - Business Management
Indian Language School
Lagos, Nigeria 06.2008 - 05.2016
Skills
- Financial Modelling
- Forecasting
- Financial Analysis
- Budgeting
- Time Management Skills
- Customer Relationship
- Financial statement analysis
- Negotiation skills
- Team collaboration
- Project coordination
- Equity research
- Stock buying and selling
Accomplishments
- Successfully closed accounts that were 60+ days old, achieving a 61% resolution rate
- Managed to collect all payments and debts within the time frame set by Krishna Fingrowth Ltd.
- All India Public School Conference (Football) - Silver Medal
- District Football - Gold Medal
- Dhirubhai Ambani International MUN - Awarded as the best delegate in the group
Certification
- Certified Indian Stock Exchange broker by the Bombay Stock Exchange
- Completed a certified course on Digital Marketing with Digital Business Academy
- Certification of Microsoft Excel
- Certification in Corporate Finance
- Certification in Behavioral Finance
Languages
English
Personal Information
Date of birth: 2000-05-05
References
References available upon request.
Timeline
Certificate of Higher Education - Post Graduate Financial Analyst Program
Immarticus Learning
02.2025 -
Credit Specialist
NCO Europe
08.2024 - Current
Retail Sales Assistant
RK Dining
07.2023 - 12.2023
Assistant Manager
Saladishy Ltd.
07.2022 - 01.2023
MBA - Finance
The University of Central Lancashire
01.2022 - 01.2024
Supervisor
Haute Dolci
01.2022 - 06.2022
Credit Specialist
Krishna Fingrowth Pvt. Ltd.
05.2020 - 12.2021
Finance Intern
Bhojraj Industries
06.2019 - 08.2019
Bachelor of Business Administration - Business Aministration
Manipal University
08.2018 - 08.2021
XII - Accounts+ Entrepreneurship
Emerald Heights International School
07.2016 - 05.2018
X - Business Management
Indian Language School
06.2008 - 05.2016
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