Experienced Risk Manager with a strong background in credit risk, insurance risk, and project risk within the financial industry. Skilled in implementing risk management frameworks, conducting risk assessments, and optimizing mitigation strategies to reduce exposure and ensure regulatory compliance. Expertise in fostering a positive risk culture, aligning risk management initiatives with business objectives, utilizing data-driven insights for informed decision-making, and continuously improving operational processes. Adept at leading projects and driving change using Agile and Scrum methodologies to enhance efficiency and consistently deliver results within tight deadlines.