Qualified Chartered Accountant with experience in auditing financial services entities, including banks, building societies, and FCA-regulated firms. Proficient in IFRS and UK GAAP, with a strong track record in leading audit engagements from planning to completion. Demonstrated expertise in managing complex audit areas such as Expected Credit Loss (ECL), impairment assessments, EIR and other accounting estimates. Skilled in team leadership, client engagement, and delivering insights into accounting and reporting matters.