Tracy Brookes
Chartered Financial Planner
Pentraeth
Summary
Successful and highly knowledgeable Chartered Financial Planner with over 17 years of experience. The role entails providing tailored independent advice to clients to help them achieve their financial goals.
Over the last 9 years, due to the type of clients I work with, a lot of the advice I have provided has been around more specialised areas such as Defined Benefit Pensions, Family Businesses, Tax and Trusts.
In addition to this, I have been involved in establishing a Graduate Financial Planner scheme and been a mentor to the Trainee Financial Planner. This involved interviewing potential candidates, conducting monthly 1-2-1s, being shadowed in meetings, assessing role-plays and providing feedback, and ensuring Trainee is competent in their role as a Financial Planner.
Overview
18
18
years of professional experience
109
109
years of post-secondary education
2
2
Languages
Work History
Chartered Financial Planner
75point3 Ltd
St Asaph, Wales
2015.05 - Current
- Educated clients on potential risks and rewards associated with various investments.
- Helped clients make informed decisions about financial future.
- Researched and evaluated potential investment products for clients.
- Monitored and updated financial plans to comply with client goals.
- Advised clients on investments, retirement and estate planning.
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Drafted comprehensive financial plan to offer recommendations and supporting data.
- Developed recommendations specific to client's financial situation on variety of topics.
- Established and deepened existing client relationships through complex financial planning.
- Assisted clients with budgeting and cash flow management.
- Devised comprehensive financial plans for clients to achieve short and long-term financial goals.
- Recommended specific investments to help clients meet financial goals.
- Updated clients on changes in tax laws and other regulations affecting investments.
- Presented financial plans and investment recommendations to clients.
Financial Planner
Sanlam
Rhyl, Wales
2006.10 - 2015.04
Trained to become a qualified Financial Planner
- Helped clients make informed decisions about financial future.
- Advised clients on investments, retirement and estate planning.
- Researched and evaluated potential investment products for clients.
- Developed and maintained strong relationships with clients to maximize satisfaction.
- Educated clients on potential risks and rewards associated with various investments.
Education
Diploma - Trusts and Estates in England & Wales
2016.04 - 2022.07
- Advanced Certificate in Administration of Estates (E&W)
- Advanced Certificate in Administration of Trusts (E&W)
- Advanced Certificate in Taxation of Trusts and Estates (E&W)
- Advanced Certificate in Trust and Estate Accounting (E&W)
Advanced Certificate in Advising the Family Buinse -
2020.07 - 2021.01
Certificate for Financial Services -
Fellowship - Financial Planning
Advanced Diploma - Financial Planning
2011.05 - 2013.10
To obtain the Advanced Diploma and eventually attain my Chartered status, I required 5 years of industry experience and pass various exams including:
- Personal Tax and Trust Planning
- Pension Planning
- Investment Planning
Certified Financial Planner -
2015.01 - 2015.10
To obtain Certified Financial Planner status, i needed to complete a Case Study that took a year to complete. The case study required me to provide cashflow and advice covering complex areas such as tax and trusts.
Diploma - Financial Planning
2009.01 - 2011.01
To obtain Diploma status, I was required to pass numerous amounts of exams in particular on Tax, Trusts, Pensions and Investments.
Certificates - Financial Planning
2006.10 - 2009.01
Have obtained numerous Certificate Qualifications by sitting various exams, as a result I hold the following qualifications:
-Certificate in Financial Planning
- Certificate in Equity Release
-Certificate in Mortgages
-Certificate in Life & Pensions
-Certificate in Financial Planning and Lifetime Mortgage Activities
Bachelor of Arts - Accounting and Finance
2003.09 - 2006.07
Skills
Financial planning processes
Financial and tax regulations
Budgeting /Financial Planning
Financial analysis and reporting
Accomplishments
In 2009, i was awarded Newly Qualified Adviser of the Year and Highly Commended Protection IFA at the Financial Adviser Life & Pensions Award
Timeline
STEP - Advanced Certificate in Advising the Family Buinse,
2020.07 - 2021.01
STEP - Diploma , Trusts and Estates in England & Wales
2016.04 - 2022.07
Chartered Financial Planner - 75point3 Ltd
2015.05 - Current
Institute of Financial Planning - Certified Financial Planner,
2015.01 - 2015.10
Personal Finance Society - Advanced Diploma, Financial Planning
2011.05 - 2013.10
Personal Finance Society - Diploma, Financial Planning
2009.01 - 2011.01
Financial Planner - Sanlam
2006.10 - 2015.04
Personal Finance Society - Certificates, Financial Planning
2006.10 - 2009.01
University of Bangor - Bachelor of Arts, Accounting and Finance
2003.09 - 2006.07
STEP - Certificate for Financial Services ,
Personal Finance Society - Fellowship, Financial Planning