Summary
Overview
Work history
Education
Skills
Affiliations
Timeline
Generic

Tony Wilson

Doncaster,South Yorkshire

Summary

Experienced banker and lender for 25 years + primarily operating in the corporate and commercial space across a broad range of sectors. I have held roles in relationship management, training, leadership, and credit. Skilled in evaluating financial statements coupled with assessing non-financial drivers such as management capability, to ensure optimal credit decision making to support business growth.

Overview

26
26
years of professional experience

Work history

Credit Analyst

Handelsbanken Plc
Leeds
2024.01 - Current

Critically assess and help structure credit proposals within my own lending authority and for onward consideration up to UK committee level. Responsible for making credit assessments and decisions across a full range of lending scenarios and sectors, based on detailed financial and cash flow assessments, and through conducting market due diligence and understanding key risks within businesses.

Deputy Branch Manager

Handelsbanken Plc
Sheffield
2019.08 - 2024.01

Helped lead a large city centre branch to deliver strong balance sheet growth whilst maintaining operational and credit quality. Responsible for coaching a team of successful corporate and private banking managers particularly when preparing credit proposals within my own lending authority and for onward submission to credit committee decision levels.

Corporate Banking Manager

Handelsbanken Plc
Doncaster
2018.01 - 2019.08

Working with a portfolio of mid market trading businesses and large property companies to deliver financial solutions to support their growth aspirations. I prepared credit proposals within my own delegated lending authority as well as preparing proposals for higher decision levels

Senior Relationship Manager

NatWest Bank
Sheffield
2012.11 - 2017.12

I supported and provided financial solutions to a portfolio of mid market business customers to deliver a professional service and be a trusted adviser to clients across a range of sectors including manufacturing, retail and wholesale, construction, transport, services, consultancy, and property. I prepared credit proposals across a broad range of lending scenarios including structured finance, cash flow lending, secured and asset based lending.

Branch and Relationship Manager roles

NatWest Bank
Yorkshire and North Derbyshire
2001.01 - 2012.11

I joined NatWest in 2001 working up to Branch Manager in 2003, then moving into business and relationship manager roles in 2005. In 2011 I also led a team of business relationship managers as Director, Business Banking on a 9 month secondment.

Education

Diploma in Lending Skills -

Chartered Banker Institute
Edinburgh
01/2015 - 12/2016

Diploma in Credit -

IFS School of Finance
01/2009 - 01/2010

A-Levels x 4 -

Hall Cross School
Doncaster
09/1995 - 08/1997

GCSEs x 9 -

Hall Cross School
Doncaster
09/1993 - 08/1995

Skills

  • Strong communication and collaboration skills
  • Cash flow and financial analysis
  • Credit risk management
  • Attention to detail
  • Relationship Management
  • Leadership

Affiliations

  • Music & Film
  • Formula One
  • Football
  • Squash

Timeline

Credit Analyst

Handelsbanken Plc
2024.01 - Current

Deputy Branch Manager

Handelsbanken Plc
2019.08 - 2024.01

Corporate Banking Manager

Handelsbanken Plc
2018.01 - 2019.08

Senior Relationship Manager

NatWest Bank
2012.11 - 2017.12

Branch and Relationship Manager roles

NatWest Bank
2001.01 - 2012.11

Diploma in Lending Skills -

Chartered Banker Institute
01/2015 - 12/2016

Diploma in Credit -

IFS School of Finance
01/2009 - 01/2010

A-Levels x 4 -

Hall Cross School
09/1995 - 08/1997

GCSEs x 9 -

Hall Cross School
09/1993 - 08/1995
Tony Wilson