Tolulope Abe
Internal Control And Compliance
Bolton,Greater Manchester
Summary
Detail-oriented Compliance Officer dedicated to improving policies and procedures in all business areas. Hardworking and driven with quality-focused and proactive approach. Bringing 9 years of experience in Banking industry. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
10
10
years of professional experience
5
5
years of post-secondary education
4
4
Certifications
2
2
Languages
Work History
Governance and Regulatory
Credit Direct Limited
Lagos, Nigeria
04.2022 - 10.2022
- Worked within applicable standards, policies, and regulatory guidelines to promote safe working environment.
- Created spreadsheets and Power-point using Microsoft Excel and slides for weekly, monthly, quarterly, and yearly reporting.
- Created plans for audit, communicated and effectively monitored deadlines to complete projects within set time frame.
- Participated in team-building activities to enhance working relationships among colleagues.
- Used critical thinking to break down issues reported by external parties, evaluate solutions and make decisions.
- Successfully worked within tight deadlines and fast-paced atmosphere.
- Devoted emphasis to punctuality and worked to maintain outstanding attendance record.
Internal Control and Compliance
Credit Direct Limited
Lagos, Nigeria
03.2013 - 10.2022
- Improved efficiency and effectiveness of operations which yielded savings and improved profit margin for Credit Direct Limited.
- Played vital role in detection and prevention of fraud using statistical, predictive, and descriptive analysis.
- Conducted internal audits across branches within coverage, prepared report, and communicate findings.
- Conducted portfolio and collection reviews monthly which contributed to maintaining prudential requirement of NPL ratio of 10% or less.
- Monitored compliance with processes, policies, procedures, and standards regarding operation, sales, collection, and management of company accounts.
- Wrote and presented reports outlining findings and recommendations from internal audits.
- Worked with compliance team to develop policy programs like fraud campaigns to encourage managers and employees to whistle-blow suspected fraud and other improprieties without fear of retaliation.
- Oversaw review of payments (including disbursed loans and refunds to Customers, Salary payments to staff) to ensure that appropriate requirements and approvals were in line with policy; and conditions met before remittance.
- Performed comprehensive checks on fixed assets and ensured their safety.
- Investigated identified or reported fraud cases and recommended to management best action.
- Collaborated with sales and marketing departments and other business units to address indications of improper sales practices and market conduct violations.
- Used PowerPoint, Microsoft Excel, and Word to create reports to keep senior management informed of operations and progress of compliance efforts.
- Identified compliance risk and vulnerability areas; developed and implemented corrective action plans.
Education
Master of Science - Data Analytics And Technologies
University of Bolton
Bolton, United Kingdom 09.2022 - Current
Bachelor of Science - Agricultural Economics And Extension
Federal University of Technology, Akure
Ondo, Nigeria 10.2005 - 10.2010
Skills
Compliance and regulatory
Investigations skills
Report preparation
Auditing experience
Data presentation
Data validation
Fraud investigation
Analytical skills
Business ethics
Time management skills
Communication skills
Regulatory filings and compliance
Problem solving
Accomplishments
- Contributed to the long term success of Credit Direct Limited by exceeding goals through effective task prioritization and great work ethic.
- Collaborated with team of Compliance in the development of Policy documents which involves Fraud Manual, Whistle Blowing, and so on.
- Achieved increase in effectiveness and efficiency of Credit Direct Operations by completing audit periodically with accuracy and efficiency.
- Documented and resolved complaints from Credit Direct internal and external customers by investigating issues which led to customer satisfaction and retention.
- Achieved zero infraction for the company through effectively helping with statutory and regulatory reporting.
- Contributed successfully to the growth of Credit Direct Limited through timely remediation of audit issues on high risk areas of the business.
- Led control team on Credit Direct business and portfolio review to identify high risk areas of the business and follow up on action to remediate.
- Succeeded in minimizing Credit Direct financial loss due to fraud through agile review of transactions and effective recommendations.
- Contributed to cleaning of Credit Direct data migration from one software application to another.
Certification
Certification in Microsoft Data Analyst Associate
Timeline
Master of Science - Data Analytics And Technologies
University of Bolton
09.2022 - Current
Governance and Regulatory
Credit Direct Limited
04.2022 - 10.2022
Certification in Microsoft Data Analyst Associate
12-2021
Certificate in Data Analytics Essentials
03-2021
Certified Fraud Examiner, Association of Certified Fraud Examiners, 2021]
12-2019
Internal Control and Compliance
Credit Direct Limited
03.2013 - 10.2022
Proficiency Certificate in Management
12-2012
Bachelor of Science - Agricultural Economics And Extension
Federal University of Technology, Akure
10.2005 - 10.2010