Tatiana Frigo
Somerton,Somerset
Summary
Experienced and qualified Chartered Management Accountant (CGMA, CIMA) with over 20 years’ finance experience at Pret A Manger, a medium-sized international retailer. Demonstrated expertise in commercial finance, reporting, treasury, and business partnering, with a proven track record of driving accuracy, process improvement, and strategic collaboration through sustained growth and transformation. Additionally, dedicated charity trustee managing full finance functions - including budgeting, reporting, and compliance - for a registered small local charity.
Overview
24
24
years of professional experience
8
8
years of post-secondary education
Work history
Trustee & Treasurer (Volunteer)
Registered small local Charity (Reg NO: 1036784)
Keinton Mandeville, UK
10.2021 - 06.2025
- Managed financial operations as Treasurer and Trustee for school-linked charity.
- Prepared accounts and annual returns, ensuring compliance with Charity Commission regulations.
- Provided financial updates to support informed decision-making by committee members.
- Introduced online banking and card payment options to improve operational efficiency.
- Registered with HMRC, successfully claiming Gift Aid to enhance funding resources.
- Led review and update of constitutional documents after 18 years to strengthen governance practices.
- Facilitated successful grant applications to finance various school projects.
Management Accountant – Tax Team (Part Time)
Pret A Manger (Europe) Ltd
Remote
07.2021 - 07.2022
- Seconded to Tax Team for ad hoc projects, including CIS tax calculations and submissions.
- Liaised with subcontractors to ensure accurate inclusion of CIS tax in invoices.
- Led successful VAT reconciliation project, resulting in positive HMRC audit outcome.
- Recruited and trained team of shop managers to enhance efficiency in locating missing invoices dating back several years.
- Conducted reconciliations and month-end adjustments for precise financial reporting.
Record to Report (RTR) Accountant (Part Time)
Pret A Manger (Europe) Ltd
London / Hybrid, England
09.2020 - 06.2021
- Facilitated financial close process, ensuring compliance with reporting requirements.
- Completed detailed profit and loss analysis, identifying key areas for enhancement.
- Prepared accurate monthly and yearly balance sheets.
- Developed an automated turnover certificate system in partnership with IT, achieving over nine hours of time savings per cycle for Property Accountant
Partnerships & New Business Accountant (Part Time)
Pret A Manger (Europe) Ltd
London / Hybrid, England
06.2019 - 08.2020
- Generated weekly reports on Partnership revenues, utilising real-time data to highlight performance trends.
- Delivered monthly analyses of income and expenses, facilitating data-driven decisions for Partnership Team.
- Managed comprehensive accounting processes for onboarding delivery partners, encompassing sales and VAT tracking.
- Compiled detailed financial reports each month for management review.
Reporting Analyst (Part Time)
Pret A Manger (Europe) Ltd
London
12.2017 - 05.2019
- Generated weekly flash and monthly financial reports, with detailed P&L insights.
- Oversaw reporting of performance metrics, sales figures, and COGS reconciliations.
- Ensured report accuracy through meticulous data validation processes.
- Worked alongside departments on quarterly forecasts and annual budgets, achieving cost reductions.
Business Partner (Part Time)
Pret A Manger (Europe) Ltd
London, England
01.2016 - 11.2017
- Produced monthly KPI reports to monitor operating costs and identify savings.
- Supported budget setting while assisting operators in interpreting P&L costs.
- Collaborated with department heads to deliver financial insights for informed decision-making.
- Acted as strategic partner, driving initiatives that reduced inefficiencies and waste.
- Achieved over £1 million in cost savings through cross-departmental collaboration.
Management Accountant
Pret A Manger (Europe) Ltd
London, England
05.2015 - 12.2015
- Executed month-end adjustments for precise balance sheet reporting.
- Conducted reconciliations and variance analyses to identify discrepancies.
- Identified cost reduction opportunities, boosting profitability margins.
- Supported budgeting and forecasting efforts while addressing stakeholder requests.
- Produced comprehensive monthly headcount reports for HR to inform hiring decisions.
Treasurer and Sales Ledger Manager
Pret A Manger (Europe) Ltd
London, England
01.2014 - 04.2015
- Managed Treasury and Account Receivables operations, fortifying financial controls.
- Monitored cash flows thoroughly, enhancing liquidity risk management.
- Supported junior staff development, maximising departmental financial skills.
- Recovered over £100k in previously written-off vouchers, reducing overdue receivables days significantly.
- Automated bank reconciliation process with Cashbook Assistant, minimising unreconciled lines.
Management Accountant (Head Office)
Pret A Manger (Europe) Ltd
London, England
02.2012 - 12.2013
- Managed month-end adjustments to ensure accurate Balance Sheet reporting.
- Prepared reconciliations and conducted variance analysis for financial accuracy.
- Contributed to monthly board pack by updating schedules and gathering inputs from Finance Team.
- Supported budgeting and forecasting cycles while addressing ad hoc requests from stakeholders.
- Calculated quarterly shop manager bonuses and payout reports in collaboration with regional Operations heads.
- Coordinated with People Partners to ensure alignment on bonus calculations.
Management Accountant (Operating Costs)
Pret A Manger (Europe) Ltd
London
11.2010 - 01.2012
- Performed month-end reconciliations and operating cost adjustments to maintain accurate Balance Sheet reporting.
- Conducted variance analysis, reinforcing financial reporting accuracy.
- Prepared monthly P&L reports and resolved inquiries from shop managers.
- Assisted in annual budget preparation, supporting comprehensive business planning.
Treasury Accountant
Pret A Manger (Europe) Ltd
London, England
04.2009 - 10.2010
- Ensured compliance with banking agreements, including loan terms and interest repayments.
- Conducted analysis and forecasting of bank charges and monthly variances.
- Forecasted cash flows for UK and US, performing variance analysis for financial planning.
- Imported and reconciled group bank statements with monthly accounts.
- Verified sales imports and prepared monthly variance reports to identify discrepancies.
- Investigated missing cash to support internal audits.
- Processed ad hoc payments while assisting shops with cash-related queries.
Fixed Assets Assistant
Pret A Manger (Europe) Ltd
London
11.2007 - 03.2009
- Ensured accuracy of Fixed Asset Register by documenting additions, disposals, transfers, and depreciation.
- Managed equipment pool allocations while addressing all FAR-related queries.
- Collaborated with various departments to collect documentation for validation and analysis.
- Conducted CAPEX project cost analyses and executed balance sheet reconciliations.
Cash Book Assistant
Pret A Manger (Europe) Ltd
London, England
06.2004 - 10.2007
- Produced six-month rolling cash flow forecasts, reconciling with actual figures for liquidity management.
- Managed Cashbook transactions, importing shop sales into CS3 and resolving discrepancies.
- Processed electronic payments through Hexagon and HSBC Net, ensuring accurate bank statement imports.
- Invested surplus cash in HSBC Money Market to maximise returns on investments.
- Ensured compliance with overdraft facilities and obligations related to short-term loans.
- Assisted shops auditor during administrative audits, identifying errors and issuing penalties.
- Supported Internal Audit and shops teams with banking-related queries and investigations.
Shop Team Member
Pret A Manger (Europe) Ltd
London, England
04.2001 - 05.2004
- Provided high quality customer service in a fast-paced retail environment, assisted with point-of-sale operations and inventory management, and supported the training of new team members.
Education
Chartered Global Management Accountant (CGMA) - Accounting And Finance
BPP
London 01.2009 - 01.2012
Diploma di Ragioniere e Perito Commerciale - Accounting And Business
Istituto Luigi Einaudi
Bassano del Grappa, Italy 01.1998 - 01.2000
Diploma di Qualifica - Contabilita' & Amministrazi - Business Administration, Accounting & Payroll
Istituto Carlo Rosselli
Castelfranco Veneto, Italy 01.1992 - 01.1995
Skills
- Financial reporting and analysis
- Budgeting and forecasting
- Account reconciliation
- Cost control and analysis
- Process improvement
- Systems proficiency (Excel, Sun System, Vision, Data Warehouse)
- Stakeholder collaboration
- Supporting team performance
Languages
Italian
Native
References
Available upon request
Timeline
Trustee & Treasurer (Volunteer)
Registered small local Charity (Reg NO: 1036784)
10.2021 - 06.2025
Management Accountant – Tax Team (Part Time)
Pret A Manger (Europe) Ltd
07.2021 - 07.2022
Record to Report (RTR) Accountant (Part Time)
Pret A Manger (Europe) Ltd
09.2020 - 06.2021
Partnerships & New Business Accountant (Part Time)
Pret A Manger (Europe) Ltd
06.2019 - 08.2020
Reporting Analyst (Part Time)
Pret A Manger (Europe) Ltd
12.2017 - 05.2019
Business Partner (Part Time)
Pret A Manger (Europe) Ltd
01.2016 - 11.2017
Management Accountant
Pret A Manger (Europe) Ltd
05.2015 - 12.2015
Treasurer and Sales Ledger Manager
Pret A Manger (Europe) Ltd
01.2014 - 04.2015
Management Accountant (Head Office)
Pret A Manger (Europe) Ltd
02.2012 - 12.2013
Management Accountant (Operating Costs)
Pret A Manger (Europe) Ltd
11.2010 - 01.2012
Treasury Accountant
Pret A Manger (Europe) Ltd
04.2009 - 10.2010
Chartered Global Management Accountant (CGMA) - Accounting And Finance
BPP
01.2009 - 01.2012
Fixed Assets Assistant
Pret A Manger (Europe) Ltd
11.2007 - 03.2009
Cash Book Assistant
Pret A Manger (Europe) Ltd
06.2004 - 10.2007
Shop Team Member
Pret A Manger (Europe) Ltd
04.2001 - 05.2004
Diploma di Ragioniere e Perito Commerciale - Accounting And Business
Istituto Luigi Einaudi
01.1998 - 01.2000
Diploma di Qualifica - Contabilita' & Amministrazi - Business Administration, Accounting & Payroll
Istituto Carlo Rosselli
01.1992 - 01.1995
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