Tahira Saddiq
Glasgow,United Kingdom
Summary
Fully ACCA-qualified Finance Professional (ACCA qualified 2022) with over 10 years of progressive experience in management accounting, financial reporting, credit risk governance, and working capital optimisation within UK commercial organisations.
Currently a Management Accountant at Gallagher, partnering with the Regional CFO and Finance Business Partners to deliver accurate monthly reporting, variance analysis, strategic insight, and process improvements within a SOX-controlled environment. Experienced in offshore team coordination, audit compliance, budgeting, and executive-level financial analysis.
Previously held leadership responsibility as Interim Credit Control Manager for two years, overseeing credit risk exposure, debt recovery strategy, and credit insurance governance. Recognised for analytical strength, commercial awareness, leadership capability, and mentoring junior finance professionals.
Seeking a Senior Accountant or Finance Manager role in Oman, where I can combine professional expertise with a purposeful lifestyle by the sea, supporting both career growth and family well being.
Overview
20
20
years of professional experience
4
4
years of post-secondary education
Work history
Management Accountant
Gallagher
Glasgow, Scotland
2023.07 - 2026.02
Gallagher – Glasgow, UK
Management Accountant | July 2023 – Present
- Prepared and reviewed monthly management accounts, balance sheet reconciliations, and financial commentary for senior stakeholders, ensuring informed decision-making.
- Partner with the Regional CFO and Finance Business Partners to analyse results, performance trends, and cost drivers.
- Supported budgeting, forecasting, and financial planning processes, aligning financial goals with business strategy.
- Oversee month-end journal postings and reconciliation processes with offshore teams.
- Produce ad hoc reports for business decisions, ensuring compliance with SOX and internal policies.
- Mentor junior finance staff, providing guidance on accounting principles, ACCA progression, and professional development.
- Drove process improvements in finance operations, enhancing accuracy and efficiency in reporting and compliance.
Key Impact:
- Strengthened financial reporting accuracy and operational visibility.
- Developed junior talent, improving departmental capability and resilience.
Assistant Accountant
BM Steel
Glasgow, Scotland
2021.06 - 2023.06
BM Steel – Glasgow, UK
Assistant Accountant | June 2021 – June 2023
- Prepared and reviewed monthly management accounts, balance sheet reconciliations, and variance analysis.
- Assisted with budgeting, forecasting, and overhead analysis, identifying cost-saving opportunities.
- Supported Financial Controller and Finance Director with strategic analysis and decision-making.
- Managed accounts payable/receivable, journal entries, accruals, and prepayments.
- Contributed to financial projects including system upgrades and process improvements.
Credit Controller
BM Steel
Glasgow
2013.02 - 2021.05
Credit Controller / Interim Credit Control Manager | Feb 2013 – May 2021
- Assessed client creditworthiness, set appropriate credit limits, and monitored payment terms.
- Managed debt collection processes, reducing bad debt and optimising cash flow.
- Negotiated structured payment plans while maintaining positive client relationships.
- Led the credit control team as maternity cover for two years, implementing process improvements and mentoring staff.
- Managed credit insurance, liaising with insurers on claims, coverage, and policy renewals.
- Compiled and analysed month-end credit control reports highlighting key risk areas and cash flow forecasts.
Account Assistant
ABode Hotels
Glasgow City, Scotland
2006.02 - 2012.04
- Sales Ledger Purchase Ledger Accounts Reconciliations Bank Reconciliations Events Management
Education
ACCA -
2019.03 - 2022.09
Skills
- Management Accounts & Financial Reporting
- SOX Compliance & Internal Controls
- Budgeting & Forecasting Support
- Variance Analysis & Financial Commentary
- Working Capital & Cash Flow Optimisation
- Balance Sheet Reconciliations
- Audit Support (Internal & External)
- Offshore Team Coordination
- Credit Risk & Insurance Management
- Process Improvement
- Executive Stakeholder Reporting
- Team Leadership & Mentoring
Timeline
Management Accountant
Gallagher
2023.07 - 2026.02
Assistant Accountant
BM Steel
2021.06 - 2023.06
ACCA -
2019.03 - 2022.09
Credit Controller
BM Steel
2013.02 - 2021.05
Account Assistant
ABode Hotels
2006.02 - 2012.04