Playing Veena, Listening to music , watching movies and hiking
Swetha Geetha Mukuntharajan CeMAP
Mortgage Advisor/Broker
Flat 3 Midas House, 2 Knoll Rise, Orpington
Summary
Driven CeMAP professional, currently working as a mortgage advisor/broker for an independent mortgage advisory firm. I hold a Master's degree specialized in Finance and Investments.I am currently living and working in the United Kingdom through a Graduate Visa which is valid until November 2023 . I will be requiring a sponsorship post the expiry of my current visa. I hold a Bachelor of Commerce degree specialized in International Finance and Accounting. My presence of mind and logical reasoning skills makes me an inquisitive person and an instantaneous decision-maker. Aspiring to make a career in reputed mortgage advisory company to upskill myself.
Overview
2
2
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work History
Mortgage Advisor
Mortgages & Money Limited
9 2022 - Current
- A qualified mortgage broker with two years of experience.
- Have helped several clients purchase their dream properties by myself and successfully assisted them throughout the mortgage process.
- Specialized in finding the best financing options and rates for clients facing complex financial situations, such as income affordability issues, low/bad credit, credit impairment, self-employment, contractors, new builds, and foreign nationals. I tailor my solutions to their unique financial circumstances, providing a sense of security and understanding.
- Have assisted numerous high-net-worth and first-time landlords in securing the best financing options and rates for their dream investments.
- As a trainee broker for our network, I independently secured the highest-paying deal in commission last year.
- Srategically promote our brand and curate a portfolio of self-generated leads—primarily foreign nationals seeking mortgage, bridging, commercial loans, and second charges. I am very skilled at retaining my clients in my portfolio.
- Am proficient in assembling a mortgage application and all necessary supporting documents to ensure the process is completed as soon as possible. Additionally, I collaborate with my client's estate agents to speed up the completion process.
- Am adept at maintaining a positive working relationship with the lender's Business Development Managers (BDM), ensuring that my clients' queries related to mortgage applications are quickly addressed and resolved.
Mortgage Administrator
Clifton Finance Services
05.2022 - 08.2022
- Was involved in formulating sales and marketing strategies for business expansion.
- As part of this job role, I had to liaise with a lot of new clients and existing clients for educating and persuading them to leverage different services such as - mortgage loan processing, housing loan processing and financial advisory services for securing other types of loans (Secured, Unsecured, Bridging and Business loans).
- Re-establishing relationships with lost clients to identify new business opportunities.
- Involved in identifying, understanding and analyzing new client's financial position and providing them with the right solutions by educating them about different loan schemes.
- Supporting new clients and the mortgage advisor to sign off new deals.
- Involved in client account management for existing clients and new clients.
- Was involved in reviewing client's financial documents and supporting the mortgage advisor in ensuring the compliance of these documents before submitting the loan application to the lenders.
- Involved in supporting the clients and lenders by being the first point of contact to resolve any queries .
Education
Master of Science - Finance And Investment
University of Dundee
Dundee, United Kingdom 09.2020 - 09.2021
Bachelor of Commerce - International Finance
Christ (Deemed To Be University)
Bangalore, India 06.2016 - 11.2019
Class 12 - Commerce
Kendriya Vidyalaya
Madurai, India 06.2015 - 05.2016
Class 10 -
Jeevana School
Madurai, India 06.2013 - 05.2014
Skills
Six Sigma Yellow belt
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Projects
Investment Decisions
- Performed an analysis and created a portfolio for stocks listed in New York Stock Exchange (NYSE) and NASDAQ through Stock fuse-Continuum (an investment game, which enables virtual trading of equities).
- Performed a comparative analysis of HSBC's stock price trends with NASDAQ indices.
- Performed an analysis of Asian Financial Crisis of 1997.
- Researched about the effect of competition between different banks on risk taking.
- Performed an analysis of financial statements of Tata Motors Ltd. and Mahindra &Mahindra Ltd.
- Based on the Financial Statement analysis, concluded on the better investment option.
- Performed an analysis of marketing techniques used by IKEYA(an interior designing company) to expand its business in New Zealand.
- Performed an analysis to invest in stocks (virtual trading).
- Performed an analysis on Dabur's (an Indian Ayurveda company)foreign exchange transaction.
- Performed an analysis of internal audit report of TVS Logistics Service Ltd(an Indian Logistic Service company).
Foreign Direct Investment (FDI) contribution to the emerging economies - India and China : A Comparative Analysis
- Compared FDI policies of India and China and FDI's economic contribution between 2016-2020.
- Devised investment strategies to improve the contribution to GDP.
- Performed a sector wise analysis to find highest rewarding sector.
- Determined the micro-economic and macro-economic factors and its relationship with FDI.
Methods of Selection of portfolio components using Robo-advisory Services invested by middle income investor in India
- Published a research paper.
- Observed the impact of Robo-advisors on the Traditional investment decision makers.
- Observed the advantages of using Robo-advisory services in the financial investment decision for middle income investors in Tamil Nadu,India.
Other Projects
- Performed an analysis of marketing techniques in Levis and Pepe Jeans.
- Observed the principles of management used in Reliance Fresh.
-
Certification
Certificate in Mortgage Advisory and Practice (CeMAP)
Interests
Timeline
Certificate in Mortgage Advisory and Practice (CeMAP)
08-2023
Mortgage Administrator
Clifton Finance Services
05.2022 - 08.2022
Master of Science - Finance And Investment
University of Dundee
09.2020 - 09.2021
Bachelor of Commerce - International Finance
Christ (Deemed To Be University)
06.2016 - 11.2019
Class 12 - Commerce
Kendriya Vidyalaya
06.2015 - 05.2016
Class 10 -
Jeevana School
06.2013 - 05.2014
Mortgage Advisor
Mortgages & Money Limited
9 2022 - Current
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