Swati Saroj

HEAD OF LEGAL [FCA Certified Staff]

ICICI BANK UK PLC

08.2019 - Current

Company Overview: authorised and regulated by the FCA and PRA
Website: [not provided]
Advising bilateral and syndicated lending business lines on debt finance matters include project financing, acquisition financing, real estate financing, general corporate lending with cross border elements
Responsible for managing such transactions end to end from structuring, drafting, negotiating until execution
Reviewing and negotiating ISDA and other documents for derivate facility
Also reviewing regulatory aspects involved in such transactions
Advising transaction structures and drafting documentation for various trade finance products, including letters of credit, bank guarantees, trade loans, receivables financing, reverse factoring/supply chain finance and risk participation arrangements with group companies and third-party banks
Advising UKEF backed structures and assisting stakeholders to develop trade online platform
Provided effective and commercial legal advice to senior management on complex real estate finance transactions, ensuring compliance with UK banking regulations and contributing to the successful execution of high-value deals
General legal and regulatory advice on retail banking products, including current accounts, remittance platforms, private banking documentation, product-specific terms and conditions, and appropriate disclaimers
Acting as an advisor for regulatory matters impacting the company’s business and maintained ongoing compliance with applicable laws, regulations, and guidance, including the Payment Services Directive, GDPR, and outsourcing guidelines and reviewing commercial agreements for the bank’s products and services
Review and advise on high-stake Financial Ombudsman and other general dispute matters
Effectively manage insolvency and restructuring matters in real estate portfolio
Managing high-stakes recovery litigations filed by the bank involving cross-border enforcement of Belgium, English, and US court judgments and engaged in settlement discussions with large multinational corporations involving amounts up to USD 30 million
Involved in trademark infringement and employment disputes matters
Led the GBP & USD LIBOR transition project involving more than 250 cases
Led the Brexit transition regulatory project and currently working on reorganization project for Bank’s Germany branch from legal and regulatory perspective
Initiated various legal decongestion processes to effectively manage the legal team’s resources, draft and implement record maintenance policy for the Bank
Authorised and regulated by the FCA and PRA
Website: [not provided]
To oversee and manage legal affairs for the organization, including contract drafting and negotiation, regulatory compliance, litigation management, and risk management
To develop and implement legal policies and procedures to ensure compliance with laws and regulations and mitigate legal and regulatory risk
To co-ordinate with external counsels on complex legal matters, maintain efficient legal panel and legal cost management
To quickly get to grips with multi-faced legal problems, distilling and co-ordinating advice from a range of subject-matter experts for senior management and non-legal audience