SUNNY MATHEW

• Improved efficiency by handling mortgage applications and processing paperwork.
• Decreased errors for smoother mortgage approval process by verifying applicant information thoroughly.
• Achieved timely communication with clients by maintaining regular updates on mortgage application status.
• Made sure of client satisfaction through prompt resolution of queries regarding mortgages.
• Coordinated meetings and appointments for a more organised workflow.
• Conducted research, resulting in up-to-date knowledge about the latest mortgage products.
• Streamlined processes with efficient use of mortgage-specific software tools.
• Ensured compliance with financial regulations during all stages of the mortgage process.
• Facilitated customer understanding through clear explanation of complex financial terms and conditions.
• Maintained confidential client files to adhere to data protection laws and regulations.
• Handled incoming calls, delivering excellent customer service at every point of contact.
• Kept track of market trends, staying ahead in offering competitive mortgage deals.
• Attended industry seminars, enhancing personal growth and expertise in the field.
• Employed exceptional telephone skills, outgoing personality and empathetic listening to help clients through home purchases.
• Ensured all documentation was submitted correctly and compliant with FCA legislation.
• Reported progress of mortgage applications to clients through mail updates.
• Assessed financial strength and credit-worthiness of clients, evaluating individual criteria to determine most appropriate product.
• Analysed financial statements to identify client viability and risk.

• Strengthened financial operations by implementing new accounting systems and procedures.
• Directed preparation of company budgets for streamlined fiscal management.
• Enhanced financial reporting standards with stringent audit practices.
• Streamlined audit processes to ensure regulatory compliance.
• Implemented cost control measures to reduce unnecessary expenditure.
• Managed payroll functions, ensuring accurate and timely processing.
• Optimised cash flow by managing credit and collection procedures effectively.
• Reviewed and processed employee expense reports and vendor invoices for payment.
• Updated journal entries and accounts on accrual basis with microsoft dynamics.

• Streamlined financial operations by implementing efficient accounting processes.
• Maintained cash flow by monitoring bank balances and cash requirements.
• Reconciled accounts and resolved both internal variances and discrepancies in external documentation.
• Reviewed work of accounting team meticulously to maintain consistent standards.
• Regularly corresponded with multiple teams, implementing harmonising solutions to address inconsistencies in daily accounting activities.
• Trained and motivated accounting team to maximise performance, assessing work standards regularly and offering insightful feedback.
• Monitored hiring, training, performance and development of on-site accounting leaders.
• Finalised VAT returns with rigorous transaction checks.
• Applied advanced Excel skills to efficiently analyse large data sets.
• Ensured accuracy in financial reports for enhanced decision making.
• Facilitated smooth audits with meticulous record keeping.
• Maintained company budget to ensure fiscal responsibility.
• Synchronised multi-departmental budgets for streamlined spending control.
• Established excellent relationships with vendors through transparent communication and prompt payments.

• Compiled general ledger entries on short schedule with 100% accuracy.
• Generated invoices based on established accounts receivable schedules and terms.
• Organised and carried out month-end, quarterly and year-end processes.
• Conducted regular reviews and official audits to validate recordkeeping and controls.
• Resolved invoice coding and tracked recurring expenses for accrual entry.
• Tracked tax, invoicing and budget information accurately using Oracle ERP.
• Analysed budgets and financial projections for accurate reporting of company performance.

Finalisation of monthly financial statements for the associate, Landmark International.

Manage Fixed Asset Module, which includes asset addition, deletion, and retirement of assets for the territory.

Manage territory insurance, which consists of building, F. Assets, Vehicles, Business Interruption, Electronic Equipment, Money, Workmen Compensation, and Group Life.

Assist Sr. Manager in the preparation and maintenance of budgets and projections using Excel.

Performed accounts payable functions and vendor management for ongoing projects.

Monthly inventory reconciliation with the interface of COGS and inventory module.