Summary
Overview
Work history
Skills
Timeline
Generic
Sumit Tiwari

Sumit Tiwari

Summary

Experienced Head of Engineering with 20 years in Digital Strategy, adept at leading product / application design and development using AI/ML, Cloud technologies, DevOps, and SRE practices. These cutting-edge approaches optimize efficiency, scalability, and reliability, delivering high-quality solutions, faster time-to-market, and superior customer experiences. Recognized for cross-functional project leadership, on-time delivery, and budget adherence. Effective communicator, adept at translating design requirements into actionable plans. Accomplished in building high-performing Software Engineering teams.


Proactive servant leader adept at guiding diverse engineering teams through large-scale product development and complex challenges. Prioritizing people management, recruitment, and fostering a collaborative, inclusive environment. Mentorship-driven approach fuels continuous improvement in code, architecture, and processes. Driving innovation through diverse global experiences, cultivating collaboration across cultures.

Overview

21
21
years of professional experience

Work history

Head of Engineering

Royal London
Edinburgh
12.2023 - Current


In this distinguished role, I lead our ambitious journey towards engineering excellence. My mission is to navigate Royal London through the complexities of modern technology, setting a benchmark for what is possible in our industry.


  • Spearheading the strategic overhaul of engineering processes, establishing a future-ready framework prioritizing agility, innovation, and modern release engineering practices.
  • Architecting robust, scalable cloud solutions that meet current needs and pave the way for future technological advancements.
  • Driving the integration of artificial intelligence and machine learning to enhance analytical capabilities and optimize decision-making processes.
  • Championing the development of cutting-edge Developer Products and tooling, empowering engineering teams to accelerate delivery and maintain high-quality standards.
  • Platform owner of the Finance Data Platform (FDP), leveraging Snowflake to enable Treasury with key data insights and drive strategic decision-making.
  • Overseeing Platform Engineering for the firm-wide Enterprise Data Platform (EDP), ensuring seamless data integration and reliability across the organization.
  • Cultivating a vibrant engineering ecosystem by providing state-of-the-art tools, frameworks, and platforms that enable teams to deliver innovative solutions.
  • Leading and inspiring a culture of innovation, collaboration, and continuous growth among a diverse and talented team.
  • Collaborating with the CIO Leadership Team to shape and execute a forward-thinking technology strategy.

Head of Engineering - Payments

JP Morgan Chase & Co.
Scotland
05.2017 - 09.2023


Led the transformation of payments engineering across global teams, driving innovation, reliability, and efficiency. Spearheaded next-generation payments platforms, real-time transaction processing, and cloud-native solutions to enhance scalability, compliance, and security.


  • Designed and implemented a high-performance, scalable payments platform capable of handling millions of daily transactions, improving reliability and reducing processing latency by 40% through cloud-native architectures and microservices adoption.
  • Led the development of real-time payments, card processing, and cross-border payment solutions, ensuring regulatory compliance with standards such as PSD2 and PCI DSS while improving transaction efficiency.
  • Built a Payments Developer Portal that centralized APIs, SDKs, and regulatory tools, empowering over 50,000 engineers and reducing the time to market for payments products by 30%.
  • Architected a firm-wide Payments Data Platform leveraging Snowflake, enabling advanced fraud detection, transaction analytics, and AI-driven risk scoring. This initiative reduced chargeback rates by 20% and streamlined compliance reporting across the enterprise.
  • Established AI/ML-powered sandbox environments for fraud detection and payment authorization, leading to the development of 15+ prototypes that significantly enhanced anomaly detection and risk mitigation.
  • Implemented a payments-focused SDLC, integrating PCI DSS-compliant CI/CD pipelines to improve deployment efficiency while maintaining strict security and regulatory standards. This resulted in a 25% reduction in deployment cycles and improved audit readiness.
  • Led the design of a multi-cloud payments control plane across AWS and Azure, standardizing security, networking, and IAM policies. This accelerated cloud adoption for 1,500+ payments applications while achieving $5 million in operational cost savings.
  • Engineered real-time event streaming solutions for payments orchestration using Kafka and Redis, ensuring high availability and resilience for mission-critical transactions.
  • Delivered containerized, Kubernetes-based payment platforms supporting 480+ applications, improving fault tolerance and reducing infrastructure costs by $3 million.

Vice-President | Engineering Lead

JP Morgan Chase & Co
Singapore
09.2014 - 04.2017


  • Developed Firm wide SDLC deployment solution enabling 2000 applications using automated end to end SDLC deployment providing visibility, stability and no touch deployments - Used by 60 K Software engineers with more than 1 million usage / week.

Electronic Trading Engineer | APAC Execution Lead

JP Morgan Chase & Co.
Singapore
07.2013 - 09.2014


  • Executed Tokyo LLZ rollout closing over £100 K business profits.
  • Delivered Ultra-Low Latency market access system for Singapore and Hong Kong winning new clients and adding £120 K in revenue.

Electronic Trading Engineer | APAC Execution Lead

Citibank
Singapore
01.2011 - 03.2013


  • Engineered multi order workflow implementation for ASIA exchanges achieving £200 K new business revenue.
  • Developed connectivity to Hong Kong Stock Exchange using new internal system reducing latency and enhancing client features.
  • Executed new global market access platform consolidating multiple internal systems focused on value and new client solutions.

Electronic Trading Engineer | EMEA Execution Lead

Goldman Sachs
London
03.2010 - 01.2011


  • Developed Connectivity to Euro Next UTP exchanges, IDEM SOLA, and MIT closing over £280 K in business.
  • Architected new exchange connectivity base framework enabling expedited connectivity and unification.

Electronic Trading Engineer | India Execution Lead

JPMorgan Chase & Co
Hong Kong
05.2009 - 03.2010


  • Implemented India Exchange Connectivity supporting Hong Kong, Korea, Singapore, and Taiwan markets enabling 50 new clients.
  • Executed new Trading Order Management System to India exchanges connecting customers to new Products.

Electronic Trading Engineer | Staff Engineer

Morgan Stanley Inc
Tokyo & Hong Kong
07.2004 - 04.2009


  • Developed Derivatives market connectivity: EUREX, LIFFE, XETRA, SGX D, and SFE & FX market connectivity: ESpeed, EBS, Hotspot, and LAVA earning £300 K new business.
  • Lead developer for TSE, JASDAQ, OSE, KSE, KOFEX, HKFE, SEHK.

Skills

  • Digital Transformation
  • Building high performance teams
  • Engineering
  • AI/ML
  • Cloud and Container Technologies (AWS, Azure, GCP, & Kubernetes)
  • SRE
  • DevOps
  • Python
  • Java
  • Leadership
  • Collaboration
  • Stakeholder(s) management
  • Innovation
  • Product development

Timeline

Head of Engineering

Royal London
12.2023 - Current

Head of Engineering - Payments

JP Morgan Chase & Co.
05.2017 - 09.2023

Vice-President | Engineering Lead

JP Morgan Chase & Co
09.2014 - 04.2017

Electronic Trading Engineer | APAC Execution Lead

JP Morgan Chase & Co.
07.2013 - 09.2014

Electronic Trading Engineer | APAC Execution Lead

Citibank
01.2011 - 03.2013

Electronic Trading Engineer | EMEA Execution Lead

Goldman Sachs
03.2010 - 01.2011

Electronic Trading Engineer | India Execution Lead

JPMorgan Chase & Co
05.2009 - 03.2010

Electronic Trading Engineer | Staff Engineer

Morgan Stanley Inc
07.2004 - 04.2009
Sumit Tiwari