Experienced Software Engineering Leader with over 19 years of success in delivering large-scale digital platforms, cloud-native applications, and full-stack systems in financial services, retail, and commercial banking. Adept in managing cross-functional engineering teams, architecting scalable distributed systems, and driving Agile and DevOps adoption across enterprises. Recognized for spearheading mission-critical programs including tokenization, debit card modernization, and real-time pricing systems. Deep expertise in cloud infrastructure (AWS), data engineering, Java ecosystem, and Agile delivery, with a consistent track record of improving performance, reliability, and delivery speed.