Stephen Hobbs
Hutton,Essex
Summary
Dynamic Liquidity and Collateral Operations SME with over 15 years of experience, driving operational excellence and enhancing transaction efficiency. Expertise in account reconciliation and settlement management fosters seamless and accurate processes. Proven ability to collaborate across cross-functional teams ensures streamlined workflows and improved accuracy. Strong interpersonal communication and problem-solving skills support effective stakeholder engagement, contributing to overall operational success. Committed to maintaining high standards of compliance and operational integrity in every aspect of work.
Overview
32
32
years of professional experience
7999
7999
years of post-secondary education
Work history
Driving instructor
My Four Wheels (Franchise)
Woking, Surrey
05.2025 - Current
- Managed scheduling of lessons for over 20 pupils, offering flexibility for busy learners whilst maintaining efficiency.
- Taught defensive driving techniques for accident prevention and increased road safety awareness.
- Adapted teaching methods to individual learning styles, ensuring comprehensive understanding of road rules.
- Assisted students in building driving confidence through gradual exposure to different road conditions and situations.
- Provided constructive feedback after every lesson, leading to continuous improvement in students' driving skills.
- Provided coaching on night-time and adverse weather condition driving equipping learners with all-weather skills.
- Improved student confidence for successful driving tests with patient and clear instruction.
- Fostered safe driving habits, resulting in students becoming responsible motorists.
- Administered mock exams for preparedness assessment prior to actual driving test.
- Quickly established rapport and developed trusted professional relationships with students.
Transportation Specialist
Gordon's School
Woking, Surrey
09.2024 - 09.2025
- Ensured safe transportation of Harlequins RFC scholarship students along multiple routes from Woking to South West London.
- Promoted adherence to speed limits and traffic regulations to enhance passenger safety.
- Demonstrated respect and support for team members
- Worked flexible hours, including nights, weekends, and bank holidays, to meet operational needs.
- Maintained vehicle cleanliness.
- Completed accurate journey logs at each shift's end, facilitating administrative processes.
- Minimised downtime by handling minor vehicle repairs during shifts.
- Optimised route efficiency through implementation of advanced GPS systems.
Delivery driver
Sainsburys PLC
Woking, Surrey
11.2023 - 07.2024
- Resolved customer complaints effectively
- Delivered to over 30 customers per shift
- Reduced fuel costs with efficient route planning.
- Managed delivery documentation meticulously ensuring all paperwork was up-to-date and accurate.
- Improved client satisfaction by delivering packages promptly and accurately.
- Loaded and unloaded vehicles safely, preventing injuries or accidents.
- Adapted to changing road conditions quickly ensuring safe and timely deliveries.
- Delivered temperature-sensitive goods using appropriate methods maintaining product quality.
- Handled fragile items carefully, resulting in zero damage complaints.
- Partook in training sessions regularly improving knowledge of safety protocols and procedures.
- Coordinated delivery schedules for optimum time management.
Liquidity & Collateral Senior Professional
Santander UK PLC
London
01.2007 - 01.2023
- Acted as SME for daily intraday liquidity and collateral at Bank of England.
- Managed bank reserve account, ensuring compliance with regulatory standards.
- Oversaw collateralisation of BAC, Faster Payments, and Cheque Clearing Schemes.
- Executed True Balance reconciliation for USD and EUR accounts to maintain accuracy.
- Compiled liquidity, collateral, and reserve reports for informed decision-making.
- Handled treasury management related to collateral movements at central banks.
- Engaged with SWIFT, CREST, and EUROCLEAR systems for cash, equity, and bond clearing.
- Monitored participation in Bank of England monetary schemes including Quantitative Easing schemes
- Carried out day-to-day duties accurately and efficiently.
- Quickly learned and applied new skills to daily tasks, improving efficiency and productivity.
- Successfully delivered on tasks within tight deadlines.
- Supported team by demonstrating respect and willingness to help.
- Displayed energy and enthusiasm in fast-paced environment.
- Applied critical thinking to analyse problems, evaluate solutions and select best decisions.
Change Management Advisor
HSBC UK
Canary Wharf, London
01.2006 - 01.2007
- Created comprehensive impact analyses reports to highlight potential effects of proposed changes.
- Conducted post-implementation reviews, validating success of implemented changes.
- Developed tailored change plans to facilitate smooth organisational transitions.
- Facilitated workshops for employees to understand and embrace necessary organisational changes.
- Planned and coordinated resources required for successful implementation of change projects.
- Provided support throughout lifecycle of various strategic transformations to ensure sustainability.
- Ensured project deadlines were met whilst managing multiple change initiatives simultaneously.
- Collaborated with stakeholders, achieving alignment on execution of change initiatives.
- Managed stakeholder expectations, maintaining strong relationships during periods of significant change.
Equity Derivatives Vice President
Citigroup
Canary Wharf, Tower Hamlets
01.1998 - 01.2006
- Managed daily operations of exotic and OTC derivatives plus daily monitoring of Warrants Market
- Maintained organisational compliance with applicable legislation and regulations
- Oversaw financial operations to ensure fiscal stability of the organisation.
LIFFE – LME Clearing Professional
ED&F Mann Financial
01.1996 - 01.1998
- Daily clearing of LIFFE and LME Futures trades
- Futures reconciliations
Account Executive – LME & Precious Metals
Rudolph Wolfe & Co
01.1994 - 01.1996
- Built and Strengthened relationships with new and existing customers to drive revenue growth
- Consulted with customers on business issues to develop innovative and strategic solutions
- Asked appropriate questions to discover customers needs in order to develop their business
Education
Registered Person - Financial Trading and Dealing exam
SFA (Now FCA – Financial Conduct Authority)
LondonA-Level - Chemistry, Biology
Shenfield High School
Shenfield, EssexEAL Level 3 Award - Building Regulations for Electrical Installations in Dwellings, Requirements for Electrical Installations
Access Training
Welwyn Garden City, HertfordshireGCSE - Maths, English, History, Chemistry, Biology, Physics, PE
Brampton Manor School
East Ham, LondonSkills
- GROW coaching technique
- Self-motivation
- Client-centred learning
- Communication skills
- Problem solving
- Training and development
- Multitasking
- Flexibility and adaptability
- Analytical skills
- Active listening
- First aid certification
- Cultural awareness
- Public relations
- Microsoft Office proficiency
- Practical teaching techniques
- Constructive feedback giving
Timeline
Driving instructor
My Four Wheels (Franchise)
05.2025 - Current
Transportation Specialist
Gordon's School
09.2024 - 09.2025
Delivery driver
Sainsburys PLC
11.2023 - 07.2024
Liquidity & Collateral Senior Professional
Santander UK PLC
01.2007 - 01.2023
Change Management Advisor
HSBC UK
01.2006 - 01.2007
Equity Derivatives Vice President
Citigroup
01.1998 - 01.2006
LIFFE – LME Clearing Professional
ED&F Mann Financial
01.1996 - 01.1998
Account Executive – LME & Precious Metals
Rudolph Wolfe & Co
01.1994 - 01.1996
Registered Person - Financial Trading and Dealing exam
SFA (Now FCA – Financial Conduct Authority)
A-Level - Chemistry, Biology
Shenfield High School
EAL Level 3 Award - Building Regulations for Electrical Installations in Dwellings, Requirements for Electrical Installations
Access Training
GCSE - Maths, English, History, Chemistry, Biology, Physics, PE
Brampton Manor School