Summary
Overview
Work history
Education
Skills
Languages
Timeline
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Sreelal Karippasseri Ravi

Bolton, Manchester

Summary

Dynamic and accomplished banking professional with a successful track record of 7+ years in the financial services industry. Proven expertise in overseeing branch operations, driving business growth, and optimizing customer experiences. Adept at leading and mentoring teams to deliver exceptional results while maintaining the highest standards of service quality and compliance. Skilled in identifying opportunities for process improvement, cost optimization, and revenue generation. Aspiring to take on the role of Deputy Branch Manager at ICICI Bank UK to leverage my leadership acumen and strategic vision in contributing to the bank's continued success and expansion.

Overview

7
7
years of professional experience
3
3
years of post-secondary education

Work history

Assistant Branch Manager

Karnataka Bank Ltd
Amritsar
06.2022 - 06.2023
  • Assisted the Branch Manager in all functions and to play complementary role to that of the branch manager in ensuring planned progress of the branch in every sphere on activity.
  • Acted as a compliance officer of the branch.
  • Monitored and ensured compliance to all regulatory/ statutory/ internal guidelines at the branch.
  • Acted as nodal officer to all Audit/ Inspection functions at branch.
  • Handled preparation of applicable returns and TDS certificates contemplated under Income Tax Act/Rules and submission of the said returns and TDS certificates on time, to Income Tax Authorities.
  • Supportively directed a team of 10 members in all operational activities of the branch.
  • Allocated work amongst the officers, clerks and award staffs of the branch.
  • Worked with sales representatives of all third party products to achieve the targets set by the bank.
  • Organized and participated in sales promotional activities for the branch.

Officer

Karnataka Bank Ltd
Amritsar
12.2018 - 06.2022
  • Analysed and understood the business model, management competence, market strength of the line of activity of the borrower/ applicant.
  • Assessed Credit Facilities, assigned Credit Rating based on the financials and other parameters set by the bank.
  • Ensured compliance with bank's internal policies as well as regulatory compliance.
  • Vetted Legal Scrutiny Reports, Valuation Reports, DDR, etc.
  • Conducted pre sanction visits and built up credit proposal with recommendation for sanction.
  • Overall in charge of credit department of the branch.
  • Verified financial and non financial transactions, account openings, etc.


Clerk

Karnataka Bank Ltd
Chennai
03.2016 - 12.2018
  • Handled all counter related jobs viz. Cash, Clearing, Fund Transfers, Fixed Deposits, Saving/Current Accounts, etc.
  • Regularly cleaned and straightened work areas, ensuring stores stayed tidy in line with company standards.
  • Handled Bank Guarantees.
  • Prepared monthly/quarterly/half yearly/yearly statements.
  • Maintained excellent client satisfaction by providing professional, courteous customer service.

Education

Bachelor of Commerce - Finance

University of Calicut
Kerala, India
06.2011 - 03.2014

Skills

  • Leadership and Management
  • Customer Service Excellence
  • Financial Analysis and Risk Management
  • Communication and Interpersonal Skills
  • Adaptability and Flexibility
  • Regulatory Compliance
  • Team Collaboration

Languages

English
Fluent
Malayalam
Native
Hindi
Fluent
Tamil
Fluent

Timeline

Assistant Branch Manager

Karnataka Bank Ltd
06.2022 - 06.2023

Officer

Karnataka Bank Ltd
12.2018 - 06.2022

Clerk

Karnataka Bank Ltd
03.2016 - 12.2018

Bachelor of Commerce - Finance

University of Calicut
06.2011 - 03.2014

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Sreelal Karippasseri Ravi