Sonia Choudhary
Management Trainee/Team Lead
Jammu
Summary
Experienced banking professional with 5.6 years of experience in risk analysis, investigation and reporting.
Possessing expertise in suspicious/fraudulent activity reporting, transaction monitoring, enhanced due diligence, customer due diligence in conjunction to PEPs, CTF, Sanctions and Fraud Management.
Overview
6
6
years of professional experience
Work History
Management Trainee/Team Lead
Genpact India Private Limited
09.2022 - Current
- Reviewing customers profile in relation to AUSTRAC guidelines.
- Evaluating and analyzing financial documents, accounts, customers profile to help company determine the level of risk involved in making a particular business decision and presenting reports and summaries.
- Analyzing banking financial statements and account activities of the company or individual to identify the risk involved.
- Managing risk-based monitoring for unusual activity including detection and investigation of customer's suspicious behavior.
- Monitoring and reporting of Suspicious and Fraudulent activities in the form of UMR/SMR/TTR.
- As working in Tier-2 Team, doing quality checks and peer review of cases done by Tier-1 in order to determine customer risk profile and report them to law enforcement agencies, documenting the file with supporting documents.
- Managing the team’s allocation and productivity data framework including timely assessment and documentation of high risk processes.
- Managing EOD and monthly performance report of the team.
- Conducting ECDD on customer to gather all related information with the help of internal and external tools like Equifax, google searches, etc.
- Following-up on the customer’s trade details to gather information and minimize risk on transactions.
Team Developer
Bank of America
07.2018 - 09.2022
- Reviewing all global cross border and global market trade transactions of US, EMEA and APAC region in conjunction with OFAC and AML Sanctions regulations.
- Handling and reviewing the Global Economic Sanction hits on Fircosoft for Asia branches, EMEA branches and US.
- Investigating and handling the international and domestic payments received through various case types of SWIFT messages (MT103, MT202, MT199, MT196 etc) into the queue for additional research and information required in accordance to OFAC/AML standards.
- Following up with the relevant parties to ensure the completion of cases in required timeframe.
- Reviewing and monitoring currency cut offs across all branches.
Education
B.Ed. -
Jammu University
04.2001 -
Masters in Political Science -
Jammu University
04.2001 -
Bachelor of Arts -
Jammu University
04.2001 -
Senior Secondary
04.2001 -
Matriculation
06.2009
Skills
AML/KYC
undefinedAccomplishments
- Bronze awards for tremendous performance in last quarter
- Numerous appreciations from investigating advisors and clients.
- Elected as General secretary of college(student council GCW)
Timeline
Management Trainee/Team Lead
Genpact India Private Limited
09.2022 - Current
Team Developer
Bank of America
07.2018 - 09.2022
B.Ed. -
Jammu University
04.2001 -
Masters in Political Science -
Jammu University
04.2001 -
Bachelor of Arts -
Jammu University
04.2001 -
Senior Secondary
04.2001 -
Matriculation
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