SHRADDHA PATIL

Analytical MSc Business Intelligence and Digital Marketing student with a focus on optimising operations through data and technology. Delivered workflow improvements at HDFC Bank, enhancing efficiency and exceeding targets. Seeking a Strategy and Operations internship to apply skills in real projects and contribute innovative solutions.

Data Analyst short-course, Cisco Networking Academy, SQL, Excel and data visualisation fundamentals, CFA Level I, CFA Institute, Candidate, currently preparing, Bloomberg Market Concepts, Bloomberg, Audit Job Simulation, EY (Forage), 2025-08-11 - 2025-08-11, In progress — completed a job simulation for the audit team, identifying and assessing risks and carrying out control and substantive testing. Ordered a transaction flow, mapped risks of material misstatement to the significant accounts they could impact, and prepared for client conversations about control failures found during testing., Strategy Consulting Job Simulation, Accenture UK (Forage), 2025-08-10 - 2025-08-10, Worked through a strategy consulting simulation for an e-commerce client looking to introduce a 'Buy Now, Pay Later' option. Uncovered the key issues that was facing, analysed data from the project launch and used market research to put together a clear recommended course of action., Investment Banking Job Simulation, Citi (Forage), 2025-10-16 - 2025-10-16, Acted as a buy-side analyst for a hypothetical client looking to acquire a small retail company. Created a company profile of the target, built a five-year financial projection in Excel, drafted a comparative company analysis and synthesised everything into an internal investor update., McKinsey.org Forward Programme, McKinsey.org, 2023-01-01 - 2024-01-01, Controllers Job Simulation, Goldman Sachs (Forage), 2026-08-29 - 2026-08-29, Completed a financial analysis and reporting simulation — calculated Net Asset Valuation(NAV), unitised financial data and used Excel for detailed analysis, data validation and trend analysis to support accurate financial reporting and reconciliation., From Aspiration to Action: Sustainability Impact, Santander Open Academy, 2026-01-01 - 2026-12-31, Completed the 'From Aspiration to Action: Sustainability Impact' course, exploring how businesses and individuals can turn sustainability ambitions into action., Fundamentals of Business Process Management, Simplilearn SkillUp, Sep 2026

Enjoy dancing and singing as creative outlets, Passionate about travelling and exploring new cultures, Avid learner who enjoys picking up new skills and knowledge across different fields

• Dissertation: The Impact of IFRS 17 on Earnings Management in the UK Insurance Industry, Jan 2025 - Sep 2025,

 Looked into how IFRS 17 has affected the way UK insurance companies report their financials — specifically whether it's changed how they manage earnings., Collected financial data from publicly listed insurers and ran regression analysis to compare accounting patterns before and after the new standard came in., Explored what this means for transparency, comparability and trust in financial reporting — something that matters to investors and regulators alike.,

• SimVenture Business Simulation, Mar 2025 - May 2025, Ran a virtual business where we had to make decisions on finance, operations and marketing — a hands-on way to understand how businesses actually work.,

• Decision Support Systems (DSS), Feb 2025 - Mar 2025, Worked in a small team to design data-driven decision-making models using both numbers and qualitative methods, helping managers make better choices.,

• Dissertation: A Study on Non-Banking Financial Companies (NBFCs) — Loan Against Gold with Reference to Muthoot Finance, Jan 2022 - Apr 2022, Looked at how Muthoot Finance runs its gold loan business — from risk management to how their loan portfolio performs in practice., Examined how gold loans help people access credit in India and whether they actually boost financial inclusion and profitability., Ran a survey to understand customer perception and backed it up with data interpretation — my first real taste of research with primary data.,

• Critical Evaluation of Corporate Governance and Ethics, Wrote a detailed report on how governance frameworks can make companies more transparent and accountable — looked at real corporate examples.,
• FTX Case Study (2022), Broke down the FTX collapse and what went wrong — poor internal controls, weak governance, and how it all led to massive financial mismanagement.,

• River Island Clothing Co. Ltd — Financial & Operational Analysis, Analysed River Island's financial health — looked at their profitability, how liquid they are and where they sit strategically in the retail market.,
• The Dual Impact of Ethics and CSR on Corporate Performance, Explored whether ethical business practices and CSR actually improve company performance and build trust with stakeholders — the evidence was pretty interesting.

• London Venture Crawl
• London, UK
• Participant
• Took part in a 10-hour entrepreneurship journey across London, visiting startup hubs, co-working spaces and innovation centres with students from universities across the city
• Met founders, entrepreneurs and industry experts at Santander Work Cafe, Impact Hub London, the British Library Business & IP Centre and Makersversity at Somerset House — hearing first-hand how they built their ventures
• Watched student founders pitch their ideas at a live competition at King's College London, learning what it really takes to turn an idea into a business
• Tecnológico de Monterrey (with York University, Toronto & Brunel University London)
• Global (online)
• Global Shared Learning Week Participant
• Worked in a multicultural team with students from Mexico, Canada and the UK on real-world global challenges, sharing ideas and learning from each other's perspectives
• Got better at cross-cultural communication and teamwork by collaborating with people from very different backgrounds and ways of thinking
• Came away convinced that diversity drives innovation — different perspectives really do lead to better solutions
• University of Portsmouth
• Portsmouth, UK
• Student Ambassador – MSc Accounting & Finance Programme Video
• Selected to represent the MSc Accounting & Finance programme in an official university video, now published on the University of Portsmouth YouTube channel
• Shared my personal journey from Mumbai to the UK, speaking confidently on camera about the course and student experience
• Worked with tutors and programme staff to showcase the programme to prospective students worldwide

• Travelling
• Singing
• Learning New Things
• Upgrading my skills