Results-oriented Certified Agile Business Analyst with 13+ years of experience in diverse business analysis roles within the banking, payments, and financial services industry. Recognized as an expert in ISO 20022 standards for instant and bulk payment solutions, providing clearing and settlement (ACH) infrastructure. Proficient in SEPA/EPC/NPC/CBPR+/NPA payment schemes and standards. Facilitates requirements elicitation, validation, and analysis through collaborative whiteboard sessions, refinements, and workshops with internal and external stakeholders. Skilled in writing user stories, acceptance criteria (BDD), test cases/scenarios, product backlog grooming, sprint backlog grooming, and sprint planning. Exceptional in AS-IS and TO-BE process mapping, process design, gap analysis, and impact analysis. Adept at creating and defining messaging structures for ISO 20022 compliant messages such as pacs, pain, acmt, and camt messages.
Bulk Payment Solution
Messaging Standards
Extensive analysis of ISO 20022 payment and non-payment messages against the features/functionalities of the solution and design of the same as per SEPA/EPC/NPC and CBPR+ messaging standards.
· Creation of Message Implementation Guidelines, product detailed specifications and generation of XSDs (XML)
· Extensive analysis/mapping of NPC IG and EPC IG (SEPA) interface (including schemas, examples, UDFS and other documents) to streamline the settlement and liquidity.