Summary
Overview
Work History
Education
Skills
Software & Tools
CERTIFICATIONS
Achievements and additional skills
Languages
DECLARATION
Timeline
Generic

Shayanitha Bhuvanarajan

Derby

Summary

Results-focused KYC/AML Analyst with over 6 years of experience in financial crime compliance, client due diligence, and regulatory risk management. Demonstrated expertise in conducting end-to-end KYC validations, CDD/EDD reviews in line with both local and global regulatory frameworks.

Proficient in identifying and mitigating financial crime risks through thorough document verification, transaction monitoring, sanctions/PEP screening, and suspicious activity reporting (SAR). Adept at ensuring full adherence to internal policies and AML regulations, while maintaining high standards of accuracy and confidentiality.

Collaborative team player with experience in cross-functional coordination, mentoring junior analysts, and engaging with internal stakeholders, RMs, SMEs, and clients. Known for delivering high-quality compliance reviews in high-pressure environments, with a commitment to operational excellence and ethical integrity.

Completed the Level 3 Diploma - CPD Accredited course on AML, KYC and CDD on 19th July 2024.


Overview

8
8
years of professional experience

Work History

QC Processor

FDM Group Limited (Worked for Barclays)
08.2024 - Current
  • Conducted periodic KYC reviews for a diverse portfolio of existing clients including sole traders, public listed companies, private companies, charities, and government bodies, ensuring full compliance with UK regulatory standards.
  • Complied with UK AML regulations in conducting CDD, driving effective risk identification and mitigation.
  • Conducted quality control reviews of CDD client profiles prepared by analysts, ensuring accuracy, completeness, and adherence to regulatory standards.
  • Timely case completion with consistent 100% quality standards.
  • Verification and review of client documentation to meet regulatory requirements.
  • Handling complex ownership structures and verifying beneficial ownership.
  • Monitor transaction activities for each client to identify and report any suspicious behavior.
  • Preparation and submission of discrepancy reports for Companies House PSC filings.
  • Actively participate in updating Standard Operating Procedures (SOPs) in line with regulatory changes.
  • Client engagement to gather essential information for CDD compliance.
  • Research and documentation of Nature of Business (NOB) using public data for risk identification.
  • Verify business names and trading locations to assess and mitigate risks associated with high-risk and sanctioned countries.
  • Coordinate with team members to identify and resolve discrepancies in client data and documentation.
  • Adaptability to process changes ensuring smooth operational implementation.

KYC Associate

Morgan Stanley
11.2021 - 09.2023
  • Worked as a KYC Analyst and Quality Control (QC) Specialist, performing periodic reviews on existing clients to ensure compliance with global regulatory standards.
  • Conducted thorough Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) checks.
  • Reviewed a diverse client base, including individuals, banks, financial institutions, funds, charities, private investment vehicles, public listed companies, private companies, and government entities.
  • Worked across major markets including the United Kingdom, India, and the USA, with experience managing diverse stakeholders.
  • Utilized both internal systems and external research tools (e.g., LexisNexis, Companies House, SEC) to validate client data and assess risk.
  • Conducted periodic reviews based on client risk ratings, analysing ownership structures (25% for public and 10% for private entities).
  • Experienced in performing Enhanced Due Diligence (EDD) reviews for high-risk customers across various client types.
  • Conducted detailed analysis of screening outcomes to detect and escalate potential PEPs, sanctioned entities, and adverse media hits in alignment with AML and compliance protocols.
  • Proactively interpreted and applied regulatory updates, adapting internal procedures to maintain compliance and support continuous process improvement.
  • Ensured prompt customer outreach and follow-up, supporting timely completion of KYC requirements and minimizing processing delays.
  • Effectively communicated with internal stakeholders, onshore teams, and IT to address and resolve issues impacting daily BAU, fostering seamless coordination and transparency.
  • Acted as a point of contact for policy and procedural support, assisting team members.
  • Conducted Quality Checks on AML profiles created by analysts, ensuring proper documentation and adherence to AML policies and procedures.

Quality Checker

KPMG Global Business Services
06.2019 - 11.2021
  • Worked as a Quality Control Analyst, conducting detailed quality checks on AML client profiles prepared by analysts.
  • Conducted comprehensive KYC checks on diverse entities, including private limited, public listed companies, sole proprietorships, clubs, societies, and government-owned organizations.
  • Primarily reviewed entities incorporated in the UK, with a focus on verifying adherence to UK regulatory guidance and AML standards.
  • Identified discrepancies or missing information in KYC/AML files and provided constructive feedback to analysts for correction and improvement.
  • Ensured all client documentation complied with internal standards and regulatory requirements, with a strong emphasis on accuracy, consistency, and adherence to AML policies and procedures.
  • Analysed transaction patterns to ensure consistency with clients’ declared business activities and flag any suspicious behaviour.
  • Resolved internal team queries related to cases and communicated updates to ensure team awareness and process alignment.
  • Addressed internal team queries and communicated process updates to ensure alignment and awareness.
  • Maintained high standards of quality and accuracy while working efficiently under pressure and tight deadlines.

CDD Analyst

Standard Chartered Global Business Services
08.2017 - 03.2019
  • Conducted periodic due diligence reviews on existing UK-based clients to ensure ongoing regulatory compliance and accurate risk assessment.
  • Reviewed a wide range of client types including public listed companies, private companies, government bodies, and other corporate entities.
  • Ensured compliance with internal policies and UK regulatory requirements through accurate and timely CDD execution.
  • Analysed client documentation and prepared comprehensive profiles, ensuring adherence to AML requirements through independent research, third-party data sources and direct client engagement.
  • Worked on FATCA and CRS review.
  • Maintained daily MIS reports to ensure accurate tracking of case statuses for the team.
  • Conducted screening to identify Politically Exposed Persons (PEPs), negative news, and sanctions associated with clients.
  • Monitored and adapted to regulatory and compliance changes impacting work processes.


Education

B.Voc (Bachelor of Vocation) - Banking And Finance

Jyoti Nivas College Autonomous
Bengaluru, India
04-2017

Skills

  • Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
  • Anti-Money Laundering (AML) Compliance
  • Know Your Customer (KYC) Processes
  • Risk Assessment & Client Risk Rating
  • Suspicious Activity Reporting (SAR)
  • Sanctions & PEP Screening
  • Adverse Media & Watchlist Screening
  • Transaction Monitoring & Alert Investigation
  • FATF, FinCEN, and UK/US Regulatory Knowledge
  • UBO Verification & Corporate Structure Analysis
  • KYC Remediation & Periodic Reviews
  • Regulatory Reporting & Audit Readiness
  • Fraud Prevention & Detection
  • Verification & Data Sourcing via Government Registries
  • Strong Attention to Detail
  • Analytical Thinking
  • Problem Solving
  • Time Management & Prioritization
  • Integrity & Confidentiality
  • Ability to Work Under Pressure
  • Process-Oriented & Results-Driven

Software & Tools

  • Business Registries: Company Watch, Equifax, Dun & Bradstreet, Bloomberg
  • Financial & Risk Screening Platforms: Refinitiv
  • Data Analysis & Reporting: MS Word and Excel
  • Case Management & CRM Systems: Salesforce, Amazon Workspaces, Pipe
  • Internal KYC/AML Platforms (bank or firm-specific)


CERTIFICATIONS

· Level 3 CPD Accredited - AML, KYC & CDD Certification Course– 19 July 2024.

· SAP01 - SAP Overview and SAP B1 – TB1000, TB1100, TB1200.

· Presentation Skills.

Achievements and additional skills

  • Received 2 Kudos award for the best performance considering the productivity and quality.
  • Received Cloud Nine Award for team management, production, quality and prioritizing the work daily.

Languages

English
Advanced (C1)
Hindi
Upper intermediate (B2)
Malayalam
Advanced (C1)

DECLARATION

I hereby declare that the above information is true and best of my knowledge.
Place: Derby                                             Signature: Shayanitha Bhuvanarajan

Timeline

QC Processor

FDM Group Limited (Worked for Barclays)
08.2024 - Current

KYC Associate

Morgan Stanley
11.2021 - 09.2023

Quality Checker

KPMG Global Business Services
06.2019 - 11.2021

CDD Analyst

Standard Chartered Global Business Services
08.2017 - 03.2019

B.Voc (Bachelor of Vocation) - Banking And Finance

Jyoti Nivas College Autonomous

Similar Profiles

CREATE PROFILE
Shayanitha Bhuvanarajan