
Accomplished complaints and investigations professional with extensive experience managing complex, end‑to‑end cases across home and motor insurance, warranty, and breakdown cover. Skilled in making fair, evidence‑based decisions aligned with FCA rules and guidance, with a strong track record of engaging effectively with the Financial Ombudsman Service to support and defend outcomes. Demonstrates sound judgement in ambiguous and disputed cases, applying robust evidence analysis, policy interpretation, and constructive challenge to deliver balanced, well‑reasoned decisions.