Summary
Overview
Work history
Education
Skills
Timeline
Generic

Scott Wright

Cardiff

Summary

With over 20 Years of experience in financial services, inc 7 years in Outcome Testing and Quality Assurance. Looking to build on the Leadership element of my current role, I am now keen to Lead a Team within Outcome Testing. Given the challenges that come with this Leading a Team, I believe my Enthusiasm, Drive and Empathy translate well from Senior to Team Lead and enable me to support in the development and improvement of Starling customer journeys and individuals within the team.

Overview

14
14
years of professional experience
32
32
years of post-secondary education

Work history

Senior Customer Outcome Analyst

Starling Bank
Cardiff
2024.06 - Current

· Considerable Outcomes Testing experience, including supporting a team as a Senior Analyst and Leading the team as the deputy when the Lead is off.

· Proven ability to communicate with colleagues across different levels including senior managers, via Excellent written and verbal communication skills.

· Extract relevant information from complex issues and to arrive at the right customer outcome.

· Comfortable assessing the impact of customer treatment and gauging accurately against the Outcome Testing Framework, Consumer Duty and Precedence, even when in conflict to policies and processes.

· Provide constructive challenge to policy & process owners in order to drive change.

· Check the work of the Team and Coach Team Members to support development and improvement.

· With consistently High Quality & Coverage, this sets an example to the team on overall Work Ethic

· Ability to balance workload and schedules with multiple priorities.

Customer Outcome Analyst

Starling Bank
Cardiff
2023.06 - 2024.06

· Assessing Customer journeys throughout the bank to understand the quality of our delivery.

· Documenting detailed findings based on the customer journey to identify areas of concern. Recommending remediation or steps for improvement either from an Agent or Process perspective.

· Holistic consideration of whether Agent, Process or Technology might have resulted in a less than good outcome. With considerations of what could have been done to prevent a poor outcome.

· Striving for continuous improvement in customer outcomes by identifying opportunities for root cause problem solving and by mitigating risk gained during discussions with front line teams and the wider operation.

· Discussing and calibrating feedback with colleagues and managers. Providing detailed rationale for subjective and/or potentially contentious opinions which might challenge the opinions of others.

· Working as part of a close team including one to one coaching.

Banking Quality Assurance Analyst

Starling Bank
Cardiff
2022.06 - 2023.06

· Assessing the quality of customer journeys to understand our delivery. This includes interactions via in-app messages, emails, or phone calls.

· Documenting findings, supporting concerns, identifying failings, and communicating remediation or improvement steps.

· Driving change via Starling Process, Training & Technology to adhere to FCA guidance.

· Continuously improving customer outcomes by identifying root cause problems and mitigating risks gained during discussions with frontline teams and the wider operation.

· Discussing & Calibrating feedback with colleagues & managers, providing rationale for subjective opinions.

· Identifying & celebrating best practice examples.

· Supporting managers in improving Starling approaches and procedures.

Operational Outcome Tester / Quality Assurance

HUNTSWOOD (Lloyds Banking Group)
Cardiff
2018.08 - 2022.06

· Performing high-quality reviews on colleagues across various complaint workstreams, using extensive knowledge and experience, in a fast-paced bank lending environment. These reviews have been conducted on-site, remotely, and during live side-by-side sessions.

· Identify trends to Foresee potential issues and mitigate risks. Report common failings and suggest risk-reducing measures. Collaborating with the Outcome Testing teams ensures consistent high-quality work.

· Enthusiastic about learning and adapting to new situations. This allows me to support other areas of the business quickly and share my knowledge to improve quality. It also helps align opinions and ideas across Outcome Testing teams for consistency.

· Adhering to strict processes is crucial in the Outcome Testing role, but pragmatism and holistic approaches are equally important. I always consider ways to improve processes, streamline workflows, or correct errors. I've worked closely with the Change Team to implement changes that benefit both customers and the bank.

· Particularly passionate about vulnerable customer support through working closely with the Lloyd's Vulnerability Team, improving processes for bereavement, financial difficulties and health issues.

Complaint Handler / Investigations

Huntswood (Lloyds Banking Group)
Cardiff
2014.08 - 2018.04

· Investigating customers and their insurance products to determine if they were misrepresented. Reviewing point-of-sale information, bank records, complaint forms, and conducting customer interviews. The review followed strict guidelines set by the bank and FOS to ensure a fair resolution.

· As a contractor, uncertainty and working without supervision to a high standard are key attributes required to excel in a high-pressure environment. However, being a strong personality and forming a key member of a team is equally important. This meant I also acted as an SME coach to lesser experienced colleagues.

· Consistently high professional standards, achieving a 100% clean pass for over two years.

Complaint Handler / Redress

Huntswood (Lloyds Banking Group)
Cardiff
2012.06 - 2014.08

· Processing upheld complaint payments to customers including the balancing of live finance agreements.

· Dealing with customers in financial difficulties to manage their debt situation and offset arrears using refunds.

· Within 12 months of working on Redress I had progressed to being one of their audit team. This also included being the co-ordinator for the whole Audit Team. I also represented the audit team in quality meetings to report on the individual productivity & quality figures for the department.

Education

Degree - Ceramic BA (Hons)

University of Wales Institute, Cardiff
Cardiff
2000.08 - 2023.07

Higher National Diploma - Art Foundation

Wilmorton Tertiary Collage
Derby
1998.08 - 2000.07

Certificate of Higher Education - Art & Design

Wilmorton Tertiary Collage
Derby
1997.08 - 1998.07

A-Levels - Ceramics

Wilmorton Tertiary College
Derby
1997.08 - 1998.07

Certificate of Higher Education - Art & Design

Wilmorton Tertiary College
Derby
1996.08 - 1997.07

GCSEs - English, Mathematics, Science (double award), Art, Design & Communication, Design & Realisation

High View Technology Centre
Derby
1992.08 - 1996.07

Skills

Experienced Outcome Tester within Financial Services, inc Vulnerable Customers, Collections & Complaints

Excellent Work and Time Management Skills

Excellent Written & Oral Communication

Deputy Leader who leads by example

Analytically yet constructively critically Minded

High Attention to Detail

Flexible Multitasker

Timeline

Senior Customer Outcome Analyst

Starling Bank
2024.06 - Current

Customer Outcome Analyst

Starling Bank
2023.06 - 2024.06

Banking Quality Assurance Analyst

Starling Bank
2022.06 - 2023.06

Operational Outcome Tester / Quality Assurance

HUNTSWOOD (Lloyds Banking Group)
2018.08 - 2022.06

Complaint Handler / Investigations

Huntswood (Lloyds Banking Group)
2014.08 - 2018.04

Complaint Handler / Redress

Huntswood (Lloyds Banking Group)
2012.06 - 2014.08

Degree - Ceramic BA (Hons)

University of Wales Institute, Cardiff
2000.08 - 2023.07

Higher National Diploma - Art Foundation

Wilmorton Tertiary Collage
1998.08 - 2000.07

Certificate of Higher Education - Art & Design

Wilmorton Tertiary Collage
1997.08 - 1998.07

A-Levels - Ceramics

Wilmorton Tertiary College
1997.08 - 1998.07

Certificate of Higher Education - Art & Design

Wilmorton Tertiary College
1996.08 - 1997.07

GCSEs - English, Mathematics, Science (double award), Art, Design & Communication, Design & Realisation

High View Technology Centre
1992.08 - 1996.07
Scott Wright