Summary
Overview
Work history
Education
Skills
Accomplishments
Custom
Affiliations
Timeline
Generic

Sarah Hobday

Leamington Spa,Warwickshire

Summary

Experienced Team Manager Reliable individual skilled in building positive relationships through excellent communication and negotiation abilities. Plans and prioritises well to achieve project objectives. Leads by example to motivate hardworking, high-performing teams. Successful manager equipped to plan, lead and optimise operations for changing landscape. Accomplished in delivering above-expected results while streamlining operations. Ambitious to affect change and bring results in new environment. Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance. Motivational leader with record of success in [Type] environments. Seeks out change opportunities, capitalising on technologies, improved methods and gaps to surpass targets. History maintaining efficiency and high employee satisfaction with responsive management style. Customer-focused [Job Title] with experience in business management and development. Outlined and delivered functional strategy and roadmaps for key objective attainment. Recruited, trained and retained committed service teams to exceed customer expectations. Loyal employee with solid understanding of training and mentoring employees. Dedicated team player, proactive and hands-on in task completion.

Overview

27
27
years of professional experience
16
16
years of post-secondary education

Work history

Owner

Happy Buddys
03.2022 - Current
  • Negotiated contracts with suppliers, reducing overall costs.
  • Built and maintained and updated website
  • Oversaw inventory management, preventing stock shortages or overages.
  • Innovated product offerings to stay competitive in the market.
  • Promoted company products and services on social media to increase brand awareness.
  • Researched market trends and consumer behaviour to support business decision-making.

Credit Risk Manager

Shell Energy/First Utility
01.2017 - 03.2024
  • Managed, motivated and ensured high performance from a team based in Coventry and Poland
  • MI Reporting and interpreting data to make recommendations for changes
  • Worked with Internal managers and Credit Reference agencies
  • Project Management on implementing CAIS and continuous improvement
  • Managed performance and processes for Credit Checks, Risk management, Objections and Security Deposits
  • Attended and lead senior monthly meetings, when required
  • Weekly Reporting, monitoring and performance reviews
  • Leading weekly wellbeing sessions across both teams.
  • Led team of risk analysts, to deliver results.
  • Identified areas of improvement by conducting regular audits.
  • Streamlined operational processes to enhance efficiency.
  • Fostered a culture of continual learning and development amongst staff.
  • Worked closely with the senior management team to formulate effective strategies.
  • Drove development of scorecards in collaboration with internal departments.

SME Credit Manager

Shell Energy/First Utility
07.2012 - 01.2018
  • Led a team responsible for carrying out all system associated tasks associated with Credit Control & the Collection of debts for Business customer
  • Workflow & Ledger Management involving managing and developing strategies
  • Disputes, Letters, UAT/Testing
  • Always thinking of the best 'Customer Experience'
  • Motivating team and driving performance through incentives
  • Assessing accounts for further action including disconnections and legal referrals
  • Setting up of credit control procedures and processes
  • Setting up new Debt Path and Dunning cycle
  • Recruitment, training (ongoing)
  • Call Monitoring
  • Managing Full and Final settlement process
  • Target setting both team and individuals.
  • Collaborated closely with colleagues on project work, leading to successful outcomes.
  • Documented processes and best practices to form consistent framework for ongoing operations.
  • Ensured compliance with company policies by conducting regular audits of credit processes.
  • Facilitated the training and development of junior staff members, enhancing their skills and knowledge in credit management.
  • Worked closely with sales teams to ensure smooth transaction processes for clients.

Process and Systems Controller

Shell Energy/First Utility
01.2012 - 07.2012
  • Boosted efficiency by reviewing and updating process and procedure documents
  • Coordinated cross-team documents
  • Reviewed compliance documentation
  • Upheld governance standards by monitoring control environment to mitigate risks.
  • Installed internal controls and set up standard procedures for all process and procedure documents.

Residential Credit Manager

Shell Energy/First Utility
05.2010 - 01.2011
  • Responsible for a team of credit controllers
  • Increased client satisfaction by promptly responding to inquiries and resolving issues.
  • Responsible for escalated complaints and negotiating payment arrangements
  • Kept abreast of changes in debt collection laws to ensure compliance.
  • Managed a high volume workload within a deadline-driven environment.
  • Negotiated customer repayment plans, consistently maximising early payments to reduce debt recovery time.

Senior Credit Controller

Shell Energy/First Utility
06.2007 - 05.2009
  • Review and monitor current debt collection procedures for both telecoms and energy
  • Identify and implement changes to the collection process for both telecoms and energy to achieve debtor day targets
  • Monitor effectiveness of daily fraud alerts and suggest enhancements and improvements to reports
  • Review all new account applications, authorise new SME and Consumer accounts.

Credit Control Manager

TUI UK Ltd (Maternity Cover)
06.2006 - 02.2007
  • Broad management responsibility for two large teams, which includes proactively developing operational performance and meeting objectives.
  • Performance management that includes: Target setting, organising individual and team monthly meetings, organising team building events, staff appraisals, recommending pay structures for staff and applying discipline or reward procedure.
  • Recruitment and selection of key Credit Control staff.
  • Developing and issuing management reports, including statistical analysis and key performance indicators.
  • Continuously exceeding targets set for debt collection.
  • Creating and implementing a controlled legal policy that achieved significant results in collection of money from our customers.
  • Leading a cross functional project team set-up to improve communication between our commercial operation and the credit control department. Main aim of the project was to improve our invoicing process so that our customers received timely and accurate information.
  • Working hard to maintain morale and engage a team to deliver continuous improvement despite a backdrop of large scale redundancies.

Credit Control Team Leader

Calor Gas Ltd
01.2002 - 06.2006
  • Performance management and recruitment
  • Authorisation of company expenses and debtor repayments
  • Producing risk assessments for potentially volatile customers, mainly relating to high value credit exposure
  • Regular liaison with cross functional Senior Management
  • Handling escalated customer complaints using a wide range of communication techniques
  • Ad-hoc project work.

Domestic Debt Co-ordinator

Calor Gas Ltd
01.2000 - 01.2002
  • Co-ordinated team of 6 to collect overdue money on domestic accounts
  • Controlled and organised the day to day running of the team
  • Monitoring individual and team targets.
  • Managed team through redundancy

Marketing Assistant (secondment)

Calor Gas Ltd
01.2000 - 01.2000
  • Organised and attended Self Build show in different locations across the country.
  • Organising staff and shifts.
  • Organising the building of a marketing stand.

Legal Account Co-ordinator

Calor Gas Ltd
01.1999 - 01.2000
  • Attend court hearings throughout the UK, representing the company during legal cases
  • To vet submissions for legal action to ensure that pre action protocol has been adhered to and that legal action is the most cost effective course of action.
  • Prepared court documents for legal action

Collections Administrator

01.1998 - 01.1999
  • Responsible for the collection of outstanding balances
  • To identify reasons for non-payment, resolving queries to the customer's satisfaction and negotiating a positive outcome.

Education

Bachelor of Science -

University of Portsmouth/Coventry
01.1996 - 01.1999

Southam School / Southam Sixth Form
01.1994 - 01.1996

Mascalls Comprehensive School
01.1991 - 01.1996

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Paddock Wood Primary School
01.1983 - 04.1989

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Skills

  • Business management
  • Staff recruitment
  • Customer relationship management
  • Process improvement
  • Risk assessment and mitigation
  • Project coordination
  • Effective communication
  • Resilience under pressure
  • Leadership development
  • Risk management
  • Change management
  • Customer experience enhancement
  • Continuous improvement processes
  • Operations management

Accomplishments

  • Credit Risk Manager
  • Managing, motivating and ensuring high performance from a team based in both Coventry and Poland
  • MI Reporting and interpreting this data and making recommendations for changes
  • Working with Internal managers and Credit Reference agencies
  • Project Management on implementing CAIS and continuous improvement.
  • Managing performance and processes for Credit Checks, Risk management, Objections and Security Deposits.
  • Attending and leading senior monthly meetings
  • Weekly Reporting, monitoring and performance reviews
  • Leading weekly wellbeing sessions across both teams
  • SME Credit Manager
  • Responsible for carrying out all system associated tasks associated with Credit Control & the Collection of debts.
  • Workflow & Ledger Management involving managing and developing strategies.
  • Disputes, Letters, UAT/Testing.
  • Always thinking of the best “Customer Experience”.
  • Motivating team and driving performance through incentives
  • Assessing accounts for further action including disconnections and legal referrals
  • Setting up of credit control procedures and processes.
  • Setting up new Debt Path and Dunning cycle
  • Recruitment, training (ongoing)
  • Call Monitoring
  • Managing Full and final settlement process
  • Target Setting both team and individuals
  • Process and Systems Controller
  • Review and monitor current debt collection procedures for both telecoms and energy
  • Identify and implement changes to the collection process for both telecoms and energy to achieve debtor day targets
  • Produce/update flowcharts for all credit control functions
  • Monitor effectiveness of daily fraud alerts and suggest enhancements and improvements to reports
  • Review all new account applications, authorise new SME and Consumer accounts
  • Credit Control Manager
  • Broad management responsibility for two large teams, which includes proactively developing operational performance and meeting objectives
  • Performance management that includes: Target setting, organising individual and team monthly meetings, organising team building events, staff appraisals, recommending pay structures for staff and applying discipline or reward procedure
  • Recruitment and selection of key Credit Control staff
  • Developing and issuing management reports, including statistical analysis and key performance indicators
  • Continuously exceeding targets set for debt collection.
  • Creating and implementing a controlled legal policy that achieved significant results in collection of money from our customers.
  • Leading a cross functional project team set-up to improve communication between our commercial operation and the credit control department. Main aim of the project was to improve our invoicing process so that our customers received timely and accurate information.
  • Working hard to maintain morale and engage a team to deliver continuous improvement despite a backdrop of large scale redundancies.
  • Credit Control Team Leader
  • Being given accountability for high profile sensitive market sector customers, building reputation and tightening standards.
  • Tasked with providing training and support for company wide restructure. Responsible for producing and delivering the training programme and developing best practices for the company.
  • Going from a team leader with responsibility for a small team to a confident manager of a larger team with greater targets.
  • Domestic Debt Co-ordinator, Management of a team through large scale redundancies, maintaining motivation in difficult circumstances.

Custom

  • BA (Hons) in Leisure Management
  • 3 ‘A' Levels
  • 9 GCSE's

Affiliations

  • Family time, football, reading, holidays

Timeline

Owner

Happy Buddys
03.2022 - Current

Credit Risk Manager

Shell Energy/First Utility
01.2017 - 03.2024

SME Credit Manager

Shell Energy/First Utility
07.2012 - 01.2018

Process and Systems Controller

Shell Energy/First Utility
01.2012 - 07.2012

Residential Credit Manager

Shell Energy/First Utility
05.2010 - 01.2011

Senior Credit Controller

Shell Energy/First Utility
06.2007 - 05.2009

Credit Control Manager

TUI UK Ltd (Maternity Cover)
06.2006 - 02.2007

Credit Control Team Leader

Calor Gas Ltd
01.2002 - 06.2006

Domestic Debt Co-ordinator

Calor Gas Ltd
01.2000 - 01.2002

Marketing Assistant (secondment)

Calor Gas Ltd
01.2000 - 01.2000

Legal Account Co-ordinator

Calor Gas Ltd
01.1999 - 01.2000

Collections Administrator

01.1998 - 01.1999

Bachelor of Science -

University of Portsmouth/Coventry
01.1996 - 01.1999

Southam School / Southam Sixth Form
01.1994 - 01.1996

Mascalls Comprehensive School
01.1991 - 01.1996

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Paddock Wood Primary School
01.1983 - 04.1989

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Sarah Hobday