Santhosh Anbalagan
Catford,United Kingdom
Summary
Experienced compliance analyst focused on AML monitoring within fintech environments. Adept at leveraging AI tools and automated workflows to ensure full regulatory compliance. Strong background in investigating digital payment irregularities and managing complex ownership structures. Effective team leader with a history of enhancing customer service and operational efficiency in high-volume settings.
Overview
5
5
years of professional experience
Work history
TEAM LEADER
KFC
Catford, United Kingdom
10.2023 - Current
- Directed day-to-day operations and floor activities to ensure high-quality standards for food preparation and customer service.
- Coached and mentored a team of 10-15 members per shift, assigning daily tasks and coordinating schedules to maintain a motivated and efficient workforce.
- Optimized service speed during peak hours, reducing average wait times through strategic staff placement and pace-setting.
- Managed daily cash handling and reconciliations, ensuring accuracy in processing transactions and preparing daily bank deposits.
- Monitored stock levels and performed inventory checks to minimize waste and ensure product availability.
- Enforced strict adherence to food safety, hygiene, and health and safety regulations, maintaining high audit and cleanliness scores.
- Resolved complex customer complaints and internal team conflicts with a professional and problem-solving demeanor.
- Facilitated the training of new recruits on operational procedures, POS systems, and brand standards to accelerate their integration into the team.
AML MANAGEMENT LEAD
INDIA POST
Kumbakonam, India
09.2021 - 09.2023
- Analysed high-volume transaction alerts to pinpoint patterns indicative of money laundering structuring or smurfing.
- Authored comprehensive suspicious activity reports (SARs) and suspicious transaction reports (STRs) to ensure compliance with regulatory standards.
- Utilised monitoring software to manage systemic alerts for timely resolution or escalation.
- Monitoring the transactions and historical transactions to prevent the bank from being vulnerable to money laundering and other criminal activities.
- Proficient in translating complex data and analyses into actionable findings, strategies, and tactics.
- Understand and stay updated on the sanctions list and red flags related to AML.
- Conducted and Communicated RFI’s (Request For Information) with Client relationship managers.
- Determined and implemented additional steps, validating KYC risk compliance based on research of customer records, verification of account purpose, Business activity, Source of fund & Source of wealth and legitimacy, analysis of transaction activity.
- Appropriate actions followed with further closure Escalation to Report & Close or to file a SAR (Suspicious Activity Report).
- Document and report all findings in case management software.
Education
MASTER OF SCIENCE - BUSINESS MANAGEMENT
BPP UNIVERSITY
LONDON10-2023
BACHELOR OF SCIENCE - PHYSICS
SWAMI DAYANANDA COLLEGE OF ARTS & SCIENCE
THIRUVARUR06-2017
Skills
- Core AML
- Compliance
- Leadership
- Investigation
- Technical
- Strategy
- Financials
- Operations
- Safety
Languages
Tamil
Native
English
Proficient
C2
Timeline
TEAM LEADER
KFC
10.2023 - Current
AML MANAGEMENT LEAD
INDIA POST
09.2021 - 09.2023
MASTER OF SCIENCE - BUSINESS MANAGEMENT
BPP UNIVERSITY
BACHELOR OF SCIENCE - PHYSICS
SWAMI DAYANANDA COLLEGE OF ARTS & SCIENCE