Sandra Wilkins
Edinburgh
Summary
AML Compliance Analyst Professional Summary Seasoned Analyst with 5+ years of experience in Negative News Screening, OFAC Stripping, Ongoing transaction monitoring, PEP screening, high risk reviews, Anti-Money Laundering and Account reviews. Excellent monitoring and risk mitigation skills. Results-oriented with proven accomplishments with project management, mentorship and team leadership initiatives.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Blockchain AML /QC Analyst
Cryptocurrency, Coinbase
11.2020 - 08.2022
- Conducted Blockchain Analysis on Coinbase platform including cryptocurrency transaction monitoring, alert triage, and SAR preparation for risk mitigation to reduce fraud, understand counterparty risk, and satisfy AML requirements
- Reviewed transactions and alert activities for Money laundering activities, identifying red flag issues and escalating within AML framework for further investigation
- Managed queue of alerted cases and escalations for risk review that included interactions with Darknet Markets, Scams, Terrorist Financing, OFAC, Child Exploitation, as well as various AML scenarios, Blockchain screenings, and High-Risk IP address investigations
- Conducted quality control on analysts to ensure account reviews and narrations are up to standards
- Inform analysts of their mistakes and provide feedback on how they can improve on future account reviews
- Demonstrated KYC requirements, perform research, and articulated findings in a clear, concise manner that include relative supporting documents
- Quality Assurance (QA) reviews the completed cases for accuracy, completeness, and decisioning
- Assessed the research, documentation, investigations, and monitoring conducted and provided a report of findings ensuring the correct resolution decision was made
- Provided coaching feedback to fraud investigators and other analysts
- Met and exceeded production targets of at least 6 accounts/cases per day
- Compiled and distributed weekly feedback to team leaders and managers to improve service time and quality while increasing productivity.
KYC-EDD Compliance Analyst
Woodforest National Bank
09.2018 - 11.2020
- Ensure adoption of CIP (customer identification program) screening as mandatory for EDD
- A comprehensive investigation of high-risk customers and made decisions either to maintain or terminate the relationship
- Detect money laundry trends and mitigate such trends from reoccurring
- Using external search to corroborate findings from internal records (to further improve investigation)
- Utilized KYC to categorize various types of customer activity, low or high cash-intensive activity
- Verify entities/customers from various screening lists such as OFAC before onboarding entities with foreign contact or PEP
- Reviewed system-generated alerts to analyze transactions to detect unusual activities and take appropriate action to escalate them within the BSA Department.
AML/BSA Compliance Analyst
PNC
10.2016 - 09.2018
- Investigated customers who match with SDN, PEPS, and Negative Media list during the account opening and maintenance processes
- Reviewed banking records and KYC documents and conducted due diligence reviews for customers
- Analyzed and documented findings accordingly and make decisions regarding application and account onboarding
- Conducted research to verify the source of wealth and line of business of bank customers
- Conducted EDD research on PEPs and High-Risk Businesses (HRBs)
- Utilized the U.S
- Patriot Act, Bank Secrecy Act, AML, OFAC, SEC, and other AML regulatory policies
- Ensured that the Bank’s AML regulations were adhered to and monitored account activity accordingly
- Partnered with the client-facing teams to collect required legal documents and associated information to meet all regulatory and internal policies
- Participated in drafting training programs for internal staff and external clients and stakeholders on CDD/KYC best practices
- Investigated and resolved Customer Identification Program (CIP) Issues
- Responded to internal and external client inquiries related to policies and procedures, account performance, and system access issues
- Evaluated and analyzed information uncovered during the investigation and make a recommendation on whether the alert warrants further action
- Assisted with the workflow, documentation, and case management process
- Based on the outcome of the investigation, analyze, and determine whether or not the case warrants a further review that may result in a Suspicious Activity Report (SARs) filing
- Identified and documented and filed transactional activity for evidence of Money Laundering red flags, suspicious transactions (STR), and unusual banking activities based on SEC and BSA policies
- Investigated and addressed system issues to enhance usability and improve functionality.
Education
Project Management Training - Project Management
KLAY PM
Dallas, TXBachelor of Science - Health Information Management
University of Illinois Chicago
Chicago, IL2011
Skills
- Comprehensive knowledge of risk management skills, methodology, and processes
- Project management and project coordination skills
- Work experience in cryptocurrencies/blockchain analysis
- Excellent working knowledge of MS Office applications with high exposure to spreadsheet analysis
- Excellent analytical skills using MS Excel and Google suites
- Analytical Methodology Validation
- Information Services
- Detailed Analysis
- System Monitoring
- Conducting Reviews
- US Treasury AML Guidelines
- Anti-Money Laundering (AML)
- Transaction Monitoring
- QC reporting
- Data Entry
Certification
ACAMS
Timeline
Blockchain AML /QC Analyst
Cryptocurrency, Coinbase
11.2020 - 08.2022
KYC-EDD Compliance Analyst
Woodforest National Bank
09.2018 - 11.2020
AML/BSA Compliance Analyst
PNC
10.2016 - 09.2018
Project Management Training - Project Management
KLAY PM
Bachelor of Science - Health Information Management
University of Illinois Chicago
ACAMS
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