Sanaya Nagpal

Engagement lead | AI blueprint proposition
Led a client-specific Blueprint proposal and executive demo, translating operational and cost evidence into value-backed use cases, capability heatmaps and an actionable transformation story spanning productivity, workforce, governance and technology.

Proposal lead | Cost and productivity benchmarking for a specialty insurer
Shaped a rapid diagnostic using service-taxonomy cost mapping, FTE and expense-ratio baselines, functional productivity comparators, future-cost scenarios and executive interviews to identify value pools, target ambition and a sequenced roadmap.

Proposition development | Insurance productivity and thought leadership
Helped build Deloitte’s insurance productivity proposition through competitor analysis, benchmarking strategy, data-model review and a market-facing point of view connecting cost optimisation, AI-enabled workflow redesign and sustainable P&L impact.

· Insurance strategy and transformation lead | Global insurer engagements
Advised insurers globally, with a particular focus on Europe and the UK, across diligence, transformation, market growth and strategic ambition-setting.

· Cost benchmarking lead | Functional productivity and ambition setting
Defined strategic ambitions for insurers through comprehensive cost benchmarking across functions, helping leadership teams identify performance gaps and improvement opportunities.

· Pricing excellence contributor | Personal lines insurance
Contributed to multiple studies and proposals focused on pricing excellence for personal lines insurers across Europe and the UK.

· Proposition development | Pricing maturity and scale economics
Built new offerings to assess insurers’ pricing maturity across geographies, including analysis of how insurer size influences cost ratios and profitability.

· Growth strategy lead | US market entry
Developed a market entry and growth strategy for an insurance client targeting expansion into the US market.

· Thought leadership | Insurance cost advantage and scale
Co-authored McKinsey articles on the cost advantages of direct insurers and the role of scale in insurance performance.

· Stakeholder management | Senior leadership and vendor partners
Managed weekly senior leader meetings and vendor partner discussions to support delivery alignment and decision-making.

· Analytics platform development | Deloitte Analytics Platform
Developed the Deloitte Analytics Platform for the Center of Excellence team, supporting internal audit analytics and scalable data-led risk solutions.

· Financial crime analytics | AML and fraud detection
Designed and implemented a SAS-based solution to strengthen anti-money laundering and fraud detection capabilities.

· Risk and audit analytics | BFSI clients
Evaluated risk areas, developed internal audit processes, and analysed data visualisations to support stronger decision-making for BFSI clients.

· Brokerage analytics | Securities gains and losses
Supported a leading brokerage client by analysing gains and losses across securities and providing insights across multiple buy-and-sell scenarios.