Sai Stuti Bharadwaj
Reading
Summary
Accomplished professional with expertise in store auditing and compliance, risk assessment, and internal controls. Demonstrates proficiency in financial reconciliation, budget monitoring, and inventory management to ensure stock accuracy. Skilled in loss prevention, security monitoring, and regulatory compliance. Adept at staff training, performance management, and leadership development. Strong communication skills and attention to detail complement a proven ability to work under pressure. Proficient in Microsoft Office applications including Word, Excel, and PowerPoint. Committed to enhancing operational efficiency while pursuing opportunities for career advancement in financial oversight and team leadership.
Overview
18
18
years of professional experience
3
3
years of post-secondary education
Work history
Store Manager
H & T Pawnbrokers
Reading
2017.03 - 2026.02
- Key Achievements:
- Achieved Store of the Year 2024
- First store in H&T to win NPA of the Year Award 2025
- Selected for Store of the Year 2023
- Awarded Manager of the Year 2023 – South Coast
- Maintained consistent Green Audits, including multiple 100% audit results
- Responsibilities:
- Conducted and maintained full compliance with company audit and regulatory standards.
- Ensured implementation and adherence to company policies and procedures.
- Maintained detailed and accurate compliance and financial records.
- Managed daily store operations including opening, closing, and banking procedures.
- Reconciled cash drawers and controlled monthly operational budgets, reducing discrepancies.
- Oversaw inventory tracking, stock counts, and accurate reporting.
- Monitored premises for suspicious activity to support loss prevention.
- Delivered staff training, performance appraisals, and recruitment.
- Managed payroll and scheduling to optimise store performance.
- Resolved customer concerns professionally while maintaining high service standards.
Deputy Manager
H & T Pawnbrokers
2016.09 - 2017.03
- Supported store compliance and audit preparation.
- Maintained accurate stock and financial records.
- Assisted in staff supervision, training, and performance management.
- Ensured correct pricing, merchandising, and promotional implementation.
- Strengthened customer relationships and resolved escalations effectively.
Manager
Dollar Finance
Reading, Berkshire
2008.02 - 2016.08
- Responsible for day to day business
- Conducted risk assessments to ensure operational accuracy.
- Trained underperforming stores to achieve Green Audit results.
- Supported nearby branches including Bracknell, Slough, Woking, Basingstoke, and Swindon.
- Developed and implemented staff training and expansion programmes.
- Recruited, inducted, and evaluated staff performance.
- Managed store banking, deposits, and reconciliation processes.
- Acted in Area Manager's absence, overseeing multiple stores.
- Drove sales performance and achieved business targets through structured financial planning.
- Applied expertise in leadership by motivating the team achieve KPI ‘s and performance issues.
Education
Bachelor of Commerce - Accounts, Economics, Business Law, English
Punjab University
Chandigarh, India 2002.06 - 2003.05
A-Levels - Accounts, Economics, Business, English
St. Luke's School
Solan, India 2001.04 - 2002.03
GCSEs - Maths, Science, English, Social Studies, Sanskrit
Manav Mangal School
Panchkula, India 2000.04 - 2001.03
Skills
- Store Auditing & Compliance
- Risk Assessment & Internal Controls
- Financial Reconciliation & Budget Monitoring
- Inventory Management & Stock Accuracy
- Loss Prevention & Security Monitoring
- Staff Training & Performance Management
- Banking & Cash Handling Procedures
- Regulatory Compliance
- Strong Communication Skills
- Microsoft Office (Word, Excel, PowerPoint)
- Attention to Detail
- Ability to Work Under Pressure
- Leadership & Team Development
Additional Strengths
- Strong negotiation and management skills
- Excellent planning and organisational abilities
- Goal-oriented with ability to manage multiple priorities
- Confident, enthusiastic and highly responsible
- Ethical leadership and process improvement mindset
Affiliations
- I enjoy travelling , reading books - thrillers , listening to Indian music.
Timeline
Store Manager
H & T Pawnbrokers
2017.03 - 2026.02
Deputy Manager
H & T Pawnbrokers
2016.09 - 2017.03
Manager
Dollar Finance
2008.02 - 2016.08
Bachelor of Commerce - Accounts, Economics, Business Law, English
Punjab University
2002.06 - 2003.05
A-Levels - Accounts, Economics, Business, English
St. Luke's School
2001.04 - 2002.03
GCSEs - Maths, Science, English, Social Studies, Sanskrit
Manav Mangal School
2000.04 - 2001.03