Sai Krishna Thammineni
Saint Neots,UK
Summary
Experienced professional with a strong background in administrative tasks, financial analysis, and cost management procedures. Proficient in forecasting, budgeting, and expense monitoring, with expertise in accounts payable/receivable management and financial auditing. Skilled in building cross-functional relationships to enhance operational effectiveness and ensure accurate data collection across departments. Advanced knowledge of Microsoft Excel, QuickBooks, and other MS Office tools such as Word, PowerPoint, and Outlook. Demonstrates a comprehensive understanding of mortgage applications, tenant housing transfers, and data analysis to support informed decision-making processes. Committed to leveraging analytical skills and financial expertise to drive organisational success.
Overview
9
9
years of professional experience
Work history
Welfare officer(HO)
SOS Property and Management Ltd
2025.06 - 2025.12
- Goods and Services Management: Managing and Ensuring the availability of goods and services required by service users
- This includes procuring supplies, maintaining inventories, and coordinating the delivery of services
- Negotiation Skills: Negotiating with suppliers or vendors to secure the necessary goods and services at favorable terms is a crucial part of my role
- Expedition: Expediting involves ensuring that orders and services are delivered promptly and according to schedule
- This ensures that service users receive what they need in a timely manner
- Liaison: Effective communication and collaboration with various stakeholders, including different companies, the Home Office, and service users, is vital
- Liaising with these parties helps in aligning services and resources to meet the needs of service users
- Inventory Control: Managing inventory involves monitoring stock levels, preventing shortages, and minimizing excess supplies
- Effective inventory control is essential for cost management and ensuring that resources are available when needed
- Registration of new service users to the system and ensure that service users receive the necessary care.
- Email Correspondence: Handling email communications from different stakeholders requires effective written communication skills
- This is important for conveying information, addressing inquiries, and maintaining professional relationships
- Booking GP Registrations: Facilitating the process of booking GP (General Practitioner) registrations for service users is an essential healthcare coordination task
- It ensures that service users have access to medical care
- Transport Request Management: Coordinating transport requests for service users are crucial for their mobility and access to essential services
- This involves scheduling and ensuring timely transportation
Housing Officer (Supervisor)
Marketplace Direct Ltd
Cambridge
2022.11 - 2025.06
- My experience so far has allowed me to do the below mentioned tasks in the current company
- Goods and Services Management: Managing and Ensuring the availability of goods and services required by service users
- This includes procuring supplies, maintaining inventories, and coordinating the delivery of services
- Negotiation Skills: Negotiating with suppliers or vendors to secure the necessary goods and services at favorable terms is a crucial part of my role
- Expedition: Expediting involves ensuring that orders and services are delivered promptly and according to schedule
- This ensures that service users receive what they need in a timely manner
- Liaison: Effective communication and collaboration with various stakeholders, including different companies, the Home Office, and service users, is vital
- Liaising with these parties helps in aligning services and resources to meet the needs of service users
- Inventory Control: Managing inventory involves monitoring stock levels, preventing shortages, and minimizing excess supplies
- Effective inventory control is essential for cost management and ensuring that resources are available when needed
- Rota Preparation: Preparing rotas (schedules) is a key aspect of organizing and managing staff to ensure that service users receive the necessary care and support around the clock
- Email Correspondence: Handling email communications from different stakeholders requires effective written communication skills
- This is important for conveying information, addressing inquiries, and maintaining professional relationships
- Booking GP Registrations: Facilitating the process of booking GP (General Practitioner) registrations for service users is an essential healthcare coordination task
- It ensures that service users have access to medical care
- Transport Request Management: Coordinating transport requests for service users are crucial for their mobility and access to essential services
- This involves scheduling and ensuring timely transportation
- Analytical Skills: Your experience in this role has also enhanced your analytical skills
- Analyzing data, information, and trends can help in making informed decisions, optimizing processes, and improving resource allocation.
- Used Sage to find product pricing and availability when requested by customers.
- Prepared documents on Sage accounts, such as bills receivable, invoices and bank deposits.
- Proficiently used a wide range of bookkeeping software throughout various roles, including Sage and QuickBooks.
- Liaised directly with customers to meet needs and maintain satisfaction.
Health Care Assistant
Eltisley Manor (Nouvita Group)
Saint Neots
2022.06 - 2022.11
- In my daily responsibilities, I assist residents with personal care, hygiene, oral hygiene, feeding, showering, and maintaining tidy rooms
- I occasionally assist with laundry for residents as well
- During new staff inductions, I provide guidance on company policies and protocols and share best practices relevant to the caregiving process
- I used to supervise agency staff, helping them draft incident reports, ABC charts, and body maps for wounds, as well as monitoring pressure sores for residents
- I also take pride in making residents' birthdays special to create a sense of individualized care and support
- My experience includes working with residents who have mental health illnesses, autism, learning disabilities, dementia, COPD, and Parkinson's disease
- I have developed a deep understanding of these conditions and have honed my ability to provide appropriate care
- I monitor residents' conditions by regularly measuring their temperature, pulse, respiration, weight, and assisting with medication administration as required.
Senior Mortgage Underwriter
Assimilate Solutions (Owned by Situs AMC Ltd)
Hyderabad
2021.07 - 2022.03
- Worked on Credit review of borrowers
- It includes Considering Credit scores; different type of account treatments, late payments and approval or denial of loan is based on industry standards (norms)
- Worked on servicing side of loan which includes loan boarding with servicer and payments tracking
- Updating borrowers about maturity date of loan by sending payoff statements
- Maintaining accurate record by updating Master ledger which consists of different loans like default loans, matured loans, on time paid loans etc
- Developed Job aids/ Standard Operating Procedures by using good team communication and collaboration
- Met schedule 'Turn around Times' using excellent planning and coordination skills
- Prepared timely and accurate financial reporting and analysis
- It includes calculation of ratios
- Worked on income analysis, asset verification of borrowers and review of property appraisal.
Mortgage Underwriter
Verity Global Solutions Pvt Ltd.
Hyderabad
2020.06 - 2021.06
- Compared customer references, credit ratings, risks and pay slips against policy standards to balance risk
- Analyzed clients' background checks and financial records to determine loan risk involved
- Closely reviewed applications to determine compliance with loan-to-value (LTV) or debt-to-income (DTI) policy guidelines before approval
- Created detailed reports for clients describing reasons for application approval or denial, providing solutions or advice for next steps.
SME (Mortgage Underwriting)
FinacPlus Global Solutions Pvt Ltd
Hyderabad
2019.08 - 2020.05
- Worked on Private Hard Money loans from origination to Underwriting
- Even got an exposure on the following items like selling of in-house loans to other investors in the market (Capital markets), Spread interest determination, Loan payoffs and Draws funding for correspondent loans
- Thrived in fast-paced environment with energy and enthusiasm
- Developed excellent working knowledge on different products like creating check points
- It includes income calculations, operating, liquidity ratios calculations, asset verification, appraisal and tile review etc.
Underwriting Processing Analyst
Berkadia Services Pvt Ltd
Hyderabad
2017.05 - 2019.08
- Worked on sponsor credit packages by following standard credit policies
- It includes credit review of borrower by detailed credit report analysis
- Exceeded goals through effective prioritization and consistent work ethic
- Supervised work of contracted employees to deliver work (RED IQ Rent rolls) on schedule
- Client Escalation review: Diffused challenging situations using conflict management techniques
- Worked on Financial analysis, rental analysis, REO schedule analysis, invoice processing and market study by using Costar, REIS, Moody's etc.
Education
Master of Business Administration Finance -
PIM (Vasavi Group of Institutions)
HyderabadBachelor of Commerce Finance -
DRS Degree College
KhammamA-Levels Maths, Physics Chemistry -
Sree Chaitanya Junior College
KhammamGCSEs (SSC) -
DRS High School
KhammamSkills
- Admin related tasks
- Build Cross functional relationships to drive effectiveness by getting relevant details from different functional areas
- Forecasting and budgeting techniques using different Cost management procedures
- Proficient in MS office tools like Excel, Word, Power point, Outlook etc
- Financial Analysis knowledge by which I can provide key information to management for decision making and for their review
- Mortgage application knowledge
- Tenant housing transfers
- Accounts payable management
- Financial auditing
- Expense monitoring
- Microsoft Excel
- Accounts payable / accounts receivable
- Quick-books
- Data analysis
Linkedin URL
https://www.linkedin.com/in/sai-krishna-thammineni-835728108/
Visa status
Valid till June 2027(Tier 2 Dependent Visa)
Timeline
Welfare officer(HO)
SOS Property and Management Ltd
2025.06 - 2025.12
Housing Officer (Supervisor)
Marketplace Direct Ltd
2022.11 - 2025.06
Health Care Assistant
Eltisley Manor (Nouvita Group)
2022.06 - 2022.11
Senior Mortgage Underwriter
Assimilate Solutions (Owned by Situs AMC Ltd)
2021.07 - 2022.03
Mortgage Underwriter
Verity Global Solutions Pvt Ltd.
2020.06 - 2021.06
SME (Mortgage Underwriting)
FinacPlus Global Solutions Pvt Ltd
2019.08 - 2020.05
Underwriting Processing Analyst
Berkadia Services Pvt Ltd
2017.05 - 2019.08
Bachelor of Commerce Finance -
DRS Degree College
A-Levels Maths, Physics Chemistry -
Sree Chaitanya Junior College
GCSEs (SSC) -
DRS High School
Master of Business Administration Finance -
PIM (Vasavi Group of Institutions)