Saieqa Aziz
Senior Underwriter
London,ENG
Summary
Senior Commercial Underwriter with over 10 years’ experience across Property and Casualty risks, specialising in new business and renewals under delegated authority binders. Strong track record in underwriting Property and Commercial Combined risks, building and maintaining broker relationships, and delivering profitable growth. Adept at managing underwriting portfolios, assessing risks within authority, and supporting business development initiatives. Recognised as a dependable team player with proven leadership and coaching experience.
Overview
24
24
years of professional experience
Work History
Senior Underwriter – Property & Commercial Combined
Q Underwriting
Croydon, Croydon
10.2023 - 10.2025
- Company Overview: Delegated Authority Binder
- Support business development initiatives by providing swift and effective underwriting decisions.
- Assess and price risks in line with underwriting guidelines and binder limits.
- Manage broker relationships to secure new accounts and grow premium income.
- Lead underwriting of new business across Property and Commercial Combined risks under delegated authority
- Delegated Authority Binder
- Secured new business opportunities with effective networking skills.
- Provided excellent customer service, generating repeat business from satisfied clients.
Trading Underwriter – Property & Casualty
EatonGate MGA
City Of London, City of London
07.2022 - 09.2023
- Underwrite renewals across Property & Casualty risks within agreed binder limits. Dealing with above 10k premiums including portfolio risks
- Manage broker panel relationships, ensuring service levels and repeat business.
- Support the team as Team Champion, helping allocate workloads and coaching junior staff.
- Handle referrals and review survey reports to assess risk improvements.
- Made quick, sound decisions within underwriting authority and based on appropriate data.
- Developed strong relationships with brokers for seamless application process.
Underwriter – Commercial & Property
SJL Insurance Brokers
01.2020 - 07.2022
- Managed new business, renewals, and MTAs across Property, Household, and Commercial risks.
- Held delegated binder authority across 3 binders, dealing with premiums above £5k.
- Strengthened broker relationships through proactive communication and meetings.
- Supported claims handling as Claims Champion, improving recoveries and case resolution.
Commercial Package Underwriter / Deputy Team Manager
LV= Insurance
02.2015 - 12.2019
- Underwrote SME Package accounts including shops, offices, restaurants, and property owners.
- Supported the team manager, allocating workloads and producing MI reports.
- Built broker relationships and drove business development through proactive trading.
- Provided one-to-one coaching and training for colleagues.
Commercial Claims Handler
LV= Insurance
07.2012 - 01.2015
- Managed 300+ commercial claims, ensuring fair settlement and service delivery.
- Liaised with brokers, adjusters, and policyholders to resolve cases effectively.
Disputed Claims Consultant
RBS Insurance Group
09.2006 - 04.2011
- Handled complex claims disputes and liability decisions.
- Coached junior claims staff and supported departmental performance.
Deputy Claims Advisor
RBS Insurance Group
01.2002 - 01.2006
- Registered new motor, theft, and fire claims, including high-severity cases.
- Delivered weekly reports and trained new team members.
Education
HND Computing & Information Systems -
London Guildhall University
A-Level Media Studies -
Croydon College
Pearson BTEC Level 2 - Excel
01.2022
IF1, Diploma (currently studying IF3)
CII Certification
Rowan High School- 5 GCSE Grades A –C
Rowan High School
LondonSkills
- New Business & Renewals Underwriting
- Broker Relationship Management & Retention
- Property & Casualty Risk Underwriting
- Delegated Authority / Binder Experience
- Team Support, Mentoring & Coaching
- Delivering to Service Levels & Business Targets
Timeline
Senior Underwriter – Property & Commercial Combined
Q Underwriting
10.2023 - 10.2025
Trading Underwriter – Property & Casualty
EatonGate MGA
07.2022 - 09.2023
Underwriter – Commercial & Property
SJL Insurance Brokers
01.2020 - 07.2022
Commercial Package Underwriter / Deputy Team Manager
LV= Insurance
02.2015 - 12.2019
Commercial Claims Handler
LV= Insurance
07.2012 - 01.2015
Disputed Claims Consultant
RBS Insurance Group
09.2006 - 04.2011
Deputy Claims Advisor
RBS Insurance Group
01.2002 - 01.2006
Rowan High School- 5 GCSE Grades A –C
Rowan High School
HND Computing & Information Systems -
London Guildhall University
A-Level Media Studies -
Croydon College
Pearson BTEC Level 2 - Excel
IF1, Diploma (currently studying IF3)
CII Certification