Saheed Lawal
Summary
Dynamic and experienced AML Analyst with extensive knowledge of detecting and monitoring suspicious transactions in an effort to prevent money laundering. Possess analytical skills, self-motivated and highly organised with an exceptional work ethic.
Overview
6
6
years of professional experience
2017
2017
years of post-secondary education
Work history
KYC Analyst
CitiBank
01.2024 - 02.2025
- Perform comprehensive CDD assessment on new customers to verified their identities, assess risk level and ensure compliance with AML/KYC regulations
- Execute thorough EDD procedure on high risk customers, analysing complex transactions pattern and identify potential financial crimes
- Develop, implement and regularly updates KYC policies and procedures to align with evolving regulatory requirements
- Continuously monitoring customers transactions for suspicious activities, analyse trends and promptly reports findings to relevant authorities
- Train colleague to enhance staff awareness
- Support initiative to improve onboarding efficiency and customer experience
- Establish and manage relationships with regulatory bodies to ensure with changing regulations
AML/KYC Analyst
Bank of America
04.2022 - 11.2023
- Escalate cases and co-ordinate with SME & FCC for High risk entities or jurisdictions
- Identification and verification of clients
- Assessing the risk levels associated with each customer by evaluating their financial history, transaction patterns, and other relevant factors
- Reviewing and analysing transaction data to detect any unusual or suspicious activities that may indicate money laundering or other financial crimes
- Regularly update my knowledge and apply it to my daily tasks, ensuring that all procedures and practices align with current legal requirements
- Responsible for maintaining detailed records of customer verification processes, risk assessments, and monitoring activities
AML/KYC Analyst
Bank of New York Mellon
10.2020 - 03.2022
- Determined and implemented additional steps for ongoing remediation, validating KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity on entities based in UK & overseas such as Luxembourg, Jersey, Guernsey, BVI etc
- Escalate cases and co-ordinate with SME & FCC for High risk entities or jurisdictions
- Ensured that information obtained was consistent with AML Policy and Procedures and satisfied regulatory requirements
- Performed additional tasks as assigned, improving the effective administration of the AML and KYC Policies
- Reviewing and updating KYC files with missing and updated information to satisfy compliance requirements
- Researched client information via Google, Dow-Jones, Companies Registry (globally) to identify PEP’s, Sanctioned Entities or individuals or any clients with adverse media
- Regulatory knowledge particularly with FATCA, MIFID, Dodd Frank & EMIR and an awareness of the issues around them
AML/KYC Analyst
RBS
09.2019 - 08.2020
- Responsible for timely reporting of treasury performance and activities across the group
- Completed analysis of transactional information to identify risk, trends and potential wary activity
- Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures
- Ensuring compliance with all AML laws, regulations, guidelines, written procedures; KYC, customer/transaction monitoring
- Effectively conducted AML /KYC formality reports on questionable accounts and transactions
- Improved and implemented customer risk rating criteria with KYC management and procedure for both consumer and corporate customer
- Identified accounts for high risk or negative information using World-Check and OFAC
- Analysed new/prospective clients including Enhanced Due Diligence synthesized finding and assessed risk levels
- Analysed clients data, documentation and negative news in order to determine Client Risk Profile
KYC/AML Analyst
Paragon Trust
01.2019 - 08.2019
- Ensuring that the business is complaint with all Bank policies and local legal requirements in EMEA region
- Ensuring that documentation requirements and perform Anti-Money laundry checks on all existing clients
- This includes independent verification supplied by using external research via the internet and vendors.(Mint Global and Bankers Almanac)
- Clients on-boarding
- Remediating the high risk clients
- Prepared KYC Due Diligence profiles on a wide range of entity types (Trusts, LLC's, Partnerships, and Corporations)
- Reviewing of completed documentation when received back from clients and if appropriate sign off documentation in compliance to local AML regulations
- Identification and escalation of high risk PEP (Politically exposed Person
- Analysed client data, documentation and negative news in order to determine a Client Risk Profile as established under the KYC Procedures
- Effectively conducted AML /KYC formality reports on questionable accounts and transactions
- Follow up on all outstanding issues
- Liaising with business partners Global finance crimes compliance, Fulfilment, sales and local compliance officer in Europe
- Researched negative security information filtered through World Check, OFAC and MIS to determine whether items are false positives, immaterial items, or warrant escalation
- Identified accounts for high risk or negative information using World-Check and OFAC
Education
Certificate in Investment Management - Financial instruments, portfolio management, accounting, economics and statistic
CFA SOCIETY of the UK (IMC)
Certificate in Investment Management - Regulatory environment, markets, taxation and clients objectives
CFA SOCIETY of the UK (IMC)
Master of Science - Business Economics, Finance and Banking
UNIVERSITY OF PORTSMOUTH
01.2002 - 01.2004
Certificates in Risk and Compliance - undefined
INTERNATIONAL ASSOCIATION of RISK and COMPLIANCE PROFESSIONAL
Bachelor of Science - Accounting
OBAFEMI AWOLOWO UNIVERSITY ILE-IFE
ILE-IFE, NIGERIA 01.1993 - 01.1999
Skills
- CRM
- SAP
- Lotus Notes
- Fund Accounting Systems
- MS Excel
- MS Access
- MS Word
- MS PowerPoint
- MS Outlook
- Basic SQL
- Compliance and Risk Management
- CDD
- Enhanced Due Diligence (EDD)
- Money Laundering regulatory compliance
- Anti Money Laundering Systems
- KYC
- Research
- Microsoft Office Suite
Custom
- Financial Instruments (Bonds, Equity, Future and Options, interest rate Swaps and Money Market Instrument)
- Money laundering characteristics
- Markets in Financial Investment Directive (MIFID)
- European Market infrastructure Regime (EMIR)
- Fighting Financial Crime
Timeline
KYC Analyst
CitiBank
01.2024 - 02.2025
AML/KYC Analyst
Bank of America
04.2022 - 11.2023
AML/KYC Analyst
Bank of New York Mellon
10.2020 - 03.2022
AML/KYC Analyst
RBS
09.2019 - 08.2020
KYC/AML Analyst
Paragon Trust
01.2019 - 08.2019
Master of Science - Business Economics, Finance and Banking
UNIVERSITY OF PORTSMOUTH
01.2002 - 01.2004
Bachelor of Science - Accounting
OBAFEMI AWOLOWO UNIVERSITY ILE-IFE
01.1993 - 01.1999
Certificate in Investment Management - Regulatory environment, markets, taxation and clients objectives
CFA SOCIETY of the UK (IMC)
Certificates in Risk and Compliance - undefined
INTERNATIONAL ASSOCIATION of RISK and COMPLIANCE PROFESSIONAL
Certificate in Investment Management - Financial instruments, portfolio management, accounting, economics and statistic
CFA SOCIETY of the UK (IMC)
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