Summary
Overview
Work history
Education
Skills
Timeline
Generic
Ryan Miller

Ryan Miller

Glasgow,United Kingdom

Summary

I have many years of experience in various customer service roles, and I am currently employed as a Customer Relations Executive at AXA Health. In this role, I am responsible for investigating customer complaints and providing final decisions via telephone, email, and written correspondence.

Through this position, I have developed strong expertise in complaint resolution, ensuring outcomes are fair and reasonable by thoroughly reviewing all relevant information — including medical documentation, recorded calls, and policy wording. I also ensure that all decisions are made in line with FCA regulations and industry standards.

Importantly, none of the cases I have handled that were referred to the Financial Ombudsman Service have resulted in a change of decision, which I believe demonstrates my ability to make well-considered, evidence-based conclusions.

I am confident and articulate in communicating complaint outcomes to customers across various channels, always aiming to provide exceptional service with professionalism, respect, and empathy where appropriate. I am highly experienced in drafting final decision letters that are clear, concise, and grammatically accurate, ensuring customers understand the reasoning behind each decision.

I thrive in fast-paced environments and am adept at managing and prioritising my workload effectively. I consistently meet personal, team, and departmental targets. In addition, I have experience identifying common complaint trends, conducting root cause analysis, and presenting findings to managers and stakeholders to support continuous improvement.

Overview

12
12
years of professional experience
6
6
years of post-secondary education

Work history

Customer Relations Executive

AXA Health
Glasgow
09.2022 - Current
  • Investigate concerns raised by members and provide written final decision letters outlining the outcome, including details of their rights to refer the matter to the Financial Ombudsman Service.
  • Communicate complaint outcomes clearly and empathetically via telephone and email, maintaining a respectful and understanding tone regardless of the decision.
  • Manage a personal caseload effectively while working towards departmental, team, and individual targets, demonstrating the ability to perform well under pressure.
  • Review a wide range of information relevant to investigations, including medical documentation, policy terms and conditions, and prior communications with members.
  • Make fair, balanced, and well-reasoned decisions regarding whether members have been treated appropriately, based on a thorough review of all evidence.
  • Maintain a strong understanding of FCA regulations, particularly Consumer Duty, and ensure these are fully considered in the resolution of complaints.
  • Liaise professionally with internal departments and external parties such as hospitals and brokers to gather information and support the investigation process.
  • Identify and report recurring issues, presenting trends and root cause analysis to managers and stakeholders with the aim of improving service delivery and member outcomes.

Retentions Sales Advisor

Sky UK Limited
, Glasgow
03.2018 - 07.2021
  • Communicate effectively with customers over the phone to resolve account issues and address complaints, ensuring a positive outcome.
  • Analyse customer billing accounts to identify and resolve discrepancies, processing any necessary refunds in a timely manner.
  • Deliver a high standard of customer service to consistently meet Net Promoter Score (NPS) targets and enhance customer satisfaction.
  • Collaborate with team members to meet both productivity and sales targets, contributing to the overall success of the department.
  • Strive for first-call resolution wherever possible, ensuring customers' concerns are addressed in one interaction.
  • Handle customer complaints professionally, working towards a resolution that meets the customer's needs and expectations.
  • Maintain accurate and detailed case notes on customer accounts, ensuring effective account management and continuity of service.
  • Promote Sky services and products where appropriate, meeting sales goals and enhancing customer engagement.
  • Liaise with other departments, including technical support, to resolve complex customer account or service issues.
  • Provide feedback on recurring customer service or account issues to help identify areas for improvement and enhance the customer experience.

Managing Director

EGM Trading Ltd
Glasgow
04.2015 - 03.2018


  • General running of the company, i.e managing company accounts, payroll etc
  • Supported staff wellbeing and effectiveness through informal discussions
  • Communicated with customers and suppliers via phone, email, and in-person meetings.
  • Driving the company van to deliver customer orders and collecting stock from suppliers.


Online Sales Manager

This Stuff Online Ltd
, Glasgow
06.2013 - 04.2015
  • Managed stock orders and processed supplier invoices efficiently.
  • Picked and packaged online orders for prompt delivery.
  • Coordinated parcel bookings with couriers, including Royal Mail.
  • Oversaw customer inquiries, providing effective support and solutions.
  • Communicated with customers via phone to address queries and resolve issues.
  • Utilised MS Office and spreadsheets for record maintenance and updates.
  • Organised folders and spreadsheets to ensure proper document filing.
  • Operated printers, fax machines, and scanners to support daily operations.

Education

Scottish Highers - Mathematics, Geography, Drama and Physics

Holyrood Secondary School
Glasgow
08.2006 - 06.2012

Skills

  • Experienced in complaint handling
  • Strong written and verbal communication skills
  • Sound understanding of FCA regulations, including Consumer Duty
  • Able to perform effectively under pressure, managing my own workload independently
  • Skilled in efficiently reviewing and analysing large volumes of information
  • Confident in liaising with internal departments and external organisations as required
  • Committed to delivering exceptional customer service
  • Experienced in identifying and reporting recurring trends and conducting root cause analysis

Timeline

Customer Relations Executive

AXA Health
09.2022 - Current

Retentions Sales Advisor

Sky UK Limited
03.2018 - 07.2021

Managing Director

EGM Trading Ltd
04.2015 - 03.2018

Online Sales Manager

This Stuff Online Ltd
06.2013 - 04.2015

Scottish Highers - Mathematics, Geography, Drama and Physics

Holyrood Secondary School
08.2006 - 06.2012
Ryan Miller