Summary
Overview
Work history
Education
Skills
Websites
References
Timeline
Generic

Rumi Mirza

Datchet,SLOUGH

Summary

Seasoned Risk and Operations Leader with extensive expertise in Financial Services and Fintech. 18+ years of demonstrated proficiency across Brokerage, Asset Management, Open Banking, E-commerce, and Payment Solutions for global enterprises. A results-driven, strategic executive known for decisive action, governance acumen, and an exceptional command of financial markets and regulatory environments. Recognized for driving productivity, leading high-performing teams, and fostering stakeholder relationships that advance business objectives.

Overview

17
17
years of professional experience
2012
2012
years of post-secondary education

Work history

Head of Operations, EMEA

10Pearls
London
04.2023 - 11.2024
  • Company Overview: Global Digital Transformation Leader for FinTech, Healthcare, Telecom, and Education Sectors
  • Spearheaded pioneering initiatives in Open Banking to enhance cross-border financial services integration for UK and EU clients, establishing API-led solutions that facilitated seamless, secure data sharing while maintaining rigorous compliance with PSD2 and GDPR requirements
  • Drove transformative e-commerce solutions for EMEA clients, enhancing payment integration, user experience, and transaction security for both B2B and B2C markets
  • Developed a scalable architecture that reduced checkout times and optimized customer conversion rates
  • Delivered robust payment frameworks, leveraging partnerships with third-party providers to ensure real-time transaction processing, minimized operational risk, and streamlined compliance for high-volume digital transactions across multiple geographies
  • Directed EMEA business operations, overseeing revenue targets, business continuity planning, and enterprise risk management
  • Reported directly to the Board of Directors on performance metrics, compliance status, and strategic milestones
  • Fostered key relationships with UK and EU clients, negotiating partnerships, managing budgets, and ensuring ROI objectives were consistently met
  • Guided cross-functional teams to align their productivity with business strategy, maximizing efficiency and resource allocation
  • Global Digital Transformation Leader for FinTech, Healthcare, Telecom, and Education Sectors

Senior Director, Head of Front Office Risk Management and Operations

ADSS
12.2016 - 06.2019
  • Company Overview: Abu Dhabi-Based Provider of Trading, Asset, and Wealth Management Solutions
  • Established and maintained robust monitoring frameworks for diversified asset classes, including forex, commodities, equities, and cryptocurrencies
  • Developed automated tools for portfolio valuation and concentration risk management, achieving a 20% increase in operational efficiency
  • Led organization-wide risk policies encompassing credit, market, liquidity, and operational risk, including front-line defenses and controls for regulatory compliance
  • Oversaw credit exposure and margin management, significantly reducing potential liabilities by optimizing credit assessments
  • Implemented exposure monitoring systems for FX, equities, and derivatives, minimizing market risk through proactive client and counterparty analysis
  • Chaired credit committees, providing decisive oversight on credit approvals and escalations
  • Introduced automated controls for client onboarding, KYC/AML compliance, and risk assessment
  • Reduced operational redundancies by 15% through cross-departmental collaboration and streamlined compliance procedures
  • Directed risk team operations, ensuring effective training, policy compliance, and escalation of critical incidents
  • Delivered comprehensive reports on market trends, regulatory updates, and risk metrics to the executive team and Board
  • Abu Dhabi-Based Provider of Trading, Asset, and Wealth Management Solutions

Credit, Market & Liquidity Risk Manager

ICAP plc
05.2008 - 07.2011
  • Company Overview: World’s Leading Interdealer Broker in OTC Financial Markets
  • Conducted rigorous credit analyses for EMEA clients, setting limits, monitoring exposure, and managing counterparty relationships to mitigate potential losses in high-stakes trading environments
  • Modeled alternative liquidity risk parameters, liaising with global treasury and operations teams to standardize practices across regions
  • Ensured adherence to regulatory compliance by implementing a globally consistent liquidity framework
  • Led the deployment of ICAP’s operational risk system, training teams, mapping transaction lifecycles, and developing RCSAs for comprehensive risk assessment
  • Championed the integration of causal analysis, linking risk indicators to loss events and controls
  • Collaborated with IT on credit, market, and liquidity risk system enhancements, enabling more accurate and responsive risk analysis
  • Established advanced stress-testing models for scenario planning across business units
  • World’s Leading Interdealer Broker in OTC Financial Markets

Education

Graduate Diploma - Financial Engineering

Birkbeck College, University of London

Advanced Certificate - Operational Risk

CISI

Certificate - Emerging Markets: Banks and Sovereigns

Fitch Training

Investment Administration Qualification - undefined

CISI

BEng (Hons) - Electronic and Electrical Engineering

University College London (UCL)

Skills

  • Misys Treasury
  • Oracle Database
  • Monte Carlo Simulations
  • VAR Calculations
  • Operational excellence
  • ISO certification requirements
  • Financial risk analysis
  • Credit Risk Matrix
  • Scenario Testing
  • KRI/KPI Dashboard Development
  • RCSA
  • KYC/AML
  • PSD2 Compliance

References

References available upon request.

Timeline

Head of Operations, EMEA

10Pearls
04.2023 - 11.2024

Senior Director, Head of Front Office Risk Management and Operations

ADSS
12.2016 - 06.2019

Credit, Market & Liquidity Risk Manager

ICAP plc
05.2008 - 07.2011

Advanced Certificate - Operational Risk

CISI

Certificate - Emerging Markets: Banks and Sovereigns

Fitch Training

Investment Administration Qualification - undefined

CISI

BEng (Hons) - Electronic and Electrical Engineering

University College London (UCL)

Graduate Diploma - Financial Engineering

Birkbeck College, University of London

Similar Profiles

Create profile
Rumi Mirza