Richard D’Souza

- Lead strategic growth of the business by expanding relationships with brokers

- Worked closely with sales and marketing to align underwriting process with commercial objectives

-Atended industry events to promote the company

-Ensure adherence to all regulatory requirements and risk management

-Every completion needs to be signed off by myslef

-Sat on credit committee so signed of other departments deals including BTL

_managed a team of 15 people, all reporting Directly to me

_carried out momhtky reviws with the team

-Led underwriting team in assessing risk factors for diverse financial products.

-Mentored junior underwriters to foster professional development and knowledge sharing.-

-Quickly learned and applied new skills to daily tasks, improving efficiency and productivity.

-Successfully delivered on tasks within tight deadlines

-Worked evenings and weekends if there was a high volume of work

-Displayed energy and enthusiasm in fast-paced environment.

-Oversaw daily operations to achieve high productivity levels

-Sat in meeting with new founders and investors to answer any queries

• Evaluated client applications for loan eligibility by analysing financial information and assessing risk factors.
• Provided expert guidance to clients on suitable loan products tailored to individual needs and circumstances.
• Maintained up-to-date knowledge of industry regulations and compliance standards to ensure adherence.
• Supported team members by sharing insights on best practices and facilitating ongoing training sessions.
• Reviewed and processed documentation to expedite loan approvals and minimise delays in funding.
• Delivered excellent customer service by addressing and resolving queries.