Summary
Overview
Work history
Education
Skills
Interests
Languages
Timeline
Ricardo Hernandez Torres

Ricardo Hernandez Torres

LEEDS,Leeds

Summary

Contact Dedicated bank operator Back/Middle Office activities and loan officer with a solid 12 years of experience in a variety of bank branches and credit unions. Thorough knowledge of financial reporting, market research, business process modelling. Qualified engineering professional experienced wit Telematics solutions designs. Thorough and detail-oriented in calculating values and optimizing designs for safety, code compliance and project specifications. Analytical in approaching and resolving design issues. Focused Commissioning Engineer offering 5 year background overseeing installation of plants, systems and equipment. Expertise in creating and carrying out test procedures and investigating problems and troubleshooting issues. Focused leader dedicated to motivating teams to achieve higher levels of performance excellence.

Strategic Commissioning Engineer with comprehensive knowledge of coordinating commissioning activities and assisting with test production. Familiar with regulatory and safety standards associated with plant performance. Successful in prioritizing and managing multiple tasks to reach project targets.

Overview

15
15
years of professional experience
5
5
years of post-secondary education

Work history

Commissioning Engineer Telematics Solutions

MICHELIN
Leeds, England
03.2021 - Current
  • Achieved high levels of client satisfaction by producing timely, comprehensive commissioning status reports.
  • Troubleshoot machinery and equipment to detect issues and concerns.
  • Scheduled and coordinated commissioning visits with clients to determine needs and requirements.
  • Guaranteed workflow, managing equipment inventory in line with project needs.
  • Provided training to staff to evaluate parts and perform required testing.
  • Gathered data from tests to provide evidence and determine equipment meets required assessments.
  • Supervised smooth running of commissioning activities from design to final completion.
  • Oversaw health and safety compliance of commissioning activities, maintaining outstanding site safety scores.
  • Resolved equipment non-conformances and defects with 100% success.

Costumer Telematic Solutions

VOLVO TRUCKS
Rugby, England
10.2020 - 12.2020
  • Liaise with customers and the dealer network, answer, and resolve their queries according to defined service level standards
  • Check legal documentation to ensure that Credit Conditions and legal requirements are met and all information is correct before processing
  • Ensure copy of all Contracts are signed and posted to Customers and Dealers where necessary
  • Processing of payments to Dealers and Market Companies
  • Relationship building with customers
  • Review daily control reports maintaining accuracy of all information relating to
  • Finance & Maintenance Agreements
  • Review the processes and updating where necessary
  • Produce reports for both internal and external customer and being part of Projects in a Continuous Improvement culture.

Essential Banker

BARCLAYS BANK PLC
Barnsley, England
02.2020 - 05.2020
  • Handling all cashier related inquiries from the customer
  • Ensuring that the tills balance up at the end of the day
  • Balancing all cash and checks in cash drawer, payment, withdrawals, close and open accounts and appointment for potential clients and Barclays products
  • ID process EMEA client identification based in the internal process from Barclays
  • Process payments FX and Derivatives , Swaps and Collateral
  • Prepare the results for the branch and delivered to the office and teams in UK
  • Bank account reconciliation , collaterals and margining bank account for FX breaks
  • Find whit the customers who fail to payment the best solution and search solution, negotiation and sanctions
  • Evaluating new credits and risk
  • Processing and reconciliation of invoices
  • Following up payments and contact whit the clients inFrance and Spain by personal, email and phone call.

Middle Office Analyst

BBVA BANK
London, England
08.2019 - 12.2019
  • Oversaw financial modeling requirements to support client billing processes.
  • Enforced SOX compliance across high-volume controls environment.
  • Analysed and reported on operational cost performance with comparisons to budget.
  • Researched market conditions to understand impacts on organizational objectives.
  • Produced risk and control analysis reports informing key business stakeholders.

Reception Treasury Assistant

St PANCRAS HOTEL GROUP
London, England
11.2018 - 07.2019
  • Reporting Daily cash position to senior members of Finance team
  • Collation of bank statements from banking portals and preparation of analysis of cash transactions on a weekly basis from the Hotel & Restaurant
  • Gathering weekly cash balances from overseas finance teams and preparing reporting schedules
  • Working with overseas finance teams to facilitate the settlement of intercompany balances
  • Assisting with maintaining loan registers
  • Preparation of bank reconciliations for the Group
  • Working closely and effectively with the rest of the team to ensure balance of workload, especially in times of high pressure or tight deadlines.

Middle Office FX & Derivatives

BANCO SANTANDER SA
Madrid, Spain
03.2018 - 08.2018

Credit Risk Analyst

BBVA BANK
Paris, France
03.2014 - 03.2018

Back Office & Middle Office

CITI BANK
Chicago, USA
01.2009 - 02.2014

Education

Certificate of Higher Education - Economist

Université Grenoble Alpes, Grenoble, France
07.2000 - 07.2005

Skills

  • Procedures
  • Can work well under pressure and multi-task with a sense
  • Of urgency and prioritization
  • Have familiarity with various OTC Derivatives, and FX
  • Ownerships of control functions, and post execution risk
  • Management across Equity, Warrants and ETO business
  • Leasing with the business to identify and resolve issues
  • Provide trade information and acting as a point of contact
  • For multiple teams around the firm
  • Systems integration
  • Design-build process
  • System walk-down checklists
  • Project controls
  • Controls systems
  • Program implementation
  • Pre-commissioning activities
  • Structural analysis

Interests

In my spare time, I enjoy meeting up with my friends and family,  I enjoy going to the gym and love swimg, I enjoy swimming and I have been competing since I was 7 years old.  I also enjoy reading business and economics magazines such as the Economist and Financial Times  and regularly partake in charity runs around the UK in order to help the community and stay fit and healthy. I also enjoy keeping up to date with current affairs, both national and international events, which helps me to get inspiration for the solutions that I produce when I am working. 

Languages

English
Fluent
French
Native
Spanish
Native
Italian
Upper intermediate

Timeline

Commissioning Engineer Telematics Solutions - MICHELIN
03.2021 - Current
Costumer Telematic Solutions - VOLVO TRUCKS
10.2020 - 12.2020
Essential Banker - BARCLAYS BANK PLC
02.2020 - 05.2020
Middle Office Analyst - BBVA BANK
08.2019 - 12.2019
Reception Treasury Assistant - St PANCRAS HOTEL GROUP
11.2018 - 07.2019
Middle Office FX & Derivatives - BANCO SANTANDER SA
03.2018 - 08.2018
Credit Risk Analyst - BBVA BANK
03.2014 - 03.2018
Back Office & Middle Office - CITI BANK
01.2009 - 02.2014
Université Grenoble Alpes - Certificate of Higher Education, Economist
07.2000 - 07.2005

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Ricardo Hernandez Torres